INDEPENDENT REWARDS RESEARCH

UniCredit UniCreditCard Business Miles & More Individuale — Italy

🇮🇹 Italy cards

1 award mile per EUR 1 eligible purchases.

Annual card + required rewards fees
€125.00
Reward currency
Miles & More miles
Card type
Business deferred-debit card
Mileage route
Direct miles
Record checked
2026-10-14
First-year card fee
€0.00

How earning and transfers work

Award miles automatically credit to the cardholder’s Miles & More account.

Eligibility and important conditions

For self-employed professionals; application through UniCredit, subject to account and credit assessment. Full monthly settlement.

Cash advances do not earn miles. Transaction rounding remains unverified. The issuer’s May 2026 product sheet and current page quote EUR 125; the airline partner page still quotes EUR 120. Current issuer pricing is used. Full balance debited on the 15th of the following month.

Fee waiver
First-year waiver for new subscriptions through 30 November 2026. From year two, renewal fee waived after EUR 12,000 annual spending.
Transaction rounding
Not verified
Points expiry
Expiry protection requires holding the card over three months and making a qualifying purchase every month.
Minimum transfer
Not verified
Transfer fee
Not verified
Transfer timing
Not verified

Verification and sources

Official application page available; issuer approval required

Product, fee, earning route and listed conditions checked; unrecorded terms remain unverified.

Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.

Open in the comparison directory

Transfer checklist · Award booking checklist