OCBC Rewards Card — Singapore
1 OCBC$ per SGD 1 base; 10 per SGD 1 selected retail transactions. Standard extra-points cap: 10,000 monthly. Separate 15x merchant promotion has its own additional cap and expiry.
- Annual card + required rewards fees
- SGD 196.20
- Reward currency
- OCBC$
- Card type
- Personal credit card
- Mileage route
- Bank points
- Record checked
- 2026-10-14
- First-year card fee
- SGD 0.00
How earning and transfers work
25,000 OCBC$ converts to 10,000 KrisFlyer miles. Other partners have separate ratios.
Eligibility and important conditions
Age 21+; Singaporeans/PRs annual income SGD 30,000 up to age 55, SGD 15,000 above 55; foreigners SGD 45,000.
Published 15x promotion at specified merchants runs through March 31, 2027; the standard earning summary excludes that temporary bonus. Transfer minimums and fee remain unverified.
- Fee waiver
- First two years waived; later automatic waiver at SGD 10,000 eligible annual spend.
- Transaction rounding
- OCBC$ awarded in SGD 5 blocks per transaction.
- Points expiry
- Expires on the last day of the 24th calendar month from earning.
- Minimum transfer
- Not verified
- Transfer fee
- Not verified
- Transfer timing
- Not verified
Verification and sources
Listed on official issuer website; application subject to approval
Product, published fee, earning summary and mileage route reviewed; fields marked unverified still need review.
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.