Jenius Visa Credit Card — Indonesia
Seed / Plant: 1 Yay Point per IDR 12,000 eligible domestic spend. Higher clubs: 1 per IDR 10,000.
- Annual card + required rewards fees
- IDR 750,000
- Reward currency
- Yay Points
- Card type
- Not verified
- Mileage route
- Bank points
- Record checked
- 2026-10-13
- First-year card fee
- Not verified
How earning and transfers work
Yay Points transfer in the Jenius app. KrisFlyer and GarudaMiles: one redemption each per month. KrisFlyer ratio depends on Club tier, effective August 1, 2026. Increments and delivery timing need confirmation.
| Program | Conversion | Minimum / increment | Timing / source |
|---|---|---|---|
| KrisFlyer — Seed / Plant | 50000 Yay Points → 30000 airline units | 50000 / Not verified | Not verified |
| KrisFlyer — Grow / Nurture / Bloom | 40000 Yay Points → 30000 airline units | 40000 / Not verified | Not verified |
| GarudaMiles | 25000 Yay Points → 20000 airline units | 25000 / Not verified | Not verified |
| LinkMiles | 15000 Yay Points → 12500 airline units | 15000 / Not verified | Not verified |
| AirAsia rewards | 10000 Yay Points → 10000 airline units | 10000 / Not verified | Not verified |
Eligibility and important conditions
Confirm residency, age, income, account requirements and credit approval with the issuer.
From August 1, 2026: double points for eligible foreign spend or your chosen category; 0% installments excluded. Annual fee waived in year one or with IDR 60 million annual spend. Calculator uses Seed / Plant domestic base rate only.
- Fee waiver
- Not verified
- Transaction rounding
- Points are rounded down to the nearest whole Yay Point per transaction.
- Points expiry
- Yay Points expire two years from earning, on the first day of the following month.
- Minimum transfer
- Not verified
- Transfer fee
- No redemption fee for these airline partners.
- Transfer timing
- Not verified
Verification and sources
Indexed from official sources; confirm availability
Partial record. A source link does not verify every field.
- www.jenius.com — official product or rules
- www.jenius.com — official product or rules
- www.jenius.com — official product or rules
- www.jenius.com — official product or rules
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.