"id","country","issuer","name","currency","fee","feeExcludesTax","rewardsAnnualFee","reward","earn","route","verifiedAt","url","mileageSource","sourceType","sourceName","verified","sourceReviewedAt","feeSource","earningSource","income","eligibility","feeWaiver","pointsExpiry","transferMinimum","transferFee","fieldReportedAt","fieldSources","incomePeriod","incomeConditions","publishedFee","rounding","processingTime","issueFee","pointsPosting"
"ec-guayaquil-latam-pass-platinum","EC","Banco Guayaquil","LATAM Pass Mastercard Platinum","USD","","","","LATAM Pass miles","Up to 1 LATAM Pass mile per USD 1 eligible domestic spending and up to 0.5 per USD 1 international spending; exclusions apply.","Card purchases accrue to the linked LATAM Pass account after card statement cut; card must be active and not in arrears for benefit assignment.","2026-10-24","https://www.bancoguayaquil.com/tarjetas-de-credito/","https://latampass.latam.com/ec/es/tarjetas-de-credito-latam-pass","official","","false","2026-10-24","","https://latampass.latam.com/ec/es/tarjetas-de-credito-latam-pass","","General issuer application baseline: age 21+, credit score at least 750, general bank application baseline of USD 700/month, with the tier-specific income threshold unverified; employed applicants need at least 1 year, self-employed applicants 3 years with active RUC. Tier-specific underwriting remains unverified.","","LATAM co-brand terms effective May 8, 2026 state 36 months from generation; miles do not expire while an Elite tier is maintained.","","","","{""earn"":{""type"":""official"",""name"":""latampass.latam.com"",""url"":""https://latampass.latam.com/ec/es/tarjetas-de-credito-latam-pass"",""reviewedAt"":""2026-10-24"",""verified"":true},""route"":{""type"":""official"",""name"":""latampass.latam.com"",""url"":""https://latampass.latam.com/ec/es/tarjetas-de-credito-latam-pass"",""reviewedAt"":""2026-10-24"",""verified"":true},""eligibility"":{""type"":""official"",""name"":""ayuda.bancoguayaquil.com"",""url"":""https://ayuda.bancoguayaquil.com/hc/es/articles/360023670491--C%C3%B3mo-solicito-una-tarjeta-de-cr%C3%A9dito"",""reviewedAt"":""2026-10-24"",""verified"":true},""processingTime"":{""type"":""official"",""name"":""ayuda.bancoguayaquil.com"",""url"":""https://ayuda.bancoguayaquil.com/hc/es/articles/360023760032--C%C3%B3mo-consulto-o-canjeo-las-millas-acumuladas-en-mi-tarjeta"",""reviewedAt"":""2026-10-24"",""verified"":true},""pointsExpiry"":{""type"":""official"",""name"":""latampass.latam.com"",""url"":""https://latampass.latam.com/ec/es/tarjetas-de-credito-latam-pass"",""reviewedAt"":""2026-10-24"",""verified"":true}}","","","","","Miles for the current card cycle are credited to the frequent-flyer account after statement cut; exact number of days not stated.","",""
"ec-guayaquil-latam-pass-black","EC","Banco Guayaquil","LATAM Pass Mastercard Black","USD","","","","LATAM Pass miles","Up to 1 LATAM Pass mile per USD 1 eligible domestic spending and up to 1 per USD 1 international spending; exclusions apply.","Card purchases accrue to the linked LATAM Pass account after card statement cut; card must be active and not in arrears for benefit assignment.","2026-10-24","https://www.bancoguayaquil.com/tarjetas-de-credito/","https://latampass.latam.com/ec/es/tarjetas-de-credito-latam-pass","official","","false","2026-10-24","","https://latampass.latam.com/ec/es/tarjetas-de-credito-latam-pass","","General issuer application baseline: age 21+, credit score at least 750, general bank application baseline of USD 700/month, with the tier-specific income threshold unverified; employed applicants need at least 1 year, self-employed applicants 3 years with active RUC. Tier-specific underwriting remains unverified.","","LATAM co-brand terms effective May 8, 2026 state 36 months from generation; miles do not expire while an Elite tier is maintained.","","","","{""earn"":{""type"":""official"",""name"":""latampass.latam.com"",""url"":""https://latampass.latam.com/ec/es/tarjetas-de-credito-latam-pass"",""reviewedAt"":""2026-10-24"",""verified"":true},""route"":{""type"":""official"",""name"":""latampass.latam.com"",""url"":""https://latampass.latam.com/ec/es/tarjetas-de-credito-latam-pass"",""reviewedAt"":""2026-10-24"",""verified"":true},""eligibility"":{""type"":""official"",""name"":""ayuda.bancoguayaquil.com"",""url"":""https://ayuda.bancoguayaquil.com/hc/es/articles/360023670491--C%C3%B3mo-solicito-una-tarjeta-de-cr%C3%A9dito"",""reviewedAt"":""2026-10-24"",""verified"":true},""processingTime"":{""type"":""official"",""name"":""ayuda.bancoguayaquil.com"",""url"":""https://ayuda.bancoguayaquil.com/hc/es/articles/360023760032--C%C3%B3mo-consulto-o-canjeo-las-millas-acumuladas-en-mi-tarjeta"",""reviewedAt"":""2026-10-24"",""verified"":true},""pointsExpiry"":{""type"":""official"",""name"":""latampass.latam.com"",""url"":""https://latampass.latam.com/ec/es/tarjetas-de-credito-latam-pass"",""reviewedAt"":""2026-10-24"",""verified"":true}}","","","","","Miles for the current card cycle are credited to the frequent-flyer account after statement cut; exact number of days not stated.","",""