Maybank White Card review for airline miles
The separate TREATS Miles wallet, Club earning tiers, monthly caps and 40,000-point transfer minimum.
Recorded earning rule
Select the TREATS Miles wallet: 1 per IDR 10,000 (Onyx), IDR 9,000 (Emerald), or IDR 8,000 (Diamond).
Monthly billing-cycle cap: Onyx 2,000; Emerald 3,000; Diamond 5,000 TREATS Miles. Club is reassessed annually.
Airline conversion
White Card uses its own TREATS Miles wallet. Minimum 40,000 to each listed airline; output ratios require confirmation in M2U. Standard TREATS Points transfer rules do not apply automatically.
| Program | Conversion | Minimum | Timing |
|---|---|---|---|
| KrisFlyer | Not verified | 40000 | Not verified |
| GarudaMiles | Not verified | 40000 | Not verified |
| Asia Miles | Not verified | 40000 | Not verified |
| AirAsia rewards | Not verified | 40000 | Not verified |
Eligibility and costs
Primary applicant 21–65 (or married), IDR 120 million annual income; Indonesian ID or eligible foreign residency documents, tax ID and satisfactory credit history.
Fee waiver: Not verified
Points expiry: One year after earning.
Transaction rounding: Not verified
Who should consider it?
Consider this product only if the recorded earning route matches your normal spending and you can use the airline reward before expiry. Compare it with at least one direct-mile and one flexible-point alternative.
What remains uncertain
Choose the Miles wallet before the next billing cycle; default is TREATS Cash. Annualized fee: IDR 15,000 per month. Cash, bill-payment and specified merchant exclusions apply.
Status: Indexed from official sources; confirm availability. A missing field is not zero.