Erste Bank und Sparkasse Austrian Miles & More Business Smartcard — Austria
1 award mile per EUR 2 eligible card spending.
- Annual card + required rewards fees
- €90.00
- Reward currency
- Miles & More award miles
- Card type
- Business credit card
- Mileage route
- Direct miles
- Record checked
- 2026-10-16
- First-year card fee
- Not verified
How earning and transfers work
Rewards accrue to the linked airline loyalty account under the local issuer rules.
Eligibility and important conditions
Local residence, identification and issuer credit assessment apply. Confirm current requirements before applying.
Published monthly fee annualized over 12 months: EUR 7.50. New Erste/Sparkasse products available since 29 December 2025. Former card complete cards no longer provide Miles & More/Austrian benefits from 1 January 2026. Earning exclusions, rounding and eligibility still require full terms review.
- Fee waiver
- Not verified
- Transaction rounding
- Not verified
- Points expiry
- Issuer advertises suspension of mileage expiry while eligible card conditions are met; confirm full protection conditions.
- Minimum transfer
- Not verified
- Transfer fee
- Not verified
- Transfer timing
- Not verified
Verification and sources
Listed by official issuer; confirm current application eligibility
Official product identity and recorded fee/earning facts checked. Unrecorded conditions remain unverified.
- www.miles-and-more.com — official product or rules
- www.austrianairlines.ag — official product or rules
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.