Citibank Citi Rewards Card — Singapore
1 point per SGD 1 eligible purchases; 10 points per SGD 1 qualifying online/shopping spend. Bonus portion capped at 9,000 points per statement month; base points uncapped.
- Annual card + required rewards fees
- SGD 196.20
- Reward currency
- Citi ThankYou points
- Card type
- Personal credit card
- Mileage route
- Bank points
- Record checked
- 2026-10-14
- First-year card fee
- SGD 0.00
How earning and transfers work
25,000 Citi ThankYou points convert to 10,000 airline miles with the recorded partners. Minimums must be checked in the Citi app.
| Program | Conversion | Minimum / increment | Timing / source |
|---|---|---|---|
| Cathay | 25000 Citi ThankYou points → 10000 airline units | Not verified / Not verified | Within 14 business days |
| British Airways Club | 25000 Citi ThankYou points → 10000 airline units | Not verified / Not verified | Within 14 business days |
| Etihad Guest | 25000 Citi ThankYou points → 10000 airline units | Not verified / Not verified | Within 14 business days |
| EVA Air Infinity MileageLands | 25000 Citi ThankYou points → 10000 airline units | Not verified / Not verified | Within 14 business days |
| Flying Blue | 25000 Citi ThankYou points → 10000 airline units | Not verified / Not verified | Within 14 business days |
| Qantas Frequent Flyer | 25000 Citi ThankYou points → 10000 airline units | Not verified / Not verified | Within 14 business days |
| Qatar Privilege Club | 25000 Citi ThankYou points → 10000 airline units | Not verified / Not verified | Within 14 business days |
| Singapore Airlines KrisFlyer | 25000 Citi ThankYou points → 10000 airline units | Not verified / Not verified | Within 14 business days |
| Thai Royal Orchid Plus | 25000 Citi ThankYou points → 10000 airline units | Not verified / Not verified | Within 14 business days |
| Turkish Miles&Smiles | 25000 Citi ThankYou points → 10000 airline units | Not verified / Not verified | Within 14 business days |
Eligibility and important conditions
21+; minimum annual income SGD 30,000 for citizens/PR or SGD 42,000 for foreigners. Foreign applicants need a valid work permit with at least six months remaining.
Travel-related transactions and certain mobile-wallet transactions do not qualify for 10X. Eligible instant-transfer options differ from standard transfers.
- Fee waiver
- Not verified
- Transaction rounding
- Qualifying transactions rounded down to the nearest SGD 1.
- Points expiry
- 60-month periods starting on card approval; points are not individually valid for 60 months from earning.
- Minimum transfer
- Not verified
- Transfer fee
- SGD 27.25 including GST per standard transfer; eligible instant transfers have no administrative fee.
- Transfer timing
- Within 14 business days for standard transfers.
Verification and sources
Listed on official issuer website; application subject to approval
Product and mileage route sourced; published fee and earning summary recorded. Fields marked unverified still need review.
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.