Maybank BMW — Indonesia
1 TREATS / IDR 8,888 eligible ordinary spend
- Annual card + required rewards fees
- IDR 1,500,000
- Reward currency
- Maybank TREATS
- Card type
- Not verified
- Mileage route
- Bank points
- Record checked
- 2026-10-14
- First-year card fee
- Not verified
How earning and transfers work
Maybank TREATS bank points. Up to 200,000 TREATS Points transferred to an airline in the preceding 12 months use the published 1:1 conversion; the lower tier after that threshold is recorded in official terms.
| Program | Conversion | Minimum / increment | Timing / source |
|---|---|---|---|
| KrisFlyer / GarudaMiles / Asia Miles | 20000 Maybank TREATS → 20000 airline units | 20000 / 20000 | Issuer requests Garuda/KrisFlyer on Monday and Thursday; up to 5 working days after request |
Eligibility and important conditions
Confirm residency, age, income, account requirements and credit approval with the issuer.
TREATS expire after one year. September 10, 2026 spending exclusions apply. Bonus categories excluded. Airline transfers are subject to the member-name match, program limits and the current Maybank TREATS schedule.
- Fee waiver
- Not verified
- Transaction rounding
- Not verified
- Points expiry
- TREATS earned since February 1, 2025 expire one year after earning.
- Minimum transfer
- Not verified
- Transfer fee
- Not verified
- Transfer timing
- Not verified
Verification and sources
Indexed from official sources; confirm availability
Annual card fee and current TREATS eligibility, earning and expiry schedule checked; transfer tiers remain subject to the published rolling limit.
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.