American Express Carta di Credito Italo American Express — Italy
1 Membership Rewards point per EUR 1 eligible spend.
- Annual card + required rewards fees
- €66.00
- Reward currency
- Membership Rewards points
- Card type
- Personal credit card
- Mileage route
- Bank points
- Record checked
- 2026-10-14
- First-year card fee
- €0.00
How earning and transfers work
Transfer Italian Membership Rewards points to airline programs. Ratios differ by partner; Emirates requires login. No direct Miles & More transfer.
| Program | Conversion | Minimum / increment | Timing / source |
|---|---|---|---|
| Cathay Asia Miles | 5 Membership Rewards points → 4 airline units | 1000 / 500 | 3–20 business days |
| Delta SkyMiles | 3 Membership Rewards points → 2 airline units | 3 / 3 | 3–20 business days |
| Flying Blue | 3 Membership Rewards points → 2 airline units | 750 / 3 | 3–20 business days |
| Iberia Club | 5 Membership Rewards points → 4 airline units | 500 / 500 | Up to 30 minutes |
| SAS EuroBonus | 5 Membership Rewards points → 4 airline units | 500 / 500 | 3–20 business days |
| Singapore Airlines KrisFlyer | 3 Membership Rewards points → 2 airline units | 1500 / 300 | 3–20 business days |
| British Airways Club | 5 Membership Rewards points → 4 airline units | 800 / 400 | Up to 30 minutes |
| Emirates Skywards | 5 Membership Rewards points → 2 airline units | Not verified / Not verified | Not verified |
Eligibility and important conditions
Adult Italian resident or Italian correspondence address; SEPA bank/postal account (not prepaid IBAN), valid ID and codice fiscale; gross annual income at least EUR 11,000. Subject to issuer checks. Italo Più membership required.
Monthly fee annualized. Fuel stations, prepaid top-ups, PagoPA, Poste Italiane and specified Mooney/tele-toll payments are excluded from points. Fees, interest, cash and refunds do not earn. Stamp duty may apply separately. Annual bonus: 2,200 MR points after EUR 2,000 eligible spending; bonus excluded from base rate.
- Fee waiver
- Advertised first-year fee waiver for eligible new applicants; check the application offer and existing-cardholder exclusions.
- Transaction rounding
- Nearest whole point: EUR 1.50 earns 2 points; EUR 1.20 earns 1.
- Points expiry
- Keep the card and Club membership active and payments current; closure can forfeit points. Consult the rules before cancellation.
- Minimum transfer
- Not verified
- Transfer fee
- Not verified
- Transfer timing
- Partner estimates are shown below; general rules allow up to 30 business days.
Verification and sources
Official application page available; issuer approval required
Product, fee, earning route and listed conditions checked; unrecorded terms remain unverified.
- www.americanexpress.com — official product or rules
- www.americanexpress.com — official product or rules
- www.americanexpress.com — official product or rules
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.