UOB Preferred Visa Card — Singapore
UNI$1 per SGD 5 other purchases; UNI$10 per SGD 5 selected online and mobile contactless purchases. Since October 1, 2025, extra UNI$ cap is 1,080 per category monthly (2,160 combined).
- Annual card + required rewards fees
- SGDÂ 196.20
- Reward currency
- UNI$
- Card type
- Personal credit card
- Mileage route
- Bank points
- Record checked
- 2026-10-14
- First-year card fee
- SGDÂ 0.00
How earning and transfers work
UNI$5,000 converts to 10,000 KrisFlyer or Asia Miles after programme enrolment.
| Program | Conversion | Minimum / increment | Timing / source |
|---|---|---|---|
| Singapore Airlines KrisFlyer | 5000 UNI$ → 10000 airline units | 5000 / 5000 | Up to 5 working days |
| Cathay Asia Miles | 5000 UNI$ → 10000 airline units | 5000 / 5000 | Up to 14 working days |
Eligibility and important conditions
Age 21+; annual income SGD 30,000 for Singaporeans/PRs up to age 55, SGD 15,000 above 55, or SGD 40,000 for foreigners; secured-card alternative subject to bank terms.
Current name is Preferred Visa Card. Physical-card contactless payments alone do not qualify as mobile contactless. The older combined UNI$2,000 bonus cap has been replaced.
- Fee waiver
- Not verified
- Transaction rounding
- UNI$ earned in SGD 5 blocks; merchant and payment exclusions apply.
- Points expiry
- Not verified
- Minimum transfer
- 5000
- Transfer fee
- 27
- Transfer timing
- Not verified
Verification and sources
Listed on official issuer website; application subject to approval
Product, published fee, earning summary and mileage route reviewed; fields marked unverified still need review.
- www.uob.com.sg — official product or rules
- forms.uob.com.sg — official product or rules
- pib.uob.com.sg — official product or rules
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.