INDEPENDENT REWARDS RESEARCH

United Kingdom mileage-linked cards

🇬🇧 16 indexed cards · 5 issuers · partially verified

Explore locally issued cards, compare annual costs and trace the route from purchases to airline rewards.

Research status and remaining gaps

Added BA Accelerating Business, Marriott Bonvoy and Capital on Tap Free Rewards, plus refreshed HSBC Premier terms. Remaining: other business/paid reward plans, complete minima/timing and legacy-product verification.

Compare cards in United Kingdom Download market CSV

Understand the local earning route

Choose the market where you live and can access banking products. Confirm the issuer’s residency, account and underwriting requirements. Card rewards are recorded in their own currency; airline conversion rules are separate.

Compare recurring card fees plus any required rewards fee, first-year charges, transaction exclusions, rounding and the exact conversion to your chosen airline. A fee waiver or bonus only applies when its conditions are met.

Browse by issuer

American Express · Virgin Money · Barclaycard · HSBC UK · Capital on Tap

American Express

Bank points

American Express Preferred Rewards Gold Credit Card

1 Membership Rewards point/GBP on everyday purchases; 2/GBP on direct airline or foreign-currency purchases; 3/GBP at Amex Travel. Spending bonuses have separate annual limits.

£195.00 annually

Membership Rewards · Checked: 2026-10-12

Bank points

The Platinum Card — UK Credit Card

1 Membership Rewards point/GBP on everyday purchases; 2/GBP at Amex Travel Online. Exclusions and rounding apply.

£650.00 annually

Membership Rewards · Checked: 2026-10-12

Bank points

American Express Business Gold Card

1 Membership Rewards point per eligible GBP 1; 2 per GBP 1 through American Express Travel Online.

£195.00 annually

Membership Rewards points · Checked: 2026-10-14

Bank points

American Express Business Platinum Card

1 Membership Rewards point per eligible GBP 1; 2 per GBP 1 through American Express Travel Online.

£650.00 annually

Membership Rewards points · Checked: 2026-10-14

Via hotel points

Marriott Bonvoy American Express Card

2 Marriott Bonvoy points per GBP 1 eligible purchases; 6 per GBP 1 at eligible Marriott Bonvoy properties.

£95.00 annually

Marriott Bonvoy points · Checked: 2026-10-14

Virgin Money

Direct miles

Virgin Atlantic Reward Credit Card

0.75 Virgin Points/GBP on eligible purchases; 1.5/GBP directly with Virgin Atlantic or Virgin Holidays. Check limits and exclusions.

£0.00 annually

Virgin Points · Checked: 2026-10-12

Direct miles

Virgin Atlantic Reward+ Credit Card

1.5 Virgin Points/GBP on eligible purchases; 3/GBP directly with Virgin Atlantic or Virgin Holidays. Check limits and exclusions.

£160.00 annually

Virgin Points · Checked: 2026-10-12

Barclaycard

Direct miles

Barclaycard Avios

1 Avios per GBP 1 of eligible everyday purchases. Exclusions and transaction rounding apply.

£0.00 annually

Avios · Checked: 2026-10-12

Direct miles

Barclaycard Avios Plus

1.5 Avios per GBP 1 of eligible everyday purchases. Exclusions and transaction rounding apply.

£240.00 annually

Avios · Checked: 2026-10-12

HSBC UK

Bank points

Premier Credit Card

1.5 Reward Points per GBP 1 eligible sterling spend; 2 per GBP 1 in another currency (foreign transaction fee applies).

£0.00 annually

HSBC Reward Points · Checked: 2026-10-14

Bank points

Premier World Elite Mastercard

3 Reward Points per GBP 1 eligible sterling spend; 4 per GBP 1 in another currency (foreign transaction fee applies).

£290.00 annually

HSBC Reward Points · Checked: 2026-10-14

Capital on Tap

Research gaps

This is a researched selection, not an exhaustive national inventory. Unverified values stay unknown. A record check date does not establish that every field is current.

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