HSBC TravelOne — Vietnam
Base earning is 1x; overseas spending 3x and domestic travel 2x under separate conditions. Exact VND-to-point base unit remains unverified.
- Annual card + required rewards fees
- ₫1,650,000
- Reward currency
- HSBC Reward points
- Card type
- Personal credit card
- Mileage route
- Bank points
- Record checked
- 2026-10-16
- First-year card fee
- Not verified
How earning and transfers work
Reward points convert to participating airline and hotel programmes in the HSBC Vietnam app.
Eligibility and important conditions
Age 21+, working/residing in listed Vietnamese provinces/cities. Salaried Vietnamese citizens: VND 15m monthly company-transferred income; self-employed Vietnamese, salaried foreigners or Vietnamese business owners: VND 40m. Foreign identification/residence documents require at least two months remaining.
Issuance and annual fees are listed separately at VND 1,650,000 each. Issuance-waiver campaign is conditional; no complete first-year total inferred. Instalments, fees, cash, e-wallets and specified purchases excluded. Numeric earn base and per-partner ratios remain unresolved.
- Fee waiver
- Not verified
- Transaction rounding
- Fractional Reward Points rounded down to whole points.
- Points expiry
- Three years; expire at the end of the calendar month in the third year of earning. Cancellation forfeits remaining points.
- Minimum transfer
- Not verified
- Transfer fee
- Not verified
- Transfer timing
- Issuer promotes instant app redemption, but linked programme terms allow approximately five working days plus partner settlement. Do not assume guaranteed instant credit.
Verification and sources
Listed by official issuer or airline; approval and current availability must be confirmed
Product and stated earning route checked against official sources. Unrecorded conditions remain unverified.
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.