INDEPENDENT REWARDS RESEARCH

Chase IHG One Rewards Premier β€” United States

πŸ‡ΊπŸ‡Έ United States cards

3 IHG One Rewards points per USD 1 eligible base spend.

IHG One Rewards Premier
Artwork: Chase
Annual card + required rewards fees
Not verified
Reward currency
IHG One Rewards points
Card type
Personal credit card
Mileage route
Via hotel points
Record checked
2026-10-15
First-year card fee
Not verified

How earning and transfers work

Earn hotel-program points, then request conversion to participating airline miles. Partner-specific ratios, thresholds and transfer timing require review.

Eligibility and important conditions

US application eligibility, credit history, identification and issuer underwriting apply. Citizenship alone does not guarantee access.

Official offer pages show differing USD 99 and USD 150 fee versions. Current applicable fee is left unverified; confirm the application pricing box. Base earning only, per the issuer product page. The page lists 10X at IHG hotels and 5X on flights booked directly, car rentals, dining, groceries and gas. Category bonuses are not itemized here and calculators stay disabled.

Fee waiver
Not verified
Transaction rounding
Not verified
Points expiry
Not verified
Minimum transfer
Not verified
Transfer fee
Not verified
Transfer timing
Not verified

Verification and sources

Mileage route indexed; current application and detailed terms need review

Official route evidence checked during catalog integration. Fee and earning fields remain unverified unless separately sourced.

Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.

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Transfer checklist Β· Award booking checklist