Capital on Tap Business Credit Card — Free Rewards — United Kingdom
1 reward point per GBP 1 eligible cleared card purchases.
- Annual card + required rewards fees
- £0.00
- Reward currency
- Capital on Tap points
- Card type
- Business credit card
- Mileage route
- Bank points
- Record checked
- 2026-10-14
- First-year card fee
- Not verified
How earning and transfers work
Free Rewards points convert to British Airways or Qatar Airways Avios at 10:8. The paid Pro plan has different ratios and costs and is not modeled by this record. Virgin Atlantic / Virgin Red: 5 Capital on Tap points convert to 4 Virgin Points.
| Program | Conversion | Minimum / increment | Timing / source |
|---|---|---|---|
| British Airways Club | 10 Capital on Tap points → 8 airline units | Not verified / Not verified | Not verified Official terms |
| Qatar Airways Privilege Club | 10 Capital on Tap points → 8 airline units | Not verified / Not verified | Not verified Official terms |
| Virgin Atlantic / Virgin Red | 5 Capital on Tap points → 4 airline units | Not verified / Not verified | Not verified Official terms |
Eligibility and important conditions
UK business applicants only; confirm eligible company form, turnover, director/owner requirements and credit assessment with Capital on Tap.
Free Rewards tier only. Cash withdrawals do not earn points; refunds reverse rewards. Paid Pro is a separate GBP 299 yearly plan before any applicable tax. Minimums and timing not verified.
- Fee waiver
- Not verified
- Transaction rounding
- Not verified
- Points expiry
- Expire after more than 2 years without earning or redeeming points.
- Minimum transfer
- Not verified
- Transfer fee
- Not verified
- Transfer timing
- Not verified
Verification and sources
Listed on official issuer website; application subject to approval
Published fee, earning summary and mileage route checked. Unknown fields remain unverified.
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.