OCBC 90°N Mastercard — Singapore
1.3 90°N Miles per SGD 1 local purchases or 2.1 in foreign currency; rewards awarded in SGD 5 transaction blocks.
- Annual card + required rewards fees
- SGD 196.20
- Reward currency
- 90°N Miles
- Card type
- Personal credit card
- Mileage route
- Bank points
- Record checked
- 2026-10-14
- First-year card fee
- SGD 0.00
How earning and transfers work
90°N Miles are bank rewards; 1 converts to 1 KrisFlyer mile. Other airline routes have partner-specific ratios.
Eligibility and important conditions
Local residency, income, identification and issuer underwriting requirements apply.
Do not treat every partner as 1:1. Transfer fees and complete partner table remain unverified.
- Fee waiver
- First year waived; subsequent automatic waiver at SGD 10,000 eligible annual spend.
- Transaction rounding
- SGD 5 blocks per transaction.
- Points expiry
- 90°N Miles do not expire.
- Minimum transfer
- Not verified
- Transfer fee
- Not verified
- Transfer timing
- Not verified
Verification and sources
Official current product indexed; confirm application availability
Published card fee and earning summary checked; remaining terms are only partially verified.
- www.ocbc.com — official product or rules
- www.ocbc.com — official product or rules
- www.ocbc.com — official product or rules
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.