INDEPENDENT REWARDS RESEARCH

Banco Hipotecario Visa Signature — Aerolíneas Plus enrolment — Argentina

🇦🇷 Argentina cards

1 Aerolíneas Plus mile per USD 1 spending or equivalent in pesos after enrolling the Visa credit card in the programme.

Annual card + required rewards fees
Not verified
Published charge (original unit)
15 USD per month. Additional Aerolíneas Plus programme membership for new enrolment from January 1, 2026; converted by issuer using Banco Nación rate per tariff. This is additional to card renewal and administration, not a USD15 card fee. Local annual reward-plan total is unverified. Annual total in ARS remains unverified.
Reward currency
Aerolíneas Plus miles
Reward category
Airline miles
Card type
Personal credit card
Mileage route
Direct miles
Record checked
2026-10-24
First-year card fee
Not verified

How earning and transfers work

Opt into Aerolíneas Plus by telephone or branch; linked Visa credit-card purchases then earn airline miles.

Eligibility and important conditions

Must hold an approved Banco Hipotecario Visa Signature credit card and separately enrol in Aerolíneas Plus. Full card-specific income, age and residence thresholds remain unverified.

Current tariff separately lists legacy ARS 198,671.31 annual Aerolíneas Plus commission, charged in three consecutive instalments for existing annual payers; after completion the current monthly fee applies. The legacy annual and current monthly programme charges apply at different stages of the transition. Payroll portfolio annual renewal is separately listed without charge; no general fee waiver inferred.

Fee waiver
Not verified
Transaction rounding
Not verified
Points expiry
Current pre-transition expiry rule remains unverified. Announced transition: Classic members retain existing expiry for miles credited through November 15, 2026; miles credited from November 16, 2026 have a fixed 3-year life without extension. Elite members retain non-expiry while Elite status is maintained. Miles expiring November 30 or December 31, 2026 are exceptionally extended to January 31, 2027.
Minimum transfer
Not verified
Transfer fee
Not verified
Transfer timing
Announced migration November 16–30, 2026 may delay bank/partner mileage posting until within 30 days after migration. Ordinary card posting timetable remains unverified.

Quick answers from the recorded terms

What does Banco Hipotecario Visa Signature — Aerolíneas Plus enrolment cost each year?

The issuer publishes 15 USD per month. Additional Aerolíneas Plus programme membership for new enrolment from January 1, 2026; converted by issuer using Banco Nación rate per tariff. This is additional to card renewal and administration, not a USD15 card fee. Local annual reward-plan total is unverified. A fixed annual total in ARS is not assumed.

What does Banco Hipotecario Visa Signature — Aerolíneas Plus enrolment earn?

1 Aerolíneas Plus mile per USD 1 spending or equivalent in pesos after enrolling the Visa credit card in the programme. The reward currency is Aerolíneas Plus miles.

Can Banco Hipotecario Visa Signature — Aerolíneas Plus enrolment rewards become airline miles?

Rewards accrue as Aerolíneas Plus miles for automatic airline credit rather than manual bank-point conversion. Confirm any crediting threshold with the issuer. Schedule: Announced migration November 16–30, 2026 may delay bank/partner mileage posting until within 30 days after migration. Ordinary card posting timetable remains unverified.

Do Aerolíneas Plus miles expire?

Current pre-transition expiry rule remains unverified. Announced transition: Classic members retain existing expiry for miles credited through November 15, 2026; miles credited from November 16, 2026 have a fixed 3-year life without extension. Elite members retain non-expiry while Elite status is maintained. Miles expiring November 30 or December 31, 2026 are exceptionally extended to January 31, 2027.

How current is this information?

The record was last checked on 2026-10-24. Fees, earning rates and partner ratios change, so treat the issuer product page linked on this profile as the authority and use this page to compare options.

Verification and sources

Selected facts from official sources; other terms unverified

Only individually sourced fields have been checked. Other card and reward terms remain unverified.

Selected terms checked against official sources

These checks apply to the listed fields only. Other terms may remain unverified.

Why a single value is unavailable

All-in annual cost unresolved: ARS 624,000 annual renewal, separately listed ARS 20,000 account administration/maintenance, and USD 15/month mileage membership; no FX conversion assumed. Administration frequency not explicitly established in extracted row.

Issuer expresses earning in USD equivalent while record currency is ARS; no ARS scalar inferred.

Checks by field: publishedFee: 2026-10-24 · Earning: 2026-10-24 · route: 2026-10-24 · Eligibility: 2026-10-24 · Points expiry: 2026-10-24 · Posting schedule: 2026-10-24 · feeGapReason: 2026-10-24. Other fields retain their earlier verification status.

Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.

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