American Express Hilton Honors Card — United States
3 Hilton points per USD 1 other eligible purchases; 7 on direct Hilton purchases; 5 at US restaurants, gas stations and supermarkets.
- Annual card + required rewards fees
- $0.00
- Reward currency
- Hilton Honors points
- Reward category
- Hotel points
- Card type
- Personal credit card
- Mileage route
- Via hotel points
- Record checked
- 2026-10-22
- First-year card fee
- $0.00
How earning and transfers work
Earn Hilton points first. Selected programme conversions to Emirates, Qantas and Virgin are recorded below; ratios and processing times differ by airline.
| Program | Conversion | Minimum / increment | Timing / source |
|---|---|---|---|
 Emirates Skywards | 10000 Hilton Honors points → 1000 partner reward units | 10000 / 10000 | Not verified Own-name account required; conversion cannot be cancelled or reversed. Official terms |
 Qantas Frequent Flyer | 10000 Hilton Honors points → 1500 partner reward units | 10000 / 10000 | 30–60 days. Matching personal account names; irreversible. This exchanges existing Hilton points and is separate from points earned on a stay. Official terms |
 Virgin Atlantic Flying Club | 10000 Hilton Honors points → 1500 partner reward units | 10000 / 10000 | Up to 30 days. Matching personal account names; irreversible. The reverse Virgin-to-Hilton route has different terms. Official terms |
Eligibility and important conditions
US application requirements and issuer approval apply.
Standard earning and annual fee only; welcome offers, credits, certificates and stay/status earnings excluded. Detailed category exclusions and transaction rounding are not modelled.
- Fee waiver
- Not verified
- Transaction rounding
- Not verified
- Points expiry
- 24 months without eligible activity. Qualifying stays, earning (including co-brand card points), buying or donating points maintain activity.
- Minimum transfer
- Partner-specific; see the recorded conversion rows.
- Transfer fee
- Not verified
- Transfer timing
- Partner-specific; see the recorded conversion rows.
Verification and sources
Listed on official Hilton US card page; application subject to approval
Published fee/earning and selected programme conversions recorded; other terms remain partial.
Checks by field: Annual fee: 2026-10-22 · Earning: 2026-10-22 · Hotel route: 2026-10-22 · Partner conversions: 2026-10-22 · Points expiry: 2026-10-21. Other fields retain their earlier verification status.
- www.hilton.com — official product or rules
- www.emirates.com — official product or rules
- www.hilton.com — official product or rules
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.
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