INDEPENDENT REWARDS RESEARCH

Mandiri Pertamina — Indonesia

🇮🇩 Indonesia cards

1 Livin’poin per IDR 20,000 eligible retail spend

Pertamina
Artwork: Mandiri
Annual card + required rewards fees
IDR 400,000
Reward currency
Livin’poin
Card type
Not verified
Mileage route
Bank points
Record checked
2026-10-15
First-year card fee
Not verified

How earning and transfers work

Issuer directs this product to Livin’ by Mandiri for KrisFlyer redemption. App-specific conversion and minimum are not verified; website 1:1 terms must not be applied.

Eligibility and important conditions

Confirm residency, age, income, account requirements and credit approval with the issuer.

Installments, cash advances, specified bills, donations, utilities, taxes and business invoicing are excluded. QRIS, transport, property, education and fuel use a reduced 1 point per IDR 100,000 rule. Confirm merchant classification. Main card membership fee IDR 400,000 per year per Mandiri product page. Base earning of 1 Livin’poin per IDR 20,000 per the Mandiri product page. This is the rate at other merchants; the page lists 2X at automotive merchants and 3X in the MyPertamina app.

Fee waiver
Not verified
Transaction rounding
Not verified
Points expiry
Livin’poin expire two years after earning if not redeemed.
Minimum transfer
Not verified
Transfer fee
Not verified
Transfer timing
Not verified

Verification and sources

Indexed from official sources; confirm availability

Partial record. A source link does not verify every field.

Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.

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