INDEPENDENT REWARDS RESEARCH

Chase Sapphire Reserve for Business β€” United States

πŸ‡ΊπŸ‡Έ United States cards

1 point per USD 1 other eligible purchases; 8 through Chase Travel, 4 direct flights/hotels, 3 qualifying social/search advertising. From November 15, 2026, the advertising 3X tier is capped at USD 1 million per anniversary year.

Sapphire Reserve for Business
Artwork: Chase
Annual card + required rewards fees
$795.00
Reward currency
Ultimate Rewards points
Card type
Business pay-in-full card with financing option
Mileage route
Bank points
Record checked
2026-10-14
First-year card fee
Not verified

How earning and transfers work

Eligible bank points can be transferred to participating airline programs. Ratios and minimums need review.

Eligibility and important conditions

Business application and personal credit assessment required; verify US address, taxpayer identification and business documentation.

Pay-in-full account with eligible Flex for Business financing. Purchases reimbursed under specified travel credits do not earn points. Check current partner ratios.

Fee waiver
Not verified
Transaction rounding
Not verified
Points expiry
Not verified
Minimum transfer
Not verified
Transfer fee
Not verified
Transfer timing
Not verified

Verification and sources

Listed on official issuer website; application subject to approval

Product and mileage route sourced; published fee and earning summary recorded. Fields marked unverified still need review.

Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.

Open in the comparison directory

Transfer checklist Β· Award booking checklist