Swisscard American Express Card — Switzerland
Included Basic rewards: 1 point per CHF 2 eligible spend. Optional Classic upgrade earns 1 point per CHF 1 for CHF 54.05 extra annually.
- Annual card + required rewards fees
- CHF 140.00
- Reward currency
- Membership Rewards points
- Card type
- Personal credit card
- Mileage route
- Bank points
- Record checked
- 2026-10-14
- First-year card fee
- CHF 0.00
How earning and transfers work
Membership Rewards can convert to participating airline programs, including Miles & More, Flying Blue and Delta SkyMiles.
Eligibility and important conditions
Confirm local residency, bank-account, identity, income and credit-assessment requirements with the issuer.
Listed cost and base rate use the included Basic plan. Optional Classic upgrade is not included. Fees, interest, cash withdrawals and gambling do not earn points.
- Fee waiver
- Not verified
- Transaction rounding
- Not verified
- Points expiry
- Not verified
- Minimum transfer
- Not verified
- Transfer fee
- Not verified
- Transfer timing
- Not verified
Verification and sources
Listed on official issuer website; application subject to approval
Swiss personal-card airline partner list checked. Partner-specific ratios, minimums and timing require review; no generic 2:1 ratio assumed.
- www.americanexpress.ch — official product or rules
- www.americanexpress.ch — official product or rules
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.