INDEPENDENT REWARDS RESEARCH

Malaysia mileage-linked cards

馃嚥馃嚲 20 indexed cards 路 10 issuers 路 partially verified

Explore locally issued cards, compare annual costs and trace the route from purchases to airline rewards.

Research status and remaining gaps

Added UOB PRVI Miles Elite, Hong Leong Infinite and two AmBank Enrich cards. Remaining: RHB and other CIMB/Maybank/legacy variants, detailed transfer tables and exclusions.

Compare cards in Malaysia Download market CSV

Understand the local earning route

Choose the market where you live and can access banking products. Confirm the issuer鈥檚 residency, account and underwriting requirements. Card rewards are recorded in their own currency; airline conversion rules are separate.

Compare recurring card fees plus any required rewards fee, first-year charges, transaction exclusions, rounding and the exact conversion to your chosen airline. A fee waiver or bonus only applies when its conditions are met.

Browse by issuer

HSBC 路 Standard Chartered 路 Maybank 路 Maybank / American Express 路 Maybank Islamic 路 CIMB 路 UOB 路 Hong Leong Bank 路 AmBank 路 RHB

HSBC

Bank points

TravelOne Credit Card

8 points per MYR 1 foreign-currency spend; 5 on local travel and dining; 1 on other eligible spend.

Not verified annually

HSBC Reward points 路 Checked: 2026-10-13

Standard Chartered

Bank points

WorldMiles World Mastercard

4.5 WorldMiles points per MYR 1 eligible overseas spend; other rates follow current programme terms.

MYR聽600.00 annually

WorldMiles points 路 Checked: 2026-10-13

Bank points

Journey Credit Card

5X more miles on dining, travel and overseas spend (issuer page). The base everyday rate per MYR 1 is not stated on the issuer page.

MYR聽600.00 annually

Journey miles / rewards 路 Checked: 2026-10-15

Bank points

Beyond Credit Card

1 point per MYR 1 of local spend on both Priority Banking and Priority Private tiers; overseas spend earns more (issuer page). Annual fee differs by tier (RM800 Priority Banking, RM2,000 Priority Private); the record tier is not identified, so no fee is recorded.

Not verified annually

360掳 Rewards points 路 Checked: 2026-10-15

Maybank

Bank points

Maybank 2 Cards Premier

Reserve Amex: 10 points per MYR 1 overseas, 5 on local dining and up to 3 on other local spend; Visa Infinite has separate rates.

MYR聽800.00 annually

TreatsPoints 路 Checked: 2026-10-13

Bank points

World Elite Mastercard

Up to 25 TreatsPoints per MYR 5 eligible spend.

Not verified annually

TreatsPoints 路 Checked: 2026-10-13

Bank points

Visa Gold Card

Earn TreatsPoints on eligible spend; 20,000 points convert to 1,000 participating airline miles under the published schedule.

MYR聽130.00 annually

TreatsPoints 路 Checked: 2026-10-13

Maybank / American Express

Bank points

The Platinum Card

5 Membership Rewards points per MYR 1 eligible spend.

MYR聽3,250.00 annually

Membership Rewards points 路 Checked: 2026-10-13

Bank points

American Express Charge Card

2 Membership Rewards points per MYR 1 eligible spend.

Not verified annually

Membership Rewards points 路 Checked: 2026-10-13

Maybank Islamic

CIMB

Bank points

CIMB Travel Platinum

5 Bonus Points per MYR 1 overseas, direct-airline and duty-free spend; 2 other local spend; 1 local education, insurance and utilities.

MYR聽0.00 annually

CIMB Bonus Points 路 Checked: 2026-10-14

Bank points

CIMB Travel World

8 Bonus Points per MYR 1 overseas, direct-airline and duty-free spend; 2 other local spend; 1 local education, insurance and utilities.

MYR聽554.72 annually

CIMB Bonus Points 路 Checked: 2026-10-14

Bank points

CIMB Travel World Elite

10 Bonus Points per MYR 1 overseas, direct-airline and duty-free spend; 2 other local spend; 1 local education, insurance and utilities.

MYR聽1,215.09 annually

CIMB Bonus Points 路 Checked: 2026-10-14

UOB

Bank points

PRVI Miles Elite Card

1 UNIRM per MYR 1 local purchases; 5 on airlines; 12 on spending in SGD, THB, VND and IDR; 10 in other foreign currencies.

MYR聽600.00 annually

UNIRinggit (UNIRM) 路 Checked: 2026-10-14

Hong Leong Bank

Direct miles

Infinite Credit Card

1 Enrich Point per MYR 6 other purchases; 1 per MYR 4 eligible travel/shopping; 1 per MYR 1 dining. Local and overseas schedules are the same.

MYR聽0.00 annually

Enrich Points 路 Checked: 2026-10-14

AmBank

Direct miles

Enrich Visa Platinum Credit Card

1 Enrich Point per MYR 7 local/other-airline purchases; 1 per MYR 3 overseas or Malaysia Airlines spend; 1 per MYR 13 local education/insurance/utilities, capped at 8,000 points per statement cycle for that group.

MYR聽0.00 annually

Enrich Points 路 Checked: 2026-10-14

Direct miles

Enrich Visa Infinite Credit Card

1 Enrich Point per MYR 6 local/other-airline purchases; 1 per MYR 2 overseas or Malaysia Airlines spend; 1 per MYR 12 local education/insurance/utilities, capped at 8,000 points per statement cycle for that group.

MYR聽500.00 annually

Enrich Points 路 Checked: 2026-10-14

RHB

Bank points

World Mastercard

See current issuer earning schedule; calculator unavailable pending rate verification.

Not verified annually

RHB Rewards points 路 Checked: not recorded

Research gaps

This is a researched selection, not an exhaustive national inventory. Unverified values stay unknown. A record check date does not establish that every field is current.

Before transferring points 路 Editorial methodology 路 Report a correction