Banco Guayaquil LATAM Pass Mastercard Platinum — Ecuador
Up to 1 LATAM Pass mile per USD 1 eligible domestic spending and up to 0.5 per USD 1 international spending; exclusions apply.
- Annual card + required rewards fees
- Not verified
- Reward currency
- LATAM Pass miles
- Reward category
- Airline miles
- Card type
- Personal credit card
- Mileage route
- Direct miles
- Record checked
- 2026-10-24
- First-year card fee
- Not verified
How earning and transfers work
Card purchases accrue to the linked LATAM Pass account after card statement cut; card must be active and not in arrears for benefit assignment.
Eligibility and important conditions
General issuer application baseline: age 21+, credit score at least 750, general bank application baseline of USD 700/month, with the tier-specific income threshold unverified; employed applicants need at least 1 year, self-employed applicants 3 years with active RUC. Tier-specific underwriting remains unverified.
Issuer help catalogue confirms Mastercard LATAM Pass Platinum is currently available. Numeric income is the general issuer application baseline, subject to tier underwriting. Membership cost, full earning exclusions, refunds and rounding remain unverified.
- Fee waiver
- Not verified
- Transaction rounding
- Not verified
- Points expiry
- LATAM co-brand terms effective May 8, 2026 state 36 months from generation; miles do not expire while an Elite tier is maintained.
- Minimum transfer
- Not verified
- Transfer fee
- Not verified
- Transfer timing
- Miles for the current card cycle are credited to the frequent-flyer account after statement cut; exact number of days not stated.
Quick answers from the recorded terms
What does Banco Guayaquil LATAM Pass Mastercard Platinum cost each year?
The annual fee is not verified in this record, so the issuer’s current fee schedule is the figure to rely on. Annual total and rewards-plan charges not established by reviewed current issuer evidence. Issuance costs on the generic default card must not be assigned to this LATAM tier.
What does Banco Guayaquil LATAM Pass Mastercard Platinum earn?
Up to 1 LATAM Pass mile per USD 1 eligible domestic spending and up to 0.5 per USD 1 international spending; exclusions apply. The reward currency is LATAM Pass miles.
Can Banco Guayaquil LATAM Pass Mastercard Platinum rewards become airline miles?
Rewards accrue as LATAM Pass miles for automatic airline credit rather than manual bank-point conversion. Confirm any crediting threshold with the issuer. Schedule: Miles for the current card cycle are credited to the frequent-flyer account after statement cut; exact number of days not stated.
Which airline programme does Banco Guayaquil LATAM Pass Mastercard Platinum connect to?
In this directory it is linked to LATAM Pass. The programme guide linked from this page covers earning, redemption, partners and expiry rules, which are set by the airline rather than by the card issuer.
Do LATAM Pass miles expire?
LATAM co-brand terms effective May 8, 2026 state 36 months from generation; miles do not expire while an Elite tier is maintained.
How current is this information?
The record was last checked on 2026-10-24. Fees, earning rates and partner ratios change, so treat the issuer product page linked on this profile as the authority and use this page to compare options.
Verification and sources
Selected facts from official sources; other terms unverified
Only individually sourced fields have been checked. Other card and reward terms remain unverified.
Selected terms checked against official sources
- Earning: Up to 1 LATAM Pass mile per USD 1 eligible domestic spending and up to 0.5 per USD 1 international spending; exclusions apply. Official source · Checked 2026-10-24
- Reward route: Card purchases accrue to the linked LATAM Pass account after card statement cut; card must be active and not in arrears for benefit assignment. Official source · Checked 2026-10-24
- Applicant eligibility: General issuer application baseline: age 21+, credit score at least 750, general bank application baseline of USD 700/month, with the tier-specific income threshold unverified; employed applicants need at least 1 year, self-employed applicants 3 years with active RUC. Tier-specific underwriting remains unverified. Official source · Checked 2026-10-24
- Posting / transfer timing: Miles for the current card cycle are credited to the frequent-flyer account after statement cut; exact number of days not stated. Official source · Checked 2026-10-24
- Points expiry: LATAM co-brand terms effective May 8, 2026 state 36 months from generation; miles do not expire while an Elite tier is maintained. Official source · Checked 2026-10-24
These checks apply to the listed fields only. Other terms may remain unverified.
Why a single value is unavailable
Annual total and rewards-plan charges not established by reviewed current issuer evidence. Issuance costs on the generic default card must not be assigned to this LATAM tier.
Published up-to category rates and exclusions are not a supported single guaranteed scalar.
Checks by field: Earning: 2026-10-24 · route: 2026-10-24 · Eligibility: 2026-10-24 · Posting schedule: 2026-10-24 · Points expiry: 2026-10-24. Other fields retain their earlier verification status.
- www.bancoguayaquil.com — official product or rules
- latampass.latam.com — official product or rules
- ayuda.bancoguayaquil.com — official product or rules
- ayuda.bancoguayaquil.com — official product or rules
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.
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