
Sapphire Preferred
1 point / USD 1 on other eligible purchases
$95.00 annually
Ultimate Rewards points 路 Checked: not recorded
馃嚭馃嚫 50 indexed cards 路 8 issuers 路 partially verified
Explore locally issued cards, compare annual costs and trace the route from purchases to airline rewards.
Added JetBlue Premier/Business and Citi MileUp; refreshed 11 earning and fee records. Remaining: quarantined replacement products, newer business variants, hotel transfers and unresolved fees; nine records remain outside public results.
Compare cards in United States Download market CSV
Choose the market where you live and can access banking products. Confirm the issuer鈥檚 residency, account and underwriting requirements. Card rewards are recorded in their own currency; airline conversion rules are separate.
Compare recurring card fees plus any required rewards fee, first-year charges, transaction exclusions, rounding and the exact conversion to your chosen airline. A fee waiver or bonus only applies when its conditions are met.
Chase 路 Capital One 路 American Express 路 Citi 路 Wells Fargo 路 Bank of America 路 Barclays 路 U.S. Bank

1 point / USD 1 on other eligible purchases
$95.00 annually
Ultimate Rewards points 路 Checked: not recorded

1 Ultimate Rewards points per USD 1 eligible base spend.
$795.00 annually
Ultimate Rewards points 路 Checked: not recorded

1 MileagePlus mile per USD 1 other eligible spend; 2 on United purchases, gas stations and local transit/commuting.
$0.00 annually
United MileagePlus miles 路 Checked: 2026-10-14

1 MileagePlus mile per USD 1 other eligible spend; 3 on eligible United purchases; 2 dining and hotels booked directly.
$150.00 annually
United MileagePlus miles 路 Checked: 2026-10-14

1 MileagePlus mile per USD 1 other eligible spend; 4 on eligible United purchases; 2 dining, other travel and selected streaming; 5 prepaid Renowned Hotels.
$350.00 annually
United MileagePlus miles 路 Checked: 2026-10-14

See issuer earning schedule; calculator unavailable pending rate verification.
$695.00 annually
United MileagePlus miles 路 Checked: not recorded

1 Rapid Rewards point per USD 1 eligible base spend.
$99.00 annually
Southwest Rapid Rewards points 路 Checked: not recorded

1 Rapid Rewards point per USD 1 eligible base spend.
$149.00 annually
Southwest Rapid Rewards points 路 Checked: not recorded

1 Rapid Rewards point per USD 1 eligible base spend.
$229.00 annually
Southwest Rapid Rewards points 路 Checked: not recorded

1 Aeroplan point per USD 1 other eligible purchases; higher 2026 category rates apply.
$195.00 annually
Aeroplan points 路 Checked: 2026-10-15

1 point per USD 1 other eligible purchases. 3 points per USD 1 on the first USD 150,000 combined shipping, travel, internet/cable/phone and social/search advertising each account anniversary year; 1 thereafter.
$95.00 annually
Ultimate Rewards points 路 Checked: 2026-10-14

1 point per USD 1 other eligible purchases; 8 through Chase Travel, 4 direct flights/hotels, 3 qualifying social/search advertising. From November 15, 2026, the advertising 3X tier is capped at USD 1 million per anniversary year.
$795.00 annually
Ultimate Rewards points 路 Checked: 2026-10-14
1.5 Ultimate Rewards points per USD 1 other purchases; 3 on dining and drugstores; 5 through Chase Travel.
$0.00 annually
Ultimate Rewards points 路 Checked: 2026-10-14
1 Ultimate Rewards point per USD 1 other purchases; 3 on dining and drugstores; 5 through Chase Travel, plus 5 on up to USD 1,500 combined quarterly bonus-category spend after activation, then 1.
$0.00 annually
Ultimate Rewards points 路 Checked: 2026-10-14

1 MileagePlus mile per USD 1 other eligible purchases; 2 on eligible United purchases, United Card Events from Chase, restaurants, gas stations, office supply stores and local transit/commuting.
$150.00 annually
United MileagePlus miles 路 Checked: 2026-10-14

1 Rapid Rewards point per USD 1 eligible base spend.
Not verified annually
Southwest Rapid Rewards points 路 Checked: 2026-10-15

2 Bonvoy points per USD 1 other purchases; 6 at participating Marriott properties; 3 on the first USD 6,000 combined annual grocery, gas and dining spend, then 2. Hotel-stay points are separate.
$95.00 annually
Marriott Bonvoy points 路 Checked: 2026-10-15

3 IHG One Rewards points per USD 1 eligible base spend.
Not verified annually
IHG One Rewards points 路 Checked: 2026-10-15

2 miles / USD 1 on eligible purchases
$95.00 annually
Capital One miles 路 Checked: not recorded

2 Capital One miles per USD 1 eligible base spend.
$395.00 annually
Capital One miles 路 Checked: not recorded

1.25 Capital One miles per USD 1 eligible base spend.
$0.00 annually
Capital One miles 路 Checked: not recorded

2 Capital One miles per USD 1 eligible purchases; 10 on hotels/cars and 5 on flights/vacation rentals booked through Capital One Business Travel.
$395.00 annually
Capital One miles 路 Checked: 2026-10-14

1 Membership Rewards points per USD 1 eligible base spend.
$325.00 annually
Membership Rewards points 路 Checked: not recorded

1 Membership Rewards points per USD 1 eligible base spend.
$895.00 annually
Membership Rewards points 路 Checked: not recorded

1 SkyMile per USD 1 other eligible purchases; 2 on direct Delta purchases and restaurants (including US takeout/delivery).
$0.00 annually
Delta SkyMiles 路 Checked: 2026-10-14

1 SkyMile per USD 1 other eligible purchases; 2 on direct Delta purchases, restaurants (including US takeout/delivery) and US supermarkets.
$150.00 annually
Delta SkyMiles 路 Checked: 2026-10-14

1 SkyMile per USD 1 other eligible purchases; 3 on direct Delta and hotel purchases; 2 restaurants (including US takeout/delivery) and US supermarkets.
$350.00 annually
Delta SkyMiles 路 Checked: 2026-10-14

1 SkyMile per USD 1 other eligible purchases; 3 on direct Delta purchases.
$650.00 annually
Delta SkyMiles 路 Checked: 2026-10-14

1 Membership Rewards point per USD 1 eligible base spend.
$895.00 annually
Membership Rewards points 路 Checked: 2026-10-15

1 Membership Rewards point per USD 1 other eligible spend; 4 on the top two eligible business categories each billing cycle, limited to USD 150,000 combined calendar-year purchases, then 1; 3 on flights and prepaid hotels at AmexTravel.com.
$375.00 annually
Membership Rewards points 路 Checked: 2026-10-14

2 Membership Rewards points per USD 1 on the first USD 50,000 eligible purchases each calendar year, then 1. Eligible AmexTravel.com purchases earn 2 and do not count toward that cap.
$0.00 annually
Membership Rewards points 路 Checked: 2026-10-14
1 Delta SkyMile per USD 1 eligible base spend.
$150.00 annually
Delta SkyMiles 路 Checked: 2026-10-15
1 Delta SkyMile per USD 1 eligible base spend.
$350.00 annually
Delta SkyMiles 路 Checked: 2026-10-15

2 Marriott Bonvoy points per USD 1 eligible base spend.
$650.00 annually
Marriott Bonvoy points 路 Checked: 2026-10-15

See current issuer earning schedule; calculator unavailable pending rate verification.
$550.00 annually
Hilton Honors points 路 Checked: 2026-10-14

1 ThankYou point per USD 1 eligible base spend.
$95.00 annually
ThankYou points 路 Checked: not recorded

1.5 ThankYou points per USD 1 eligible base spend.
$595.00 annually
ThankYou points 路 Checked: not recorded

1 AAdvantage mile per USD 1 other purchases; 2 at restaurants, gas stations and on eligible American Airlines purchases.
$99.00 annually
American Airlines AAdvantage miles 路 Checked: 2026-10-15

1 AAdvantage mile per USD 1 other purchases; 4 on eligible American Airlines purchases (5 after USD 150,000 annual card spend for the rest of that calendar year); 12 on eligible AAdvantage Hotels and AAdvantage Cars bookings.
$695.00 annually
American Airlines AAdvantage miles 路 Checked: 2026-10-15

1 AAdvantage mile per USD 1 other purchases; 3 eligible American Airlines, 6 eligible AAdvantage Hotels, 2 restaurants and eligible Rides and Rails.
$350.00 annually
American Airlines AAdvantage miles 路 Checked: 2026-10-14

1 AAdvantage mile per USD 1 other purchases; 2 on eligible American Airlines and grocery-store purchases, including grocery delivery.
$0.00 annually
American Airlines AAdvantage miles 路 Checked: 2026-10-14

1 Wells Fargo Rewards points per USD 1 eligible base spend.
$95.00 annually
Wells Fargo Rewards points 路 Checked: not recorded

1 Wells Fargo Rewards point per USD 1 other purchases; 3 on eligible restaurants, travel, gas/EV charging, transit, popular streaming and phone plans.
$0.00 annually
Wells Fargo Rewards points 路 Checked: 2026-10-14

See current issuer earning schedule; calculator disabled.
$95.00 annually
Atmos Rewards points 路 Checked: 2026-10-13

1 point per USD 1 other eligible purchases; 3 per USD 1 eligible dining, foreign and Alaska/Hawaiian purchases.
$395.00 annually
Atmos Rewards points 路 Checked: 2026-10-13

1 TrueBlue point per USD 1 other purchases; 3 on eligible JetBlue, JetBlue Vacations and TrueBlue Travel purchases; 2 at eligible restaurants and grocery stores.
$0.00 annually
JetBlue TrueBlue points 路 Checked: 2026-10-14

1 TrueBlue point per USD 1 other purchases; 6 on eligible JetBlue, JetBlue Vacations and TrueBlue Travel purchases; 2 at eligible restaurants and grocery stores.
$99.00 annually
JetBlue TrueBlue points 路 Checked: 2026-10-14

1 TrueBlue point per USD 1 other purchases; 6 on eligible JetBlue, JetBlue Vacations and TrueBlue Travel purchases; 2 at eligible restaurants and grocery stores.
$499.00 annually
JetBlue TrueBlue points 路 Checked: 2026-10-14

1 TrueBlue point per USD 1 other purchases; 6 on eligible JetBlue, JetBlue Vacations and TrueBlue Travel purchases; 2 at eligible restaurants and office supply stores.
$99.00 annually
JetBlue TrueBlue points 路 Checked: 2026-10-14
1 point per USD 1 other eligible purchases; 3 eligible travel and mobile-wallet spend (mobile-wallet bonus capped at USD 5,000 per billing cycle); 10 prepaid hotels/cars and 5 prepaid flights through the bank travel center.
Not verified annually
Altitude Rewards points 路 Checked: 2026-10-14
This is a researched selection, not an exhaustive national inventory. Unverified values stay unknown. A record check date does not establish that every field is current.
Before transferring points 路 Editorial methodology 路 Report a correction