OCBC Indonesia 90°N — Indonesia
1 Travel Mile per IDR 12,000 domestic or IDR 10,000 foreign-currency purchases.

- Annual card + required rewards fees
- IDR 1,000,000
- Reward currency
- Travel Miles
- Card type
- Not verified
- Mileage route
- Bank points
- Record checked
- 2026-10-14
- First-year card fee
- IDR 0
How earning and transfers work
1 Travel Mile converts to 1 KrisFlyer mile, 1 AirAsia point or 1.05 GarudaMiles; minimums apply.
| Program | Conversion | Minimum / increment | Timing / source |
|---|---|---|---|
| GarudaMiles | 1 Travel Miles → 1.05 airline units | Not verified / Not verified | Check current OCBC processing |
| Singapore Airlines KrisFlyer | 1 Travel Miles → 1 airline units | Not verified / Not verified | Check current OCBC processing |
Eligibility and important conditions
Primary cardholder 21–65; Indonesian or foreign citizen; issuer lists minimum annual income of IDR 120,000,000.
Travel Miles credited no later than one month after posting; one-year points validity. Transfer minimums and fees are not yet verified.
- Fee waiver
- First year waived. Primary card annual fee can be redeemed with 25,000 Travel Miles.
- Transaction rounding
- Not verified
- Points expiry
- Travel Miles expire one year from earning.
- Minimum transfer
- Not verified
- Transfer fee
- Not verified
- Transfer timing
- Not verified
Verification and sources
Indexed from official sources; confirm availability
Annual fee, first-year waiver, domestic/foreign earning, points expiry and partner ratios checked; transfer minimums and fees remain unverified.
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.