SBI Card MILES ELITE — India
2 Travel Credits per INR 200 other eligible spending; 6 per INR 200 eligible travel.
- Annual card + required rewards fees
- ₹4,999.00 + applicable taxes
- Reward currency
- SBI Travel Credits
- Card type
- Personal credit card
- Mileage route
- Bank points
- Record checked
- 2026-10-16
- First-year card fee
- ₹4,999.00 + taxes
How earning and transfers work
Travel Credits can convert to participating airline miles or hotel points. Partner ratios, minima and transfer timing must be checked separately.
Eligibility and important conditions
Local residency, identification, income and credit assessment requirements apply; confirm eligibility with the issuer.
Fees are quoted before applicable taxes. Fuel, rent, wallets, utilities, insurance, education and finance transactions include exclusions; consult the full schedule. Travel Credits are bank rewards and are not a cash balance.
- Fee waiver
- Renewal fee waived after INR 1,500,000 eligible spending in the preceding year, subject to issuer terms.
- Transaction rounding
- Not verified
- Points expiry
- Not verified
- Minimum transfer
- Not verified
- Transfer fee
- Not verified
- Transfer timing
- Not verified
Verification and sources
Listed by official issuer or airline; approval and current availability must be confirmed
Product and stated earning route checked against official sources. Unrecorded conditions remain unverified.
- www.sbicard.com — official product or rules
- www.sbicard.com — official product or rules
- www.sbicard.com — official product or rules
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.