American Express PAYBACK American Express — Germany
1 PAYBACK point per EUR 3 eligible spend (petrol stations excluded).
- Annual card + required rewards fees
- €0.00
- Reward currency
- PAYBACK points
- Card type
- Credit card
- Mileage route
- Bank points
- Record checked
- Date not recorded
- First-year card fee
- Not verified
How earning and transfers work
Earn PAYBACK points and convert them to Miles & More miles through PAYBACK under current transfer rules.
Eligibility and important conditions
German issuer residency, SEPA account and credit checks apply. Confirm current eligibility with the issuer.
1 PAYBACK point per EUR 3 eligible spend; petrol stations excluded. Partner rewards and boosters excluded. Transaction rounding can reduce the estimate.
- Fee waiver
- Not verified
- Transaction rounding
- Not verified
- Points expiry
- Not verified
- Minimum transfer
- Not verified
- Transfer fee
- Not verified
- Transfer timing
- Not verified
Verification and sources
Official product listing; confirm application availability
Partial record. A source link does not verify every field.
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.