Mileage cards for overseas spending from Indonesia
Compare published overseas earning examples while accounting for foreign-exchange costs and eligible currencies.
How to compare these products
An overseas earning multiplier can be outweighed by foreign-exchange charges. Country or currency bonuses may be narrower than “all foreign spend.”
| Card | Recorded earning | Reward currency | Annual fee | Verification status |
|---|---|---|---|---|
| UOB Indonesia PRIVIMiles | Earn 1 UOB Point per IDR 1,000 domestic eligible spend. From January 9, 2026, 12 points convert to 1 airline mile: IDR 12,000 per domestic mile. Selected MYR, SGD, THB and VND spending earns 2.67 points per IDR 1,000 equivalent; other foreign currencies earn 1.6 points. | UOB Points | IDR 1,000,000 | Indexed from official sources; confirm availability |
| OCBC Indonesia 90°N | 1 Travel Mile / IDR 12,000 domestic eligible spend | Travel Miles | IDR 1,000,000 | Indexed from official sources; confirm availability |
| Mandiri Signature | 2 Livin’poin per IDR 20,000 eligible domestic retail spend. | Livin’poin | IDR 900,000 | Indexed from official sources; confirm availability |
| Mandiri World Elite | 4 Livin’poin per IDR 20,000 eligible domestic retail spend. | Livin’poin | Not verified | Indexed from official sources; confirm availability |
Decision checklist
- Confirm that you meet residency, age, income and banking requirements.
- Separate ordinary earning from promotional or conditional earning.
- Calculate the bank points you can earn from normal eligible transactions.
- Apply the correct airline conversion ratio and minimum.
- Subtract annual fees and account for point expiry.
- Search the award you want before an irreversible transfer.