Swisscard / American Express American Express Business Card with Membership Rewards — Switzerland
1 Membership Rewards point per CHF 1 eligible purchases with enrolled rewards.
- Annual card + required rewards fees
- CHF 140.00 card fee; required rewards fee not verified
- Reward currency
- Membership Rewards points
- Card type
- Business credit card
- Mileage route
- Bank points
- Record checked
- 2026-10-14
- First-year card fee
- CHF 0.00
How earning and transfers work
Membership Rewards points can convert to Miles & More. A Swiss banking relationship and business master-account application are required.
| Program | Conversion | Minimum / increment | Timing / source |
|---|---|---|---|
| Miles & More | 2 Membership Rewards points → 1 airline units | Not verified / Not verified | Not verified Official terms |
Eligibility and important conditions
Business master account plus individual card application; Swiss bank relationship and identity verification required. Approval and company documentation apply.
Card fee CHF 140 after a free first year. Membership Rewards costs CHF 50 excluding VAT; the product page says per card, while the linked factsheet says per master account. Confirm billing basis and tax-inclusive rewards cost with Swisscard. Total annual cost remains unverified.
- Fee waiver
- Not verified
- Transaction rounding
- Not verified
- Points expiry
- Retained while holding a valid American Express Card participating in Membership Rewards.
- Minimum transfer
- Not verified
- Transfer fee
- Not verified
- Transfer timing
- Not verified
Verification and sources
Listed on official issuer website; application subject to approval
Card fee, optional paid rewards, base points and Miles & More ratio checked. Total rewards fee left unknown because issuer documents differ on billing basis and quote an amount excluding VAT.
- www.americanexpress.ch — official product or rules
- www.americanexpress.ch — official product or rules
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.