Chase Freedom Flex — United States
1 Ultimate Rewards point per USD 1 other purchases; 3 on dining and drugstores; 5 through Chase Travel, plus 5 on up to USD 1,500 combined quarterly bonus-category spend after activation, then 1.
- Annual card + required rewards fees
- $0.00
- Reward currency
- Ultimate Rewards points
- Card type
- Personal credit card
- Mileage route
- Requires another card
- Record checked
- 2026-10-14
- First-year card fee
- Not verified
How earning and transfers work
Combine Ultimate Rewards with an eligible Sapphire or Ink Business Preferred account before transferring to airlines. This card alone does not provide airline transfers.
Eligibility and important conditions
US application eligibility, credit history, identification and issuer underwriting apply. Citizenship alone does not guarantee access.
Cashback is tracked as Ultimate Rewards points (100 points per USD 1 cashback). Airline transfer requires combining points into another eligible Chase card account. That companion card has a separate fee; the displayed fee covers this card only.
- Fee waiver
- Not verified
- Transaction rounding
- Not verified
- Points expiry
- Points do not expire while the account remains open; closure or account-status changes can forfeit points.
- Minimum transfer
- Not verified
- Transfer fee
- Not verified
- Transfer timing
- Not verified
Verification and sources
Listed on official product website; application subject to approval
Official product, mileage route, published fee and earning summary checked. Detailed exclusions and fields marked unverified still need review.
- creditcards.chase.com — official product or rules
- www.chase.com — official product or rules
- www.chase.com — official product or rules
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.