"id","country","issuer","name","currency","fee","feeExcludesTax","rewardsAnnualFee","reward","earn","route","verifiedAt","url","mileageSource"
"au-qantas-ultimate","AU","American Express","Qantas American Express Ultimate Card","AUD","450","","","Qantas Points","1.25 Qantas Points per AUD 1 on everyday purchases until 100,000 Qantas Points are earned in a calendar year, then 1 per AUD 1; 0.5 at Australian government bodies (issuer page).","Direct Qantas Points, credited monthly. Tiered earning is not modeled.","2026-10-15","https://www.americanexpress.com/en-au/credit-cards/qantas-ultimate-card/","https://www.americanexpress.com/en-au/credit-cards/qantas-ultimate-card/"
"au-amex-velocity-platinum","AU","American Express","American Express Velocity Platinum Card","AUD","440","","","Velocity Points","1.25 Velocity Points per AUD 1 on card purchases, except 0.5 at Australian government bodies (issuer page).","Direct Velocity Points credited automatically to the linked Velocity account.","2026-10-15","https://www.americanexpress.com/en-au/credit-cards/velocity-platinum-card/","https://www.americanexpress.com/en-au/credit-cards/velocity-platinum-card/"
"au-amex-qantas-discovery","AU","American Express","Qantas American Express Discovery Card","AUD","0","","","Qantas Points","0.75 Qantas Points per AUD 1 on eligible card purchases, uncapped (issuer page).","Direct Qantas Points credited monthly to the linked Qantas Frequent Flyer account.","2026-10-15","https://www.americanexpress.com/en-au/credit-cards/qantas-discovery-card/","https://www.americanexpress.com/en-au/credit-cards/qantas-discovery-card/"
"au-anz-ff-black","AU","ANZ","ANZ Frequent Flyer Black","AUD","425","","","Qantas Points","1 Qantas Point per AUD 1 up to and including AUD 7,500 per statement period, then 0.5 per AUD 1 (issuer page).","Direct Qantas Points transferred automatically to a linked Qantas Frequent Flyer account.","2026-10-15","https://www.anz.com.au/personal/credit-cards/frequent-flyer-black/","https://www.anz.com.au/personal/credit-cards/frequent-flyer-black/"
"au-anz-ff-platinum","AU","ANZ","ANZ Frequent Flyer Platinum","AUD","295","","","Qantas Points","0.75 Qantas Points per AUD 1 up to and including AUD 3,000 per statement period, then 0.5 per AUD 1 (issuer page).","Direct Qantas Points transferred automatically to a linked Qantas Frequent Flyer account.","2026-10-15","https://www.anz.com.au/personal/credit-cards/frequent-flyer-platinum/","https://www.anz.com.au/personal/credit-cards/frequent-flyer-platinum/"
"au-nab-qantas-signature","AU","NAB","NAB Qantas Rewards Signature Card","AUD","449","","","Qantas Points","0.75 Qantas Points per AUD 1 on the first AUD 3,000 per statement period, with a lower rate above that (issuer page).","Direct Qantas Points to a linked Qantas Frequent Flyer account.","2026-10-15","https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card","https://www.nab.com.au/personal/credit-cards/qantas-rewards/nab-qantas-rewards-signature-card"
"au-nab-rewards-travel","AU","NAB","NAB Rewards Travel Card","AUD","395","","","NAB Rewards Points","1.5 NAB Rewards Points per AU$1 up to AU$10,000 per monthly statement period, then 0.5 per AU$1. An additional 1 point per AU$1 applies to eligible groceries, petrol, public transport and travel.","Bank points. NAB states automatic redemption to Velocity is available at 3 NAB Rewards Points = 1 Velocity Point; manual transfers to KrisFlyer, Cathay and Koru are also offered.","2026-10-15","https://www.nab.com.au/personal/credit-cards/nab-rewards-cards/travel-card","https://www.nab.com.au/personal/credit-cards/earn-redeem-rewards"
"au-westpac-qantas-platinum","AU","Westpac","Altitude Qantas Platinum","AUD","175","","125","Qantas Points","0.33 Qantas Points per AUD 1 other eligible spend; 0.75 international and 0.5 everyday categories. After AUD 5,000 total statement-cycle spend, further eligible purchases earn 0.2 per AUD 1. Up to 1 extra Qantas Point per AUD 1 on selected Qantas products/services in Australia.","Direct Qantas Points.","2026-10-14","https://www.westpac.com.au/credit-cards/reward/altitude-qantas-platinum","https://www.westpac.com.au/credit-cards/reward"
"au-westpac-qantas-black","AU","Westpac","Altitude Qantas Black","AUD","295","","155","Qantas Points","0.4 Qantas Points per AUD 1 other eligible spend; 1.5 international and 0.8 everyday categories. After AUD 10,000 total statement-cycle spend, further eligible purchases earn 0.25 per AUD 1. Up to 1 extra Qantas Point per AUD 1 on selected Qantas products/services in Australia.","Direct Qantas Points.","2026-10-14","https://www.westpac.com.au/credit-cards/reward/altitude-qantas-black","https://www.westpac.com.au/credit-cards/reward"
"au-westpac-rewards-platinum","AU","Westpac","Altitude Rewards Platinum","AUD","175","","75","Altitude Points","1 Altitude point per AUD 1 other eligible purchases; 1.25 on everyday categories and 2 international. After AUD 5,000 total spend in a statement cycle, further eligible purchases earn 0.5 points per AUD 1.","Transfer eligible Altitude Points to participating airline programs.","2026-10-14","https://www.westpac.com.au/credit-cards/reward/altitude-rewards-platinum","https://www.westpac.com.au/credit-cards/reward/altitude-rewards"
"au-westpac-rewards-black","AU","Westpac","Altitude Rewards Black","AUD","295","","75","Altitude Points","1 Altitude point per AUD 1 other eligible purchases; 2 on everyday categories and 3 international. After AUD 10,000 total spend in a statement cycle, further eligible purchases earn 0.5 points per AUD 1.","Transfer eligible Altitude Points to participating airline programs.","2026-10-14","https://www.westpac.com.au/credit-cards/reward/altitude-rewards-black","https://www.westpac.com.au/credit-cards/reward/altitude-rewards"
"au-hsbc-star-alliance","AU","HSBC Australia","Star Alliance Credit Card","AUD","499","","","Star Alliance Points","1 Star Alliance Point per AUD 1 up to AUD 3,000 per statement period, then 0.5 per AUD 1 (issuer page).","Convert through participating Star Alliance frequent-flyer programs.","2026-10-15","https://www.hsbc.com.au/credit-cards/products/star-alliance/","https://www.hsbc.com.au/credit-cards/products/star-alliance/"
"au-qantas-titanium","AU","Qantas Money","Qantas Money Titanium","AUD","1200","","","Qantas Points","1.25 Qantas Points per AUD 1 domestic up to AUD 12,500 per statement, then 0.5; 2 per AUD 1 international.","Direct Qantas Points.","2026-10-13","https://www.qantasmoney.com/credit-cards/titanium","https://www.qantasmoney.com/credit-cards/titanium/features-and-benefits"
"au-qantas-premier-platinum","AU","NAB / Qantas Money","Qantas Money Platinum","AUD","399","","","Qantas Points","1 Qantas Point per whole AUD 1 domestic spend up to AUD 10,000 per statement, then 0.5; 1.5 per whole AUD 1 international; 1 additional point per whole AUD 1 eligible Qantas spend.","Direct Qantas Points.","2026-10-14","https://www.qantasmoney.com/credit-cards/platinum","https://www.qantasmoney.com/credit-cards/platinum"
"au-amex-explorer","AU","American Express","Explorer Credit Card","AUD","395","","","Membership Rewards points","2 Membership Rewards points per AUD 1 eligible purchases; 1 per AUD 1 at Australian government bodies.","Transfer eligible Australian Membership Rewards to participating airline programs. Card-specific program tiers and partner ratios apply.","2026-10-14","https://www.americanexpress.com/en-au/credit-cards/explorer-credit-card/","https://www.americanexpress.com/en-au/credit-cards/explorer-credit-card/"
"au-amex-essential-rewards","AU","American Express","Essential Rewards Credit Card","AUD","108","","","Membership Rewards points","1 point per AUD 1 other purchases; 5 eligible Australian dining, 3 selected streaming and 2 selected Australian major retailers. Accelerated earning applies to the first 10,000 points per month, then 1 per AUD 1.","Transfer eligible Australian Membership Rewards to participating airline programs. Card-specific program tiers and partner ratios apply.","2026-10-14","https://www.americanexpress.com/en-au/credit-cards/essential-rewards-credit-card/","https://www.americanexpress.com/en-au/credit-cards/essential-rewards-credit-card/"
"au-amex-platinum-edge","AU","American Express","Platinum Edge Credit Card","AUD","195","","","Membership Rewards points","1 point per AUD 1 other purchases; 3 at selected major supermarkets and petrol stations; 2 on foreign-currency purchases.","Transfer eligible Australian Membership Rewards to participating airline programs. Card-specific program tiers and partner ratios apply.","2026-10-14","https://www.americanexpress.com/en-au/credit-cards/platinum-edge-credit-card/","https://www.americanexpress.com/en-au/credit-cards/platinum-edge-credit-card/"
"au-amex-platinum","AU","American Express","The Platinum Card","AUD","1450","","","Membership Rewards points","2.25 Membership Rewards points per AUD 1 eligible purchases; 1 per AUD 1 government spend.","Eligible bank points can be transferred to participating airline programs. Ratios and minimums need review.","2026-10-14","https://www.americanexpress.com/en-au/credit-cards/the-platinum-card/","https://www.americanexpress.com/en-au/credit-cards/all-cards/view-cards/rewards/"
"au-westpac-velocity-platinum","AU","Westpac","Altitude Velocity Platinum","AUD","175","","125","Velocity Points","0.33 Velocity Points per AUD 1 other eligible spend; 0.75 international and 0.5 everyday categories. After AUD 5,000 total statement-cycle spend, further eligible purchases earn 0.2 per AUD 1.","Eligible card purchases earn airline-program points credited to your linked loyalty account.","2026-10-14","https://www.westpac.com.au/credit-cards/reward/altitude-velocity-platinum","https://www.westpac.com.au/credit-cards/reward/altitude-velocity-platinum"
"au-westpac-velocity-black","AU","Westpac","Altitude Velocity Black","AUD","295","","155","Velocity Points","0.4 Velocity Points per AUD 1 other eligible spend; 1.5 international and 0.8 everyday categories. After AUD 10,000 total statement-cycle spend, further eligible purchases earn 0.25 per AUD 1.","Eligible card purchases earn airline-program points credited to your linked loyalty account.","2026-10-14","https://www.westpac.com.au/credit-cards/reward/altitude-velocity-black","https://www.westpac.com.au/credit-cards/reward/altitude-velocity-black"
"au-qantas-money-everyday","AU","NAB / Qantas Money","Qantas Money Everyday","AUD","99","","","Qantas Points","0.75 Qantas Points per whole AUD 1 domestic spend up to AUD 3,000 per statement, then 0.4; 1 per whole AUD 1 international; 1 additional point per whole AUD 1 eligible Qantas spend.","Eligible card purchases earn airline-program points credited to your linked loyalty account.","2026-10-14","https://www.qantasmoney.com/credit-cards/everyday","https://www.qantasmoney.com/credit-cards/everyday"
"au-anz-rewards-black","AU","ANZ","Rewards Black","AUD","375","","","ANZ Reward Points","2 ANZ Reward Points per AUD 1 up to AUD 5,000 per statement period; 1 per AUD 1 above that","Convert ANZ Reward Points to participating airline programs; partners, ratios and minimums vary. Check the issuer's current conversion table.","2026-10-15","https://www.anz.com.au/personal/credit-cards/rewards/black/","https://www.anz.com.au/personal/credit-cards/rewards/black/"
"au-anz-rewards-platinum","AU","ANZ","Rewards Platinum","AUD","149","","","ANZ Reward Points","1.5 ANZ Reward Points per AUD 1 up to AUD 2,000 per statement period; 0.5 per AUD 1 above that","Convert ANZ Reward Points to participating airline programs; partners, ratios and minimums vary. Check the issuer's current conversion table.","2026-10-15","https://www.anz.com.au/personal/credit-cards/rewards/platinum/","https://www.anz.com.au/personal/credit-cards/rewards/platinum/"
"au-amex-qantas-premium","AU","American Express","Qantas American Express Premium Card","AUD","249","","","Qantas Points","1 Qantas Point per AUD 1 on everyday card purchases","Points credit to your linked Qantas Frequent Flyer account.","2026-10-15","https://www.americanexpress.com/en-au/credit-cards/qantas-premium-card/","https://www.americanexpress.com/en-au/credit-cards/qantas-premium-card/"
"au-amex-velocity-escape-plus","AU","American Express","Velocity Escape Plus Card","AUD","95","","","Velocity Points","1 Velocity Point per AUD 1 on other eligible spend; 0.5 per AUD 1 at Australian government bodies","Points credit to your linked Virgin Australia Velocity account.","2026-10-15","https://www.americanexpress.com/en-au/credit-cards/velocity-escape-plus-card/","https://www.americanexpress.com/en-au/credit-cards/velocity-escape-plus-card/"
"au-amex-qantas-business-rewards","AU","American Express","Qantas Business Rewards Card","AUD","450","","","Qantas Points","1.25 Qantas Points per AUD 1 on everyday business spend; 0.75 after 500,000 Qantas Points earned in a calendar year; 0.5 on government, utilities and insurance","Points credit to your linked Qantas Frequent Flyer account.","2026-10-15","https://www.americanexpress.com/en-au/credit-cards/qantas-business-rewards-card/","https://www.americanexpress.com/en-au/credit-cards/qantas-business-rewards-card/"
"au-amex-velocity-business","AU","American Express","Velocity Business Card","AUD","249","","","Velocity Points","1 Velocity Point per AUD 1 on everyday business spend; 2 on Virgin Australia travel; 0.5 on ATO and government spend","Points credit to your linked Virgin Australia Velocity account.","2026-10-15","https://www.americanexpress.com/en-au/credit-cards/velocity-business-card/","https://www.americanexpress.com/en-au/credit-cards/velocity-business-card/"
"au-amex-business-platinum","AU","American Express","Business Platinum Card","AUD","1750","","","Membership Rewards points","2.25 Membership Rewards points per AUD 1 on eligible purchases; 1 per AUD 1 at government bodies and the ATO","Membership Rewards points convert to selected airline programs; partners, ratios and minimums vary. Check the current Amex Australia conversion table.","2026-10-15","https://www.americanexpress.com/en-au/credit-cards/platinum-business-card/","https://www.americanexpress.com/en-au/credit-cards/platinum-business-card/"
"au-amex-business-gold-plus","AU","American Express","Business Gold Plus Card","AUD","395","","","Membership Rewards points","1 point per AUD 1 across all categories; up to 3 points per AUD 1 on the first 200,000 points earned per calendar year (issuer page).","Membership Rewards points convert to selected airline programs; partners, ratios and minimums vary. Check the current Amex Australia conversion table.","2026-10-15","https://www.americanexpress.com/en-au/credit-cards/business-gold-plus-card/","https://www.americanexpress.com/en-au/credit-cards/business-gold-plus-card/"