Jenius Credit Card review for airline miles
Club-dependent Yay Points earning and transfers to KrisFlyer, GarudaMiles, LinkMiles and AirAsia rewards.
Recorded earning rule
Seed / Plant: 1 Yay Point per IDR 12,000 eligible domestic spend. Higher clubs: 1 per IDR 10,000.
Airline conversion
Yay Points transfer in the Jenius app. KrisFlyer and GarudaMiles: one redemption each per month. KrisFlyer ratio depends on Club tier, effective August 1, 2026. Increments and delivery timing need confirmation.
| Program | Conversion | Minimum | Timing |
|---|---|---|---|
| KrisFlyer — Seed / Plant | 50000 → 30000 | 50000 | Not verified |
| KrisFlyer — Grow / Nurture / Bloom | 40000 → 30000 | 40000 | Not verified |
| GarudaMiles | 25000 → 20000 | 25000 | Not verified |
| LinkMiles | 15000 → 12500 | 15000 | Not verified |
| AirAsia rewards | 10000 → 10000 | 10000 | Not verified |
Eligibility and costs
Not verified
Fee waiver: Not verified
Points expiry: Yay Points expire two years from earning, on the first day of the following month.
Transaction rounding: Points are rounded down to the nearest whole Yay Point per transaction.
Who should consider it?
Consider this product only if the recorded earning route matches your normal spending and you can use the airline reward before expiry. Compare it with at least one direct-mile and one flexible-point alternative.
What remains uncertain
From August 1, 2026: double points for eligible foreign spend or your chosen category; 0% installments excluded. Annual fee waived in year one or with IDR 60 million annual spend. Calculator uses Seed / Plant domestic base rate only.
Status: Indexed from official sources; confirm availability. A missing field is not zero.