"id","country","issuer","name","currency","fee","feeExcludesTax","rewardsAnnualFee","reward","earn","route","verifiedAt","url","mileageSource"
"bca-sq","ID","BCA","Singapore Airlines KrisFlyer Visa Signature","IDR","500000","","","KrisFlyer miles","1 mile / IDR 13,500 eligible spend","Co-brand miles credited to your linked KrisFlyer account monthly. Allow up to two weeks after the statement date. No bank-point conversion is required.","","https://www.bca.co.id/en/Individu/produk/Kartu-Kredit/Sq-Visa-Signature","https://www.bca.co.id/en/Individu/produk/Kartu-Kredit/Sq-Visa-Signature"
"bni-garuda","ID","BNI","Garuda BNI Visa Signature","IDR","800000","","","GarudaMiles","2 miles / IDR 24,000 eligible spend","Co-brand GarudaMiles transferred at month-end once at least 2,500 miles accumulate. From February 26, 2026, balances below 500 miles are cleared after each 12-month period.","","https://www.bni.co.id/creditcard/id-id/produk/riplay-personal/garuda-bni-card-riplay-personal","https://www.bni.co.id/creditcard/id-id/produk/produkkartukreditbni/garudabnicard"
"bca-everyday-card","ID","BCA","Everyday Card","IDR","125000","","","Reward BCA (IDR)","0.3% of eligible purchases as Reward BCA","Convert eligible Reward BCA to airline miles; the World tier has a separate conversion table.","2026-10-15","https://www.bca.co.id/id/Individu/produk/Kartu-Kredit/Everyday-card","https://www.bca.co.id/id/individu/produk/reward-bca"
"bca-bca-card-platinum","ID","BCA","BCA Card Platinum","IDR","250000","","","Reward BCA (IDR)","0.3% of eligible purchases as Reward BCA","Convert eligible Reward BCA to airline miles; the World tier has a separate conversion table.","2026-10-15","https://www.bca.co.id/id/Individu/produk/Kartu-Kredit/Card-Platinum","https://www.bca.co.id/id/individu/produk/reward-bca"
"bca-visa-batman","ID","BCA","Visa Batman","IDR","125000","","","Reward BCA (IDR)","0.2% of eligible purchases as Reward BCA","Convert eligible Reward BCA to airline miles; the World tier has a separate conversion table.","2026-10-15","https://www.bca.co.id/id/Individu/produk/Kartu-Kredit/Visa-Batman","https://www.bca.co.id/id/individu/produk/reward-bca"
"bca-visa-black","ID","BCA","Visa Black","IDR","450000","","","Reward BCA (IDR)","0.2% of eligible purchases as Reward BCA","Convert eligible Reward BCA to airline miles; the World tier has a separate conversion table.","2026-10-15","https://www.bca.co.id/id/Individu/produk/Kartu-Kredit/Visa-Black-Signature","https://www.bca.co.id/id/individu/produk/reward-bca"
"bca-mastercard-black","ID","BCA","Mastercard Black","IDR","450000","","","Reward BCA (IDR)","0.2% of eligible purchases as Reward BCA","Convert eligible Reward BCA to airline miles; the World tier has a separate conversion table.","2026-10-15","https://www.bca.co.id/id/Individu/produk/Kartu-Kredit/Mastercard-Black","https://www.bca.co.id/id/individu/produk/reward-bca"
"bca-mastercard-globe","ID","BCA","Mastercard Globe","IDR","125000","","","Reward BCA (IDR)","0.2% of eligible purchases as Reward BCA","Convert eligible Reward BCA to airline miles; the World tier has a separate conversion table.","2026-10-15","https://www.bca.co.id/id/Individu/produk/Kartu-Kredit/Mastercard-Platinum","https://www.bca.co.id/id/individu/produk/reward-bca"
"bca-mastercard-world","ID","BCA","Mastercard World","IDR","1000000","","","Reward BCA (IDR)","0.2% of eligible purchases as Reward BCA","Convert eligible Reward BCA to airline miles; the World tier has a separate conversion table.","2026-10-15","https://www.bca.co.id/id/Individu/produk/Kartu-Kredit/Mastercard-World","https://www.bca.co.id/id/individu/produk/reward-bca"
"bca-jcb-black","ID","BCA","JCB Black","IDR","450000","","","Reward BCA (IDR)","0.2% of eligible purchases as Reward BCA","Convert eligible Reward BCA to airline miles; the World tier has a separate conversion table.","2026-10-15","https://www.bca.co.id/id/Individu/produk/Kartu-Kredit/JCB-Black","https://www.bca.co.id/id/individu/produk/reward-bca"
"bca-singapore-airlines-visa-infinite","ID","BCA","Singapore Airlines Visa Infinite","IDR","1000000","","","KrisFlyer miles","1 KrisFlyer mile per IDR 10,800 eligible purchases. Monthly bonus: 1,000 miles at IDR 20 million spend or 2,000 at IDR 50 million; no multiples.","Co-brand miles credited to a linked KrisFlyer account.","2026-10-14","https://www.bca.co.id/id/Individu/produk/Kartu-Kredit/Sq-Visa-Infinite","https://www.bca.co.id/id/Individu/produk/Kartu-Kredit/Sq-Visa-Infinite"
"bca-singapore-airlines-pps-club-visa-infinite","ID","BCA","Singapore Airlines PPS Club Visa Infinite","IDR","2000000","","","KrisFlyer miles","1 mile / IDR 5,000 eligible spend","Co-brand miles credited to a linked KrisFlyer account.","2026-10-15","https://www.bca.co.id/id/Individu/produk/Kartu-Kredit/Singapore-Airlines-PPS-Club-Visa-Infinite-Card","https://www.bca.co.id/id/Individu/produk/Kartu-Kredit/Singapore-Airlines-PPS-Club-Visa-Infinite-Card"
"bca-american-express-platinum","ID","BCA","American Express Platinum","IDR","12000000","","","Membership Rewards points","0.5% of eligible spend in Membership Rewards points","Use BCA’s Membership Rewards conversion table; different from Danamon American Express.","2026-10-15","https://www.bca.co.id/id/Individu/produk/Kartu-Kredit/American-Express","https://www.bca.co.id/id/individu/produk/reward-bca"
"bca-unionpay","ID","BCA","UnionPay","IDR","","","","UnionPay points","1 point / IDR 10,000 eligible spend","Airline conversion ratios change November 1, 2026. Confirm the table applicable on the redemption date.","","https://www.bca.co.id/id/individu/produk/reward-bca","https://www.bca.co.id/id/individu/produk/reward-bca"
"bni-garuda-indonesia-visa-platinum","ID","BNI","Garuda Indonesia Visa Platinum","IDR","600000","","","GarudaMiles","2 miles / IDR 100,000 eligible spend","Co-brand GarudaMiles credited automatically; exclusions and monthly crediting rules apply.","","https://www.bni.co.id/creditcard/id-id/produk/produkkartukreditbni","https://www.bni.co.id/creditcard/id-id/layananfasilitas/layanan/bnirewardpoints"
"bni-visa-infinite-private","ID","BNI","Visa Infinite Private","IDR","","","","BNI Reward Points","14× BNI Rewards Points on eligible offline domestic and overseas transactions of at least IDR 1 million.","Airline conversion uses card-specific tiers and caps.","2026-10-13","https://www.bni.co.id/creditcard/id-id/produk/produkkartukreditbni","https://www.bni.co.id/creditcard/id-id/layananfasilitas/layanan/bnirewardpoints"
"bni-visa-infinite-emerald","ID","BNI","Visa Infinite Emerald","IDR","","","","BNI Reward Points","6× BNI Rewards Points offline domestic; 10× offline overseas, minimum IDR 1 million per transaction.","Airline conversion uses card-specific tiers and caps.","2026-10-13","https://www.bni.co.id/creditcard/id-id/produk/produkkartukreditbni","https://www.bni.co.id/creditcard/id-id/layananfasilitas/layanan/bnirewardpoints"
"bni-mastercard-world","ID","BNI","Mastercard World","IDR","1000000","","","BNI Reward Points","1 point / IDR 10,000 eligible spend","Airline conversion uses card-specific tiers and caps.","","https://www.bni.co.id/creditcard/id-id/produk/produkkartukreditbni","https://www.bni.co.id/creditcard/id-id/layananfasilitas/layanan/bnirewardpoints"
"bni-jcb-ultimate","ID","BNI","JCB Ultimate","IDR","1000000","","","BNI Reward Points","1 point / IDR 10,000 eligible spend","Airline conversion uses card-specific tiers and caps.","","https://www.bni.co.id/creditcard/id-id/produk/produkkartukreditbni","https://www.bni.co.id/creditcard/id-id/layananfasilitas/layanan/bnirewardpoints"
"bni-visa-signature","ID","BNI","Visa Signature","IDR","1000000","","","BNI Reward Points","1 point / IDR 10,000 eligible spend","Airline conversion uses card-specific tiers and caps.","","https://www.bni.co.id/creditcard/id-id/produk/produkkartukreditbni","https://www.bni.co.id/creditcard/id-id/layananfasilitas/layanan/bnirewardpoints"
"bni-visa-platinum","ID","BNI","Visa Platinum","IDR","600000","","","BNI Reward Points","1 point / IDR 10,000 eligible spend","Airline conversion uses card-specific tiers and caps.","","https://www.bni.co.id/creditcard/id-id/produk/produkkartukreditbni","https://www.bni.co.id/creditcard/id-id/layananfasilitas/layanan/bnirewardpoints"
"bni-jcb-platinum","ID","BNI","JCB Precious","IDR","600000","","","BNI Reward Points","1 point / IDR 10,000 eligible spend","Airline conversion uses card-specific tiers and caps.","","https://www.bni.co.id/creditcard/id-id/produk/produkkartukreditbni","https://www.bni.co.id/creditcard/id-id/layananfasilitas/layanan/bnirewardpoints"
"bni-lotte-platinum","ID","BNI","Lotte Platinum","IDR","600000","","","BNI Reward Points","1 point / IDR 10,000 eligible spend","Airline conversion uses card-specific tiers and caps.","","https://www.bni.co.id/creditcard/id-id/produk/produkkartukreditbni","https://www.bni.co.id/creditcard/id-id/layananfasilitas/layanan/bnirewardpoints"
"bni-bank-bjb-platinum","ID","BNI","Bank BJB Platinum","IDR","600000","","","BNI Reward Points","1 point / IDR 10,000 eligible spend","Airline conversion uses card-specific tiers and caps.","","https://www.bni.co.id/creditcard/id-id/produk/produkkartukreditbni","https://www.bni.co.id/creditcard/id-id/layananfasilitas/layanan/bnirewardpoints"
"bni-pertamina-platinum","ID","BNI","Pertamina Platinum","IDR","600000","","","BNI Reward Points","1 point / IDR 10,000 eligible spend","Airline conversion uses card-specific tiers and caps.","","https://www.bni.co.id/creditcard/id-id/produk/produkkartukreditbni","https://www.bni.co.id/creditcard/id-id/layananfasilitas/layanan/bnirewardpoints"
"bni-telkomsel-platinum","ID","BNI","Telkomsel Platinum","IDR","600000","","","BNI Reward Points","1 point / IDR 10,000 eligible spend","Airline conversion uses card-specific tiers and caps.","","https://www.bni.co.id/creditcard/id-id/produk/produkkartukreditbni","https://www.bni.co.id/creditcard/id-id/layananfasilitas/layanan/bnirewardpoints"
"bni-batik-air-platinum","ID","BNI","Batik Air Platinum","IDR","600000","","","BNI Reward Points","1 point / IDR 10,000 eligible spend","Airline conversion uses card-specific tiers and caps.","","https://www.bni.co.id/creditcard/id-id/produk/produkkartukreditbni","https://www.bni.co.id/creditcard/id-id/layananfasilitas/layanan/bnirewardpoints"
"bni-batik-air-world","ID","BNI","Batik Air World","IDR","1000000","","","BNI Reward Points","1 point / IDR 10,000 eligible spend","Airline conversion uses card-specific tiers and caps.","","https://www.bni.co.id/creditcard/id-id/produk/produkkartukreditbni","https://www.bni.co.id/creditcard/id-id/layananfasilitas/layanan/bnirewardpoints"
"bni-siloam","ID","BNI","Siloam","IDR","","","","BNI Reward Points","1 point / IDR 10,000 eligible spend","Airline conversion uses card-specific tiers and caps.","","https://www.bni.co.id/creditcard/id-id/produk/produkkartukreditbni","https://www.bni.co.id/creditcard/id-id/layananfasilitas/layanan/bnirewardpoints"
"bni-xl-platinum","ID","BNI","XL Platinum","IDR","600000","","","BNI Reward Points","1 point / IDR 10,000 eligible spend","Airline conversion uses card-specific tiers and caps.","","https://www.bni.co.id/creditcard/id-id/produk/produkkartukreditbni","https://www.bni.co.id/creditcard/id-id/layananfasilitas/layanan/bnirewardpoints"
"mandiri-skyz","ID","Mandiri","Skyz","IDR","300000","","","Livin’poin","1 Livin’poin per IDR 20,000 eligible retail spend","Issuer directs this product to Livin’ by Mandiri for KrisFlyer redemption. App-specific conversion and minimum are not verified; website 1:1 terms must not be applied.","2026-10-15","https://www.mandirikartukredit.com/produk/skyz-card","https://www.mandirikartukredit.com/livinpoin/redeem/krisflyer"
"mandiri-pertamina","ID","Mandiri","Pertamina","IDR","400000","","","Livin’poin","1 Livin’poin per IDR 20,000 eligible retail spend","Issuer directs this product to Livin’ by Mandiri for KrisFlyer redemption. App-specific conversion and minimum are not verified; website 1:1 terms must not be applied.","2026-10-15","https://www.mandirikartukredit.com/produk/mypertaminacard","https://www.mandirikartukredit.com/livinpoin/redeem/krisflyer"
"mandiri-platinum","ID","Mandiri","Platinum","IDR","500000","","","Livin’poin","1 Livin’poin per IDR 20,000 eligible retail spend","Issuer directs this product to Livin’ by Mandiri for KrisFlyer redemption. App-specific conversion and minimum are not verified; website 1:1 terms must not be applied.","2026-10-15","https://www.mandirikartukredit.com/produk/mandiri-platinum","https://www.mandirikartukredit.com/livinpoin/redeem/krisflyer"
"mandiri-golf-platinum","ID","Mandiri","Golf Platinum","IDR","600000","","","Livin’poin","1 Livin’poin per IDR 20,000 eligible domestic retail spend.","Issuer directs this product to Livin’ by Mandiri for KrisFlyer redemption. App-specific conversion and minimum are not verified; website 1:1 terms must not be applied.","2026-10-15","https://www.mandirikartukredit.com/produk/golf-platinum","https://www.mandirikartukredit.com/livinpoin/redeem/krisflyer"
"mandiri-fengshui","ID","Mandiri","Fengshui","IDR","500000","","","Livin’poin","1 Livin’poin per IDR 20,000 eligible domestic retail spend.","Issuer directs this product to Livin’ by Mandiri for KrisFlyer redemption. App-specific conversion and minimum are not verified; website 1:1 terms must not be applied.","2026-10-14","https://www.mandirikartukredit.com/produk/fengshui","https://www.mandirikartukredit.com/livinpoin/redeem/krisflyer"
"mandiri-precious","ID","Mandiri","Precious","IDR","500000","","","Livin’poin","1 Livin’poin per IDR 20,000 eligible domestic retail spend.","Issuer directs this product to Livin’ by Mandiri for KrisFlyer redemption. App-specific conversion and minimum are not verified; website 1:1 terms must not be applied.","2026-10-14","https://www.mandirikartukredit.com/produk/jcb","https://www.mandirikartukredit.com/livinpoin/redeem/krisflyer"
"mandiri-signature","ID","Mandiri","Signature","IDR","900000","","","Livin’poin","2 Livin’poin per IDR 20,000 eligible retail spend","MKK website: 1 point = 1 KrisFlyer mile up to 1,000 points per month per card, shared with other mileage redemptions. Excess: 3,000 points = 1,000 miles. Own-name account required.","2026-10-15","https://www.mandirikartukredit.com/produk/signature","https://www.mandirikartukredit.com/livinpoin/redeem/krisflyer"
"mandiri-golf-signature","ID","Mandiri","Golf Signature","IDR","1500000","","","Livin’poin","2 Livin’poin per IDR 20,000 eligible domestic retail spend.","MKK website: 1 point = 1 KrisFlyer mile up to 1,000 points per month per card, shared with other mileage redemptions. Excess: 3,000 points = 1,000 miles. Own-name account required.","2026-10-15","https://www.mandirikartukredit.com/produk/golf-signature","https://www.mandirikartukredit.com/livinpoin/redeem/krisflyer"
"mandiri-prioritas","ID","Mandiri","Prioritas","IDR","","","","Livin’poin","3 Livin’poin per IDR 20,000 eligible domestic retail spend.","MKK website: 1 point = 1 KrisFlyer mile up to 25,000 points per month per card, shared with other mileage redemptions. Excess: 3,000 points = 1,000 miles. Own-name account required.","2026-10-13","https://www.mandirikartukredit.com/produk/prioritas","https://www.mandirikartukredit.com/livinpoin/redeem/krisflyer"
"mandiri-world-elite","ID","Mandiri","World Elite","IDR","","","","Livin’poin","4 Livin’poin per IDR 20,000 eligible retail spend","MKK website: 1 point = 1 KrisFlyer mile up to 25,000 points per month per card, shared with other mileage redemptions. Excess: 3,000 points = 1,000 miles. Own-name account required.","2026-10-15","https://www.mandirikartukredit.com/produk/world-elite","https://www.mandirikartukredit.com/livinpoin/redeem/krisflyer"
"cimb-niaga-mastercard-world","ID","CIMB Niaga","Mastercard World","IDR","3000000","","","Poin Xtra","100 Poin Xtra / IDR 50,000 domestic spend (non-Preferred)","Review card-specific Poin Xtra airline conversion eligibility and ratios.","","https://www.cimbniaga.co.id/id/personal/kartu-kredit/world","https://www.cimbniaga.co.id/id/personal/kartu-kredit/konversi-poinxtra"
"cimb-niaga-world-syariah","ID","CIMB Niaga","World Syariah","IDR","","","","Poin Xtra","Earning rate not verified — calculator unavailable","Review card-specific Poin Xtra airline conversion eligibility and ratios.","","https://www.cimbniaga.co.id/id/personal/kartu-kredit/world-syariah","https://www.cimbniaga.co.id/id/personal/kartu-kredit/konversi-poinxtra"
"cimb-niaga-private-wealth","ID","CIMB Niaga","Private Wealth","IDR","","","","Poin Xtra","Earning rate not verified — calculator unavailable","Review card-specific Poin Xtra airline conversion eligibility and ratios.","","https://www.cimbniaga.co.id/id/personal/kartu-kredit/private-wealth","https://www.cimbniaga.co.id/id/personal/kartu-kredit/konversi-poinxtra"
"cimb-niaga-world-cathay","ID","CIMB Niaga","World Cathay","IDR","1500000","","","Asia Miles","Earning rate not verified — calculator unavailable","Eligible purchases earn Asia Miles under the World Cathay card rules.","","https://www.cimbniaga.co.id/id/personal/kartu-kredit/world-cathay","https://www.cimbniaga.co.id/id/personal/kartu-kredit/konversi-poinxtra"
"cimb-niaga-mastercard-platinum","ID","CIMB Niaga","Mastercard Platinum","IDR","0","","","Poin Xtra","Earning rate not verified — calculator unavailable","Airline transfer requires also holding CIMB Mastercard World or World Syariah (all eligible airlines), or World Cathay (Asia Miles only). This card alone does not unlock mileage redemption.","","https://www.cimbniaga.co.id/id/personal/kartu-kredit/mastercard-platinum","https://www.cimbniaga.co.id/id/personal/kartu-kredit/mastercard-platinum"
"cimb-niaga-visa-travel-card","ID","CIMB Niaga","Visa Travel Card","IDR","350000","","","Poin Xtra","Earning rate not verified — calculator unavailable","Review card-specific Poin Xtra airline conversion eligibility and ratios.","","https://www.cimbniaga.co.id/id/personal/kartu-kredit/visa-travel-card","https://www.cimbniaga.co.id/id/personal/kartu-kredit/konversi-poinxtra"
"cimb-niaga-jcb-ultimate","ID","CIMB Niaga","JCB Ultimate","IDR","3000000","","","Poin Xtra","Earning rate not verified — calculator unavailable","Legacy product: check conversion and replacement-card terms.","2026-10-15","https://www.cimbniaga.co.id/id/personal/kartu-kredit/ultimate","https://www.cimbniaga.co.id/id/personal/kartu-kredit/spending-reward-mastercard-world"
"cimb-niaga-visa-infinite","ID","CIMB Niaga","Visa Infinite","IDR","1500000","","","Poin Xtra","Earning rate not verified — calculator unavailable","Legacy product: check conversion and replacement-card terms.","2026-10-15","https://www.cimbniaga.co.id/id/personal/kartu-kredit/visa-infinite","https://www.cimbniaga.co.id/id/personal/kartu-kredit/spending-reward-mastercard-world"
"cimb-niaga-preferred-visa-infinite","ID","CIMB Niaga","Preferred Visa Infinite","IDR","","","","Poin Xtra","Earning rate not verified — calculator unavailable","Legacy product: check conversion and replacement-card terms.","","https://www.cimbniaga.co.id/id/personal/kartu-kredit/preferred-visa-infinite","https://www.cimbniaga.co.id/id/personal/kartu-kredit/spending-reward-mastercard-world"
"cimb-niaga-world-all-accor-live-limitless","ID","CIMB Niaga","World ALL Accor Live Limitless","IDR","3000000","","","ALL Reward points","Earning rate not verified — calculator unavailable","Earn ALL Reward points, then convert eligible points to airline miles under Accor partner rules. This is an indirect hotel-points route.","2026-10-15","https://www.cimbniaga.co.id/id/personal/kartu-kredit/world-all-accor-live-limitless","https://all.accor.com/a/en/loyalty-program/partners/conditions/airlines.html"
"cimb-niaga-platinum-all-accor-live-limitless","ID","CIMB Niaga","Platinum ALL Accor Live Limitless","IDR","350000","","","ALL Reward points","Earning rate not verified — calculator unavailable","Earn ALL Reward points, then convert eligible points to airline miles under Accor partner rules. This is an indirect hotel-points route.","2026-10-15","https://www.cimbniaga.co.id/id/personal/kartu-kredit/platinum-all-accor-live-limitless","https://all.accor.com/a/en/loyalty-program/partners/conditions/airlines.html"
"danamon-jcb-precious","ID","Danamon","JCB Precious","IDR","800000","","","D-Point","1 D-Point per IDR 2,500 eligible retail spend","Confirm card-specific D-Point eligibility, airline partners and conversion thresholds.","2026-10-15","https://www.danamon.co.id/Personal/KartuTransaksi/Kartu-Kredit/1-Menit-Bisa-Kartu-Kredit-Danamon-JCB-Precious","https://www.danamon.co.id/Personal/KartuTransaksi/Kartu-Kredit/1-Menit-Bisa-Kartu-Kredit-Danamon-JCB-Precious"
"danamon-mastercard-platinum","ID","Danamon","Mastercard Platinum","IDR","600000","","","D-Point","1 D-Point per IDR 2,500 eligible retail spend","Confirm card-specific D-Point eligibility, airline partners and conversion thresholds.","2026-10-15","https://www.danamon.co.id/Personal/KartuTransaksi/Kartu-Kredit/1-Menit-Bisa-Kartu-Kredit-Danamon-Mastercard-Platinum","https://www.danamon.co.id/Personal/KartuTransaksi/Kartu-Kredit/1-Menit-Bisa-Kartu-Kredit-Danamon-Mastercard-Platinum"
"danamon-mastercard-world","ID","Danamon","Mastercard World","IDR","1200000","","","D-Point","1 D-Point per IDR 2,500 eligible retail spend","Confirm card-specific D-Point eligibility, airline partners and conversion thresholds.","2026-10-15","https://www.danamon.co.id/Personal/KartuTransaksi/Kartu-Kredit/1-Menit-Bisa-Kartu-Kredit-Danamon-Mastercard-World","https://www.danamon.co.id/Personal/KartuTransaksi/Kartu-Kredit/1-Menit-Bisa-Kartu-Kredit-Danamon-Mastercard-World"
"danamon-visa-platinum","ID","Danamon","Visa Platinum","IDR","600000","","","D-Point","1 D-Point per IDR 2,500 eligible retail spend","Confirm card-specific D-Point eligibility, airline partners and conversion thresholds.","2026-10-15","https://www.danamon.co.id/Personal/KartuTransaksi/Kartu-Kredit/1-Menit-Bisa-Kartu-Kredit-Danamon-Visa-Platinum","https://www.danamon.co.id/Personal/KartuTransaksi/Kartu-Kredit/1-Menit-Bisa-Kartu-Kredit-Danamon-Visa-Platinum"
"danamon-visa-infinite","ID","Danamon","Visa Infinite","IDR","1500000","","","D-Point","1 D-Point per IDR 2,500 eligible retail spend","Confirm card-specific D-Point eligibility, airline partners and conversion thresholds.","2026-10-15","https://www.danamon.co.id/Personal/KartuTransaksi/Kartu-Kredit/Infinite-Card","https://www.danamon.co.id/Personal/KartuTransaksi/Kartu-Kredit/Infinite-Card"
"danamon-world-elite","ID","Danamon","World Elite","IDR","6000000","","","D-Point","1 D-Point per IDR 2,500 eligible retail spend","Confirm card-specific D-Point eligibility, airline partners and conversion thresholds.","2026-10-15","https://www.danamon.co.id/Personal/KartuTransaksi/Kartu-Kredit/World-Elite","https://www.danamon.co.id/Personal/KartuTransaksi/Kartu-Kredit/World-Elite"
"danamon-jcb-treasure","ID","Danamon","JCB Treasure","IDR","2000000","","","D-Point","Earning rate not verified — calculator unavailable","Confirm card-specific D-Point eligibility, airline partners and conversion thresholds.","2026-10-15","https://www.danamon.co.id/Personal/KartuTransaksi/Kartu-Kredit/jcb-treasure","https://www.danamon.co.id/Personal/KartuTransaksi/Kartu-Kredit/jcb-treasure"
"danamon-grab","ID","Danamon","Grab","IDR","450000","","","D-Point","Earning rate not verified — calculator unavailable","Confirm card-specific D-Point eligibility, airline partners and conversion thresholds.","2026-10-15","https://www.danamon.co.id/Personal/KartuTransaksi/Kartu-Kredit/1-Menit-Bisa-Kartu-Kredit-Danamon-Grab","https://www.danamon.co.id/Personal/KartuTransaksi/Kartu-Kredit/1-Menit-Bisa-Kartu-Kredit-Danamon-Grab"
"danamon-american-express-gold","ID","Danamon","American Express Gold","IDR","","","","Membership Rewards points","Earning rate not verified — calculator unavailable","Use Danamon American Express transfer terms. BCA American Express uses a separate program.","","https://www.danamon.co.id/Personal/KartuTransaksi/Kartu-Kredit/Gold-Card-Revamp","https://www.danamon.co.id/Personal/KartuTransaksi/Lainnya/Syarat-dan-Ketentuan-Membership-Rewards-Points"
"danamon-american-express-green","ID","Danamon","American Express Green","IDR","650000","","","Membership Rewards points","1 Membership Rewards point per IDR 2,500 eligible retail spend","Use Danamon American Express transfer terms. BCA American Express uses a separate program.","2026-10-15","https://www.danamon.co.id/Personal/KartuTransaksi/Kartu-Kredit/Kartu-Danamon-American-Express-Green","https://www.danamon.co.id/Personal/KartuTransaksi/Lainnya/Syarat-dan-Ketentuan-Membership-Rewards-Points"
"danamon-american-express-platinum","ID","Danamon","American Express Platinum","IDR","12000000","","","Membership Rewards points","1 Membership Rewards point per IDR 2,500 eligible retail spend","Use Danamon American Express transfer terms. BCA American Express uses a separate program.","2026-10-15","https://www.danamon.co.id/Personal/KartuTransaksi/Kartu-Kredit/Platinum-Card","https://www.danamon.co.id/Personal/KartuTransaksi/Lainnya/Syarat-dan-Ketentuan-Membership-Rewards-Points"
"maybank-visa-infinite","ID","Maybank","Visa Infinite","IDR","1500000","","","Maybank TREATS","1 TREATS / IDR 8,888 eligible ordinary spend","Maybank TREATS bank points. Up to 200,000 TREATS Points transferred to an airline in the preceding 12 months use the published 1:1 conversion; the lower tier after that threshold is recorded in official terms.","2026-10-14","https://www.maybank.co.id/id/creditcard/maybank-visa-infinite-credit-card","https://www.maybank.co.id/id/creditcard/treatspoint-jan-2026"
"maybank-bmw","ID","Maybank","BMW","IDR","1500000","","","Maybank TREATS","1 TREATS / IDR 8,888 eligible ordinary spend","Maybank TREATS bank points. Up to 200,000 TREATS Points transferred to an airline in the preceding 12 months use the published 1:1 conversion; the lower tier after that threshold is recorded in official terms.","2026-10-14","https://www.maybank.co.id/id/creditcard/bmw-maybank-credit-card","https://www.maybank.co.id/id/creditcard/treatspoint-jan-2026"
"maybank-mini","ID","Maybank","MINI","IDR","1500000","","","Maybank TREATS","1 TREATS / IDR 8,888 eligible ordinary spend","Maybank TREATS bank points. Up to 200,000 TREATS Points transferred to an airline in the preceding 12 months use the published 1:1 conversion; the lower tier after that threshold is recorded in official terms.","2026-10-14","https://www.maybank.co.id/id/creditcard/mini-cobrand-card","https://www.maybank.co.id/id/creditcard/treatspoint-jan-2026"
"maybank-visa-platinum","ID","Maybank","Visa Platinum","IDR","600000","","","Maybank TREATS","1 TREATS / IDR 20,000 eligible ordinary spend","Maybank TREATS bank points. Up to 200,000 TREATS Points transferred to an airline in the preceding 12 months use the published 1:1 conversion; the lower tier after that threshold is recorded in official terms.","2026-10-14","https://www.maybank.co.id/id/creditcard/maybank-platinum-credit-card","https://www.maybank.co.id/id/creditcard/treatspoint-jan-2026"
"maybank-mastercard-platinum","ID","Maybank","Mastercard Platinum","IDR","600000","","","Maybank TREATS","1 TREATS / IDR 20,000 eligible ordinary spend","Maybank TREATS bank points. Up to 200,000 TREATS Points transferred to an airline in the preceding 12 months use the published 1:1 conversion; the lower tier after that threshold is recorded in official terms.","2026-10-14","https://www.maybank.co.id/id/creditcard/maybank-master-platinum-credit-card","https://www.maybank.co.id/id/creditcard/treatspoint-jan-2026"
"maybank-jcb-platinum","ID","Maybank","JCB Platinum","IDR","600000","","","Maybank TREATS","1 TREATS / IDR 10,000 eligible ordinary spend","Maybank TREATS bank points. Up to 200,000 TREATS Points transferred to an airline in the preceding 12 months use the published 1:1 conversion; the lower tier after that threshold is recorded in official terms.","2026-10-14","https://www.maybank.co.id/id/creditcard/maybank-jcb-platinum-credit-card","https://www.maybank.co.id/id/creditcard/treatspoint-jan-2026"
"maybank-manchester-united","ID","Maybank","Manchester United","IDR","600000","","","Maybank TREATS","1 TREATS / IDR 20,000 eligible ordinary spend","Maybank TREATS bank points. Up to 200,000 TREATS Points transferred to an airline in the preceding 12 months use the published 1:1 conversion; the lower tier after that threshold is recorded in official terms.","2026-10-15","https://www.maybank.co.id/id/creditcard/maybank-kartu-kredit-manchester-united","https://www.maybank.co.id/id/creditcard/treatspoint-jan-2026"
"maybank-white-card","ID","Maybank","White Card","IDR","180000","","","Maybank TREATS Miles","Select the TREATS Miles wallet: 1 per IDR 10,000 (Onyx), IDR 9,000 (Emerald), or IDR 8,000 (Diamond).","White Card uses its own TREATS Miles wallet. Minimum 40,000 to each listed airline; output ratios require confirmation in M2U. Standard TREATS Points transfer rules do not apply automatically.","2026-10-13","https://www.maybank.co.id/id/creditcard/maybank-white-card-new-benefit","https://www.maybank.co.id/id/creditcard/maybank-white-card-new-benefit"
"uob-indonesia-zenith","ID","UOB Indonesia","Zenith","IDR","3500000","","","UOB Points","1 UOB Point per IDR 1,500 eligible purchases in any country.","The January 9, 2026 schedule uses 5.87 UOB Points per airline mile; UOB quotes approximately IDR 8,800 per mile.","2026-10-14","https://www.uob.co.id/personal/cards/zenith.page","https://www.uob.co.id/personal/cards/zenith.page"
"uob-indonesia-privimiles","ID","UOB Indonesia","PRIVIMiles","IDR","1000000","","","UOB Points","1 UOB Point per IDR 1,000 domestic purchases; 2.67 points in MYR, SGD, THB or VND and 1.6 points in other foreign currencies per IDR 1,000 equivalent.","From January 9, 2026: 12 UOB Points per airline mile. Published redemption example: 60,000 points for 5,000 KrisFlyer, GarudaMiles, Asia Miles or AirAsia rewards.","2026-10-14","https://www.uob.co.id/personal/cards/privimiles.page","https://www.uob.co.id/personal/cards/privimiles.page"
"uob-indonesia-garuda-indonesia-uob-card","ID","UOB Indonesia","Garuda Indonesia UOB Card","IDR","800000","","","GarudaMiles","Per IDR 24,000: 2 GarudaMiles on other domestic purchases, 3 on foreign-currency or hotel/travel purchases, and 4.8 on direct Garuda Indonesia purchases.","Miles transfer automatically to the primary cardholder’s GarudaMiles account once at least 250 miles have accumulated.","2026-10-14","https://www.uob.co.id/personal/cards/garuda.page","https://www.uob.co.id/personal/cards/garuda.page"
"uob-indonesia-preferred","ID","UOB Indonesia","Preferred","IDR","500000","","","UOB Points","1 UOB Point per IDR 1,000 other retail purchases; 3 points on restaurants, fashion, department stores and overseas spend. Extra points capped at 100,000 per customer monthly.","Confirm Indonesian UOB earning and airline conversion terms; overseas UOB rates do not apply.","2026-10-14","https://www.uob.co.id/personal/cards/preferred.page","https://www.uob.co.id/personal/cards/rewards.page"
"uob-indonesia-lady-s-card","ID","UOB Indonesia","Lady’s Card","IDR","750000","","","UOB Points","1 UOB Point per IDR 1,000 other retail purchases; 3 points on fashion, department stores, supermarkets and e-commerce. Extra points capped at 100,000 per customer monthly.","Confirm Indonesian UOB earning and airline conversion terms; overseas UOB rates do not apply.","2026-10-14","https://www.uob.co.id/personal/cards/ladys.page","https://www.uob.co.id/personal/cards/rewards.page"
"hsbc-indonesia-visa-signature","ID","HSBC Indonesia","Visa Signature","IDR","1000000","","","HSBC Reward Points","1 point / IDR 1,500 eligible ordinary spend","Redeem eligible HSBC points for airline miles; club bonuses and monthly limits apply.","2026-10-15","https://www.hsbc.co.id/credit-cards/products/visa-signature/","https://www.hsbc.co.id/en-id/credit-cards/rewards/"
"hsbc-indonesia-premier-mastercard","ID","HSBC Indonesia","Premier Mastercard","IDR","0","","","HSBC Reward Points","Earning rate not verified — calculator unavailable","Redeem eligible HSBC points for airline miles; club bonuses and monthly limits apply.","2026-10-15","https://www.hsbc.co.id/credit-cards/products/premier-mastercard/","https://www.hsbc.co.id/en-id/credit-cards/rewards/"
"dbs-indonesia-travel-signature","ID","DBS Indonesia","Travel Signature","IDR","1000000","","","digibank mileage","1 Mileage DBS per IDR 9,000 domestic or IDR 6,000 international purchases.","Travel mileage converts 1:1 to selected airlines; Live Fresh uses a different points conversion table.","2026-10-14","https://www.dbs.id/id/digibank-id/kartu/kartu-digibank/digibank-travel","https://www.dbs.id/digibank/id/id/kartu/kartu-kredit/poin-rewards-digibank.page"
"dbs-indonesia-travel-platinum","ID","DBS Indonesia","Travel Platinum","IDR","750000","","","digibank mileage","From April 1, 2026: 1 Mileage DBS per IDR 13,500 domestic or IDR 10,000 international purchases.","Travel mileage converts 1:1 to selected airlines; Live Fresh uses a different points conversion table.","2026-10-14","https://www.dbs.id/id/digibank-id/kartu/kartu-digibank/digibank-travel-platinum","https://www.dbs.id/digibank/id/id/kartu/kartu-kredit/poin-rewards-digibank.page"
"dbs-indonesia-live-fresh","ID","DBS Indonesia","Live Fresh","IDR","400000","","","digibank Reward Points","From April 1, 2026: 1 DBS Rewards Point per IDR 12,000 domestic or international purchases.","Travel mileage converts 1:1 to selected airlines; Live Fresh uses a different points conversion table.","2026-10-14","https://www.dbs.id/id/digibank-id/kartu/kartu-digibank/digibank-live-fresh","https://www.dbs.id/digibank/id/id/kartu/kartu-kredit/poin-rewards-digibank.page"
"ocbc-indonesia-90-n","ID","OCBC Indonesia","90°N","IDR","1000000","","","Travel Miles","1 Travel Mile per IDR 12,000 domestic or IDR 10,000 foreign-currency purchases.","1 Travel Mile converts to 1 KrisFlyer mile, 1 AirAsia point or 1.05 GarudaMiles; minimums apply.","2026-10-14","https://www.ocbc.id/id/90n","https://www.ocbc.id/id/90n"
"ocbc-indonesia-voyage","ID","OCBC Indonesia","Voyage","IDR","8000000","","","Voyage Miles","1 Voyage Mile per IDR 12,000 eligible retail spend","Confirm current airline conversion ratios and redemption conditions.","2026-10-15","https://cdn1.ocbc.id/asset/media/Feature/PDF/individu/riplay/rip-cc-ocbc-voyage_id.pdf?rev=b99f6545b1e84c00b62b725e2b8f2936","https://cdn1.ocbc.id/asset/media/Feature/PDF/individu/riplay/rip-cc-ocbc-voyage_id.pdf?rev=b99f6545b1e84c00b62b725e2b8f2936"
"panin-visa-infinite","ID","Panin","Visa Infinite","IDR","0","","","Panin reward points","3 Panin points per IDR 25,000 eligible spend","Confirm current airline conversion availability and ratios.","2026-10-15","https://www.panin.co.id/id/product/credit-card/visa-infinite","https://www.panin.co.id/id/product/credit-card/visa-infinite"
"panin-visa-platinum","ID","Panin","Visa Platinum","IDR","0","","","Panin reward points","Earning rate not verified — calculator unavailable","Confirm current airline conversion availability and ratios.","2026-10-15","https://www.panin.co.id/id/product/credit-card/visa-platinum","https://www.panin.co.id/id/product/credit-card/visa-platinum"
"jenius-visa-credit-card","ID","Jenius","Visa Credit Card","IDR","750000","","","Yay Points","Seed / Plant: 1 Yay Point per IDR 12,000 eligible domestic spend. Higher clubs: 1 per IDR 10,000.","Yay Points transfer in the Jenius app. KrisFlyer and GarudaMiles: one redemption each per month. KrisFlyer ratio depends on Club tier, effective August 1, 2026. Increments and delivery timing need confirmation.","2026-10-13","https://www.jenius.com/pages/yaypoints","https://www.jenius.com/en/faq/kredit/kartu-kredit-jenius"
"permatabank-ultimate-jcb","ID","PermataBank","Ultimate JCB","IDR","","","","Permata Reward Points","Earning rate not verified — calculator unavailable","Historical official product guide. Current 2026 earning and conversion terms require reconfirmation.","","https://www.permatabank.com/sites/default/files/2025-02/FA_Permata%20Ultimate%20Card%20E%20Welcome%20Pack.pdf","https://www.permatabank.com/sites/default/files/2025-02/FA_Permata%20Ultimate%20Card%20E%20Welcome%20Pack.pdf"
"bank-sinarmas-red-diamond-visa-infinite","ID","Bank Sinarmas","Red Diamond Visa Infinite","IDR","1500000","","","Reward points","1 point per IDR 10,000 domestic / IDR 7,500 foreign spend; monthly point cap applies.","20,000 points → 20,000 KrisFlyer miles or GarudaMiles; IDR 25,000 redemption fee.","","https://www.banksinarmas.com/id/personal/produk/kartukredit","https://www.banksinarmas.com/id/informasi/kebijakan-kartu-kredit"
"mayapada-signature","ID","Bank Mayapada","myCREDITCARD Signature","IDR","750000","","","myREWARDS points","1 myREWARDS point per IDR 500 eligible spend.","Redeem myREWARDS points for miles through the official rewards catalog. Check available airlines and conversion ratios before transferring.","","https://www.bankmayapada.com/id/produk/pinjaman/mycreditcard","https://www.bankmayapada.com/id/produk/pinjaman/mycreditcard"
"mayapada-platinum","ID","Bank Mayapada","myCREDITCARD Platinum","IDR","600000","","","myREWARDS points","1 myREWARDS point per IDR 500 eligible spend.","Redeem myREWARDS points for miles through the official rewards catalog. Check available airlines and conversion ratios before transferring.","","https://www.bankmayapada.com/id/produk/pinjaman/mycreditcard","https://www.bankmayapada.com/id/produk/pinjaman/mycreditcard"
"mayapada-gold","ID","Bank Mayapada","myCREDITCARD Gold","IDR","300000","","","myREWARDS points","1 myREWARDS point per IDR 500 eligible spend.","Redeem myREWARDS points for miles through the official rewards catalog. Check available airlines and conversion ratios before transferring.","","https://www.bankmayapada.com/id/produk/pinjaman/mycreditcard","https://www.bankmayapada.com/id/produk/pinjaman/mycreditcard"
"mnc-citilink-visa","ID","MNC Bank","Citilink Visa Card","IDR","300000","","","LinkMiles","Conditional LinkMiles earning on eligible retail purchases; minimum monthly spend applies.","Eligible miles are credited to your Citilink LinkMiles account.","","https://mncbank.co.id/en/individu/kartu-kredit/kartu-kredit-co-branding/mnc-bank-citilink-visa-card","https://mncbank.co.id/en/individu/kartu-kredit/kartu-kredit-co-branding/mnc-bank-citilink-visa-card"
"dbs-indonesia-vantage","ID","DBS Indonesia","Vantage Visa Infinite","IDR","5000000","","","Poin Vantage","1 Poin Vantage per IDR 7,500 eligible domestic or international purchases.","1 Poin Vantage converts to 1 KrisFlyer mile, GarudaMile or Asia Mile; minimum transfer 10,000 Poin Vantage.","2026-10-14","https://www.dbs.id/digibank/id/id/kartu/kartu-digibank/dbs-vantage-visa-infinite","https://www.dbs.id/digibank/id/id/kartu/kartu-kredit/poin-rewards-digibank.page"