Jenius vs Maybank White for KrisFlyer miles
Compare Club-dependent Yay Points with Maybank White’s separate TREATS Miles wallet.
| Card | Recorded earning | Reward currency | Annual fee | Verification status |
|---|---|---|---|---|
| Jenius Visa Credit Card | Seed / Plant: 1 Yay Point per IDR 12,000 eligible domestic spend. Higher clubs: 1 per IDR 10,000. | Yay Points | IDR 750,000 | Indexed from official sources; confirm availability |
| Maybank White Card | Select the TREATS Miles wallet: 1 per IDR 10,000 (Onyx), IDR 9,000 (Emerald), or IDR 8,000 (Diamond). | Maybank TREATS Miles | IDR 180,000 | Indexed from official sources; confirm availability |
The material difference
Jenius publishes a KrisFlyer conversion that depends on Club level. Maybank White publishes how TREATS Miles are earned and a 40,000 minimum, while the airline output ratio still needs confirmation. That prevents a defensible one-number winner.
Choose using your own constraints
Jenius is easier to model only after selecting the applicable Club tier. Maybank White requires enough eligible spending to overcome its monthly cap and reach the transfer minimum before the one-year expiry.