HSBC China HSBC Travel credit-card bundle — China
Bank points convert to airline miles; earning per CNY remains unverified.
- Annual card + required rewards fees
- CNÂ¥2,000.00
- Reward currency
- HSBC China reward points
- Card type
- Personal credit card
- Mileage route
- Bank points
- Record checked
- 2026-10-17
- First-year card fee
- CNÂ¥2,000.00
How earning and transfers work
18 eligible bank points convert to 1 airline mile. Airline redemptions in multiples of 1,000 miles; full partner terms apply.
| Program | Conversion | Minimum / increment | Timing / source |
|---|---|---|---|
| Cathay Asia Miles | 18 HSBC China reward points → 1 airline units | Not verified / 18000 | Not verified Official terms |
| British Airways Avios | 18 HSBC China reward points → 1 airline units | Not verified / 18000 | Not verified Official terms |
Eligibility and important conditions
Local issuer identification, residence, income and credit assessment requirements apply.
One product bundle containing UnionPay and Mastercard cards, counted once. From year two, 200,000 eligible points may redeem the next annual fee. Per-partner fees/processing remain unverified.
- Fee waiver
- Not verified
- Transaction rounding
- Not verified
- Points expiry
- Issuer product page states bank points valid for three years. Airline mile expiry is separate.
- Minimum transfer
- Not verified
- Transfer fee
- Not verified
- Transfer timing
- Not verified
Verification and sources
Listed by official issuer; confirm new-application availability
Official product identity and recorded facts checked. Missing conditions remain unverified.
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.