American Express Gold Card — United States
1 Membership Rewards points per USD 1 eligible base spend.
- Annual card + required rewards fees
- $325.00
- Reward currency
- Membership Rewards points
- Card type
- Charge card / flexible payment
- Mileage route
- Bank points
- Record checked
- Date not recorded
- First-year card fee
- Not verified
How earning and transfers work
Transfer eligible points to participating airline programs. Ratios, minimums and partners depend on the local rewards program.
Eligibility and important conditions
US application eligibility, credit history, identification and issuer underwriting apply. Citizenship alone does not guarantee access.
Calculator uses the uncapped 1x base rate only. Category multipliers, annual caps and benefit enrollment rules must be checked on the issuer page. Platinum fee needs confirmation.
- Fee waiver
- Not verified
- Transaction rounding
- Not verified
- Points expiry
- Not verified
- Minimum transfer
- Not verified
- Transfer fee
- Not verified
- Transfer timing
- Not verified
Verification and sources
Official product listing; confirm application availability
Partial record. A source link does not verify every field.
- www.americanexpress.com — official product or rules
- www.americanexpress.com — official product or rules
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.