[
  {
    "code": "AF",
    "name": "Afghanistan",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "AL",
    "name": "Albania",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "DZ",
    "name": "Algeria",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "AS",
    "name": "American Samoa",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "AD",
    "name": "Andorra",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "AO",
    "name": "Angola",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "AI",
    "name": "Anguilla",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "AQ",
    "name": "Antarctica",
    "region": "Other territories",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "AG",
    "name": "Antigua & Barbuda",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "AR",
    "name": "Argentina",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "AM",
    "name": "Armenia",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "AW",
    "name": "Aruba",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "AU",
    "name": "Australia",
    "region": "Oceania",
    "status": "partially verified",
    "cards": 29,
    "lastReviewed": "2026-10-12",
    "note": "Refreshed Westpac earning tiers and required rewards fees; added Velocity variants and Qantas Money Everyday. Remaining: other bank/business products and exact transfer, expiry and rounding rules.",
    "quarantined": 1,
    "lastUpdated": "2026-10-14"
  },
  {
    "code": "AT",
    "name": "Austria",
    "region": "Europe",
    "status": "partially verified",
    "cards": 3,
    "lastReviewed": "2026-10-16",
    "note": "Official-source starter inventory. Missing conditions and other issuers remain to be researched; not exhaustive.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "AZ",
    "name": "Azerbaijan",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "BS",
    "name": "Bahamas",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "BH",
    "name": "Bahrain",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "BD",
    "name": "Bangladesh",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "BB",
    "name": "Barbados",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "BY",
    "name": "Belarus",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "BE",
    "name": "Belgium",
    "region": "Europe",
    "status": "partially verified",
    "cards": 5,
    "lastReviewed": "2026-10-16",
    "note": "Official-source starter inventory. Missing conditions and other issuers remain to be researched; not exhaustive.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "BZ",
    "name": "Belize",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "BJ",
    "name": "Benin",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "BM",
    "name": "Bermuda",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "BT",
    "name": "Bhutan",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "BO",
    "name": "Bolivia",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "BA",
    "name": "Bosnia & Herzegovina",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "BW",
    "name": "Botswana",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "BV",
    "name": "Bouvet Island",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "BR",
    "name": "Brazil",
    "region": "Americas",
    "status": "partially verified",
    "cards": 3,
    "lastReviewed": null,
    "note": "Starter official issuer inventory. Remaining issuers, application availability, fees, rounding, transfers and exclusions still require research. Not an exhaustive country audit.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "IO",
    "name": "British Indian Ocean Territory",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "VG",
    "name": "British Virgin Islands",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "BN",
    "name": "Brunei",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "BG",
    "name": "Bulgaria",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "BF",
    "name": "Burkina Faso",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "BI",
    "name": "Burundi",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "KH",
    "name": "Cambodia",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "CM",
    "name": "Cameroon",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "CA",
    "name": "Canada",
    "region": "Americas",
    "status": "partially verified",
    "cards": 20,
    "lastReviewed": "2026-10-12",
    "note": "Added Amex Business Platinum/Aeroplan Business Reserve and enriched six records, including future January 2027 Aeroplan fee changes. Remaining: other RBC/business/hotel routes and complete transfer terms.",
    "quarantined": 0,
    "lastUpdated": "2026-10-14"
  },
  {
    "code": "CV",
    "name": "Cape Verde",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "BQ",
    "name": "Caribbean Netherlands",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "KY",
    "name": "Cayman Islands",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "CF",
    "name": "Central African Republic",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "TD",
    "name": "Chad",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "CL",
    "name": "Chile",
    "region": "Americas",
    "status": "partially verified",
    "cards": 6,
    "lastReviewed": "2026-10-16",
    "note": "Official-source starter inventory. Other issuers, missing conditions and conflicting terms remain unreviewed; not exhaustive.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "CN",
    "name": "China",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "CX",
    "name": "Christmas Island",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "CC",
    "name": "Cocos (Keeling) Islands",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "CO",
    "name": "Colombia",
    "region": "Americas",
    "status": "partially verified",
    "cards": 1,
    "lastReviewed": "2026-10-16",
    "note": "Official-source starter inventory. Other issuers, missing conditions and conflicting terms remain unreviewed; not exhaustive.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "KM",
    "name": "Comoros",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "CG",
    "name": "Congo - Brazzaville",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "CD",
    "name": "Congo - Kinshasa",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "CK",
    "name": "Cook Islands",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "CR",
    "name": "Costa Rica",
    "region": "Americas",
    "status": "partially verified",
    "cards": 17,
    "lastReviewed": "2026-10-16",
    "note": "Official-source starter inventory. Other issuers, missing conditions and conflicting terms remain unreviewed; not exhaustive.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "HR",
    "name": "Croatia",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "CU",
    "name": "Cuba",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "CW",
    "name": "Curaçao",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "CY",
    "name": "Cyprus",
    "region": "Asia",
    "status": "partially verified",
    "cards": 2,
    "lastReviewed": "2026-10-16",
    "note": "Official-source starter inventory. Missing conditions and other issuers remain to be researched; not exhaustive.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "CZ",
    "name": "Czechia",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "CI",
    "name": "Côte d’Ivoire",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "DK",
    "name": "Denmark",
    "region": "Europe",
    "status": "partially verified",
    "cards": 2,
    "lastReviewed": null,
    "note": "Starter official issuer inventory. Remaining issuers, application availability, fees, rounding, transfers and exclusions still require research. Not an exhaustive country audit.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "DJ",
    "name": "Djibouti",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "DM",
    "name": "Dominica",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "DO",
    "name": "Dominican Republic",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "EC",
    "name": "Ecuador",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "EG",
    "name": "Egypt",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "SV",
    "name": "El Salvador",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "GQ",
    "name": "Equatorial Guinea",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "ER",
    "name": "Eritrea",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "EE",
    "name": "Estonia",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "SZ",
    "name": "Eswatini",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "ET",
    "name": "Ethiopia",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "FK",
    "name": "Falkland Islands",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "FO",
    "name": "Faroe Islands",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "FJ",
    "name": "Fiji",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "FI",
    "name": "Finland",
    "region": "Europe",
    "status": "partially verified",
    "cards": 2,
    "lastReviewed": "2026-10-16",
    "note": "Official-source starter inventory. Other issuers and unresolved conditions remain to be researched. Not an exhaustive country audit.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "FR",
    "name": "France",
    "region": "Europe",
    "status": "partially verified",
    "cards": 12,
    "lastReviewed": "2026-10-13",
    "note": "All seven indexed Membership Rewards products now link to the current ten-partner French conversion table. Remaining: comprehensive issuer/legacy inventory, partner minima and detailed category exclusions.",
    "quarantined": 0,
    "lastUpdated": "2026-10-14"
  },
  {
    "code": "GF",
    "name": "French Guiana",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "PF",
    "name": "French Polynesia",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "TF",
    "name": "French Southern Territories",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "GA",
    "name": "Gabon",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "GM",
    "name": "Gambia",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "GE",
    "name": "Georgia",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "DE",
    "name": "Germany",
    "region": "Europe",
    "status": "partially verified",
    "cards": 22,
    "lastReviewed": "2026-10-13",
    "note": "All seven indexed Membership Rewards products now include the German nine-partner table, minima and increments. Remaining: exhaustive legacy/status eligibility, exclusions and expiry audit.",
    "quarantined": 0,
    "lastUpdated": "2026-10-14"
  },
  {
    "code": "GH",
    "name": "Ghana",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "GI",
    "name": "Gibraltar",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "GR",
    "name": "Greece",
    "region": "Europe",
    "status": "partially verified",
    "cards": 2,
    "lastReviewed": "2026-10-16",
    "note": "Official-source starter inventory. Missing conditions and other issuers remain to be researched; not exhaustive.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "GL",
    "name": "Greenland",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "GD",
    "name": "Grenada",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "GP",
    "name": "Guadeloupe",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "GU",
    "name": "Guam",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "GT",
    "name": "Guatemala",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "GG",
    "name": "Guernsey",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "GN",
    "name": "Guinea",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "GW",
    "name": "Guinea-Bissau",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "GY",
    "name": "Guyana",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "HT",
    "name": "Haiti",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "HM",
    "name": "Heard & McDonald Islands",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "HN",
    "name": "Honduras",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "HK",
    "name": "Hong Kong SAR China",
    "region": "Asia",
    "status": "partially verified",
    "cards": 2,
    "lastReviewed": null,
    "note": "Starter selection added from official issuer/airline sources. Not an exhaustive market inventory. Unrecorded fees, transfer terms, exclusions and availability require further research.",
    "lastUpdated": "2026-10-15",
    "quarantined": 0
  },
  {
    "code": "HU",
    "name": "Hungary",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "IS",
    "name": "Iceland",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "IN",
    "name": "India",
    "region": "Asia",
    "status": "partially verified",
    "cards": 3,
    "lastReviewed": null,
    "note": "Starter selection added from official issuer/airline sources. Not an exhaustive market inventory. Unrecorded fees, transfer terms, exclusions and availability require further research.",
    "lastUpdated": "2026-10-15",
    "quarantined": 0
  },
  {
    "code": "ID",
    "name": "Indonesia",
    "region": "Asia",
    "status": "partially verified",
    "cards": 92,
    "lastReviewed": "2026-10-12",
    "note": "Updated 19 cards and added DBS Vantage. Corrected UOB PRIVIMiles to 12 UOB Points per mile and DBS Travel Platinum domestic earning. Many remaining issuer fees, availability, rounding and transfer terms need review; three routes remain quarantined.",
    "quarantined": 3,
    "lastUpdated": "2026-10-14"
  },
  {
    "code": "IR",
    "name": "Iran",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "IQ",
    "name": "Iraq",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "IE",
    "name": "Ireland",
    "region": "Europe",
    "status": "partially verified",
    "cards": 1,
    "lastReviewed": "2026-10-16",
    "note": "Official-source starter inventory. Other issuers and unresolved conditions remain to be researched. Not an exhaustive country audit.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "IM",
    "name": "Isle of Man",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "IL",
    "name": "Israel",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "IT",
    "name": "Italy",
    "region": "Europe",
    "status": "partially verified",
    "cards": 12,
    "lastReviewed": null,
    "note": "Added eight American Express products, Advanzia Miles & More Gold and three UniCredit products. Excluded ended ITA Volare earning. Remaining: legacy/invitation-only availability, bank-point rounding and detailed transfer minima/fees; exhaustive coverage not established.",
    "lastUpdated": "2026-10-14",
    "quarantined": 0
  },
  {
    "code": "JM",
    "name": "Jamaica",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "JP",
    "name": "Japan",
    "region": "Asia",
    "status": "partially verified",
    "cards": 4,
    "lastReviewed": null,
    "note": "Starter selection added from official issuer/airline sources. Not an exhaustive market inventory. Unrecorded fees, transfer terms, exclusions and availability require further research.",
    "lastUpdated": "2026-10-15",
    "quarantined": 0
  },
  {
    "code": "JE",
    "name": "Jersey",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "JO",
    "name": "Jordan",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "KZ",
    "name": "Kazakhstan",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "KE",
    "name": "Kenya",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "KI",
    "name": "Kiribati",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "KW",
    "name": "Kuwait",
    "region": "Asia",
    "status": "partially verified",
    "cards": 3,
    "lastReviewed": "2026-10-16",
    "note": "Official-source starter inventory; other issuers and missing conditions remain unreviewed. Prepaid cards excluded. Not exhaustive.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "KG",
    "name": "Kyrgyzstan",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "LA",
    "name": "Laos",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "LV",
    "name": "Latvia",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "LB",
    "name": "Lebanon",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "LS",
    "name": "Lesotho",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "LR",
    "name": "Liberia",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "LY",
    "name": "Libya",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "LI",
    "name": "Liechtenstein",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "LT",
    "name": "Lithuania",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "LU",
    "name": "Luxembourg",
    "region": "Europe",
    "status": "partially verified",
    "cards": 2,
    "lastReviewed": "2026-10-16",
    "note": "Official-source starter inventory. Missing conditions and other issuers remain to be researched; not exhaustive.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "MO",
    "name": "Macao SAR China",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "MG",
    "name": "Madagascar",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "MW",
    "name": "Malawi",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "MY",
    "name": "Malaysia",
    "region": "Asia",
    "status": "partially verified",
    "cards": 20,
    "lastReviewed": "2026-10-13",
    "note": "Added UOB PRVI Miles Elite, Hong Leong Infinite and two AmBank Enrich cards. Remaining: RHB and other CIMB/Maybank/legacy variants, detailed transfer tables and exclusions.",
    "quarantined": 0,
    "lastUpdated": "2026-10-14"
  },
  {
    "code": "MV",
    "name": "Maldives",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "ML",
    "name": "Mali",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "MT",
    "name": "Malta",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "MH",
    "name": "Marshall Islands",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "MQ",
    "name": "Martinique",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "MR",
    "name": "Mauritania",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "MU",
    "name": "Mauritius",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "YT",
    "name": "Mayotte",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "MX",
    "name": "Mexico",
    "region": "Americas",
    "status": "partially verified",
    "cards": 3,
    "lastReviewed": null,
    "note": "Starter official issuer inventory. Remaining issuers, application availability, fees, rounding, transfers and exclusions still require research. Not an exhaustive country audit.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "FM",
    "name": "Micronesia",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "MD",
    "name": "Moldova",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "MC",
    "name": "Monaco",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "MN",
    "name": "Mongolia",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "ME",
    "name": "Montenegro",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "MS",
    "name": "Montserrat",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "MA",
    "name": "Morocco",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "MZ",
    "name": "Mozambique",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "MM",
    "name": "Myanmar (Burma)",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "NA",
    "name": "Namibia",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "NR",
    "name": "Nauru",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "NP",
    "name": "Nepal",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "NL",
    "name": "Netherlands",
    "region": "Europe",
    "status": "partially verified",
    "cards": 4,
    "lastReviewed": null,
    "note": "Starter official issuer inventory. Remaining issuers, application availability, fees, rounding, transfers and exclusions still require research. Not an exhaustive country audit.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "NC",
    "name": "New Caledonia",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "NZ",
    "name": "New Zealand",
    "region": "Oceania",
    "status": "partially verified",
    "cards": 3,
    "lastReviewed": null,
    "note": "Starter selection added from official issuer/airline sources. Not an exhaustive market inventory. Unrecorded fees, transfer terms, exclusions and availability require further research.",
    "lastUpdated": "2026-10-15",
    "quarantined": 0
  },
  {
    "code": "NI",
    "name": "Nicaragua",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "NE",
    "name": "Niger",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "NG",
    "name": "Nigeria",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "NU",
    "name": "Niue",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "NF",
    "name": "Norfolk Island",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "KP",
    "name": "North Korea",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "MK",
    "name": "North Macedonia",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "MP",
    "name": "Northern Mariana Islands",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "NO",
    "name": "Norway",
    "region": "Europe",
    "status": "partially verified",
    "cards": 3,
    "lastReviewed": null,
    "note": "Starter official issuer inventory. Remaining issuers, application availability, fees, rounding, transfers and exclusions still require research. Not an exhaustive country audit.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "OM",
    "name": "Oman",
    "region": "Asia",
    "status": "partially verified",
    "cards": 1,
    "lastReviewed": "2026-10-16",
    "note": "Official-source starter inventory. Other issuers and unresolved conditions remain to be researched. Not an exhaustive country audit.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "PK",
    "name": "Pakistan",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "PW",
    "name": "Palau",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "PS",
    "name": "Palestinian Territories",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "PA",
    "name": "Panama",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "PG",
    "name": "Papua New Guinea",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "PY",
    "name": "Paraguay",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "PE",
    "name": "Peru",
    "region": "Americas",
    "status": "partially verified",
    "cards": 8,
    "lastReviewed": "2026-10-16",
    "note": "Official-source starter inventory. Other issuers, missing conditions and conflicting terms remain unreviewed; not exhaustive.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "PH",
    "name": "Philippines",
    "region": "Asia",
    "status": "partially verified",
    "cards": 3,
    "lastReviewed": null,
    "note": "Starter selection checked against official issuer sources. Remaining issuers, availability, rounding, transfer terms and exclusions need research; exhaustive coverage is not established.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "PN",
    "name": "Pitcairn Islands",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "PL",
    "name": "Poland",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "PT",
    "name": "Portugal",
    "region": "Europe",
    "status": "partially verified",
    "cards": 4,
    "lastReviewed": "2026-10-16",
    "note": "Official-source starter inventory. Other issuers and unresolved conditions remain to be researched. Not an exhaustive country audit.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "PR",
    "name": "Puerto Rico",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "QA",
    "name": "Qatar",
    "region": "Asia",
    "status": "partially verified",
    "cards": 3,
    "lastReviewed": "2026-10-16",
    "note": "Official-source starter inventory. Other issuers and unresolved conditions remain to be researched. Not an exhaustive country audit.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "RO",
    "name": "Romania",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "RU",
    "name": "Russia",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "RW",
    "name": "Rwanda",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "RE",
    "name": "Réunion",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "WS",
    "name": "Samoa",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "SM",
    "name": "San Marino",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "SA",
    "name": "Saudi Arabia",
    "region": "Asia",
    "status": "partially verified",
    "cards": 3,
    "lastReviewed": "2026-10-16",
    "note": "Official-source starter inventory. Other issuers and unresolved conditions remain to be researched. Not an exhaustive country audit.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "SN",
    "name": "Senegal",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "RS",
    "name": "Serbia",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "SC",
    "name": "Seychelles",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "SL",
    "name": "Sierra Leone",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "SG",
    "name": "Singapore",
    "region": "Asia",
    "status": "partially verified",
    "cards": 27,
    "lastReviewed": "2026-10-13",
    "note": "Added UOB Preferred Visa and OCBC Rewards; refreshed nine existing fee, earning and transfer records. Remaining: other HSBC/Standard Chartered/UOB variants, business cards and transaction-level exclusions.",
    "quarantined": 0,
    "lastUpdated": "2026-10-14"
  },
  {
    "code": "SX",
    "name": "Sint Maarten",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "SK",
    "name": "Slovakia",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "SI",
    "name": "Slovenia",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "SB",
    "name": "Solomon Islands",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "SO",
    "name": "Somalia",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "ZA",
    "name": "South Africa",
    "region": "Africa",
    "status": "partially verified",
    "cards": 2,
    "lastReviewed": null,
    "note": "Starter official issuer inventory. Remaining issuers, application availability, fees, rounding, transfers and exclusions still require research. Not an exhaustive country audit.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "GS",
    "name": "South Georgia & South Sandwich Islands",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "KR",
    "name": "South Korea",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "SS",
    "name": "South Sudan",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "ES",
    "name": "Spain",
    "region": "Europe",
    "status": "partially verified",
    "cards": 1,
    "lastReviewed": null,
    "note": "Starter official issuer inventory. Remaining issuers, application availability, fees, rounding, transfers and exclusions still require research. Not an exhaustive country audit.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "LK",
    "name": "Sri Lanka",
    "region": "Asia",
    "status": "partially verified",
    "cards": 1,
    "lastReviewed": "2026-10-16",
    "note": "Official-source starter inventory; other issuers and missing conditions remain unreviewed. Prepaid cards excluded. Not exhaustive.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "BL",
    "name": "St. Barthélemy",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "SH",
    "name": "St. Helena",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "KN",
    "name": "St. Kitts & Nevis",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "LC",
    "name": "St. Lucia",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "MF",
    "name": "St. Martin",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "PM",
    "name": "St. Pierre & Miquelon",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "VC",
    "name": "St. Vincent & Grenadines",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "SD",
    "name": "Sudan",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "SR",
    "name": "Suriname",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "SJ",
    "name": "Svalbard & Jan Mayen",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "SE",
    "name": "Sweden",
    "region": "Europe",
    "status": "partially verified",
    "cards": 3,
    "lastReviewed": null,
    "note": "Starter official issuer inventory. Remaining issuers, application availability, fees, rounding, transfers and exclusions still require research. Not an exhaustive country audit.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "CH",
    "name": "Switzerland",
    "region": "Europe",
    "status": "partially verified",
    "cards": 13,
    "lastReviewed": "2026-10-13",
    "note": "Added two American Express Business cards and refined personal/Business Easy transfer evidence. Basic Business MR subscription billing/tax basis remains unresolved. Remaining: business combos, legacy products and full partner mappings.",
    "quarantined": 0,
    "lastUpdated": "2026-10-14"
  },
  {
    "code": "SY",
    "name": "Syria",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "ST",
    "name": "São Tomé & Príncipe",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "TW",
    "name": "Taiwan",
    "region": "Asia",
    "status": "partially verified",
    "cards": 2,
    "lastReviewed": null,
    "note": "Starter selection checked against official issuer sources. Remaining issuers, availability, rounding, transfer terms and exclusions need research; exhaustive coverage is not established.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "TJ",
    "name": "Tajikistan",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "TZ",
    "name": "Tanzania",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "TH",
    "name": "Thailand",
    "region": "Asia",
    "status": "partially verified",
    "cards": 1,
    "lastReviewed": null,
    "note": "Starter selection checked against official issuer sources. Remaining issuers, availability, rounding, transfer terms and exclusions need research; exhaustive coverage is not established.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "TL",
    "name": "Timor-Leste",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "TG",
    "name": "Togo",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "TK",
    "name": "Tokelau",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "TO",
    "name": "Tonga",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "TT",
    "name": "Trinidad & Tobago",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "TN",
    "name": "Tunisia",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "TM",
    "name": "Turkmenistan",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "TC",
    "name": "Turks & Caicos Islands",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "TV",
    "name": "Tuvalu",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "TR",
    "name": "Türkiye",
    "region": "Asia",
    "status": "partially verified",
    "cards": 4,
    "lastReviewed": null,
    "note": "Starter official issuer inventory. Remaining issuers, application availability, fees, rounding, transfers and exclusions still require research. Not an exhaustive country audit.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "UM",
    "name": "U.S. Outlying Islands",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "VI",
    "name": "U.S. Virgin Islands",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "UG",
    "name": "Uganda",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "UA",
    "name": "Ukraine",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "AE",
    "name": "United Arab Emirates",
    "region": "Asia",
    "status": "partially verified",
    "cards": 2,
    "lastReviewed": null,
    "note": "Starter selection added from official issuer/airline sources. Not an exhaustive market inventory. Unrecorded fees, transfer terms, exclusions and availability require further research.",
    "lastUpdated": "2026-10-15",
    "quarantined": 0
  },
  {
    "code": "GB",
    "name": "United Kingdom",
    "region": "Europe",
    "status": "partially verified",
    "cards": 16,
    "lastReviewed": "2026-10-12",
    "note": "Added BA Accelerating Business, Marriott Bonvoy and Capital on Tap Free Rewards, plus refreshed HSBC Premier terms. Remaining: other business/paid reward plans, complete minima/timing and legacy-product verification.",
    "quarantined": 0,
    "lastUpdated": "2026-10-14"
  },
  {
    "code": "US",
    "name": "United States",
    "region": "Americas",
    "status": "partially verified",
    "cards": 50,
    "lastReviewed": "2026-10-12",
    "note": "Added JetBlue Premier/Business and Citi MileUp; refreshed 11 earning and fee records. Remaining: quarantined replacement products, newer business variants, hotel transfers and unresolved fees; nine records remain outside public results.",
    "quarantined": 9,
    "lastUpdated": "2026-10-14"
  },
  {
    "code": "UY",
    "name": "Uruguay",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "UZ",
    "name": "Uzbekistan",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "VU",
    "name": "Vanuatu",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "VA",
    "name": "Vatican City",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "VE",
    "name": "Venezuela",
    "region": "Americas",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "VN",
    "name": "Vietnam",
    "region": "Asia",
    "status": "partially verified",
    "cards": 1,
    "lastReviewed": null,
    "note": "Starter selection checked against official issuer sources. Remaining issuers, availability, rounding, transfer terms and exclusions need research; exhaustive coverage is not established.",
    "lastUpdated": "2026-10-16",
    "quarantined": 0
  },
  {
    "code": "WF",
    "name": "Wallis & Futuna",
    "region": "Oceania",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "EH",
    "name": "Western Sahara",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "YE",
    "name": "Yemen",
    "region": "Asia",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "ZM",
    "name": "Zambia",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "ZW",
    "name": "Zimbabwe",
    "region": "Africa",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  },
  {
    "code": "AX",
    "name": "Åland Islands",
    "region": "Europe",
    "status": "not reviewed",
    "cards": 0,
    "lastReviewed": null,
    "note": "Research has not started. No conclusion about local card availability."
  }
]