馃嚚馃嚘 20 indexed cards 路 5 issuers 路 partially verified
Explore locally issued cards, compare annual costs and trace the route from purchases to airline rewards.
Added Amex Business Platinum/Aeroplan Business Reserve and enriched six records, including future January 2027 Aeroplan fee changes. Remaining: other RBC/business/hotel routes and complete transfer terms.
Compare cards in Canada Download market CSV
Choose the market where you live and can access banking products. Confirm the issuer鈥檚 residency, account and underwriting requirements. Card rewards are recorded in their own currency; airline conversion rules are separate.
Compare recurring card fees plus any required rewards fee, first-year charges, transaction exclusions, rounding and the exact conversion to your chosen airline. A fee waiver or bonus only applies when its conditions are met.
American Express 路 TD 路 CIBC 路 RBC 路 BMO
1 Membership Rewards point per CAD 1 other eligible purchases; 5 eligible Canadian food/groceries up to CAD 2,500 monthly, then 1; 3 eligible Canadian streaming; 2 eligible Canadian gas, transit and rideshare.
CA$191.88 annually
Membership Rewards 路 Checked: 2026-10-14
1 Aeroplan point per CAD 1 other purchases; 2 on eligible direct Air Canada purchases; 1.5 on eligible Canadian dining and food delivery.
CA$120.00 annually
Aeroplan points 路 Checked: 2026-10-14
1.25 Aeroplan points per CAD 1 other purchases; 3 on eligible direct Air Canada purchases; 2 on eligible Canadian dining and food delivery.
CA$599.00 annually
Aeroplan points 路 Checked: 2026-10-14
1 Membership Rewards point per CAD 1 other eligible purchases; 2 per CAD 1 eligible travel and Canadian gas, grocery and drugstore purchases.
CA$250.00 annually
Membership Rewards points 路 Checked: 2026-10-14
1 Membership Rewards point per CAD 1 other purchases; 2 on eligible Canadian dining and eligible travel.
CA$799.00 annually
Membership Rewards points 路 Checked: 2026-10-14
1 Membership Rewards point per CAD 1 eligible purchases.
CA$0.00 annually
Membership Rewards points 路 Checked: 2026-10-14
1 Membership Rewards point per CAD 1 eligible purchases. Earn 10,000 bonus points in a quarter with CAD 20,000 net purchases.
CA$199.00 annually
Membership Rewards points 路 Checked: 2026-10-14
1.25 Membership Rewards points per CAD 1 eligible card purchases.
CA$799.00 annually
Membership Rewards points 路 Checked: 2026-10-14
1.25 Aeroplan points per CAD 1 other purchases; 3 on eligible direct Air Canada purchases; 2 on eligible hotel and car-rental purchases.
CA$599.00 annually
Aeroplan points 路 Checked: 2026-10-14
1 Aeroplan point per CAD 1.50 other eligible purchases; 1 per CAD 1 eligible gas, EV charging, groceries and direct Air Canada purchases.
CA$89.00 annually
Aeroplan points 路 Checked: 2026-10-14
1 Aeroplan point per CAD 1 other purchases; 1.5 on gas, EV charging, groceries and direct Air Canada, up to CAD 80,000 combined annual purchases in those categories, then 1.
CA$139.00 annually
Aeroplan points 路 Checked: 2026-10-14
1.25 Aeroplan points per CAD 1 other purchases; 2 direct Air Canada and 1.5 gas, EV charging, groceries, travel/transit and dining, up to CAD 100,000 combined annual bonus-category purchases, then 1.25.
CA$599.00 annually
Aeroplan points 路 Checked: 2026-10-14
2 TD Rewards points per CAD 1 on other purchases
CA$139.00 annually
TD Rewards points 路 Checked: 2026-10-15
1 Aeroplan point per CAD 1.50 other eligible purchases. 1 per CAD 1 gas, EV charging, groceries and direct Air Canada; bonus rate applies only within the first CAD 40,000 in total net annual purchases.
CA$0.00 annually
Aeroplan points 路 Checked: 2026-10-14
1 Aeroplan point per CAD 1 other purchases; 1.5 on eligible gas, EV charging, groceries and direct Air Canada within the first CAD 80,000 in total annual net purchases, then 1.
CA$139.00 annually
Aeroplan points 路 Checked: 2026-10-14
1.25 Aeroplan points per CAD 1 other eligible purchases. Within the first CAD 100,000 total annual net purchases: 2 on direct Air Canada and 1.5 eligible gas, EV charging, groceries, travel and dining; then 1.25.
CA$599.00 annually
Aeroplan points 路 Checked: 2026-10-14
1 Aventura point per CAD 1 on all other purchases
CA$139.00 annually
CIBC Aventura points 路 Checked: 2026-10-15
1 Avion point per CAD 1 eligible purchases. 25% more on eligible travel purchases.
CA$120.00 annually
Avion points 路 Checked: 2026-10-14
1 Avion point per CAD 1 eligible purchases.
CA$120.00 annually
Avion points 路 Checked: 2026-10-14
See current issuer earning schedule; calculator unavailable pending rate verification.
Not verified annually
BMO Rewards points 路 Checked: not recorded
This is a researched selection, not an exhaustive national inventory. Unverified values stay unknown. A record check date does not establish that every field is current.
Before transferring points 路 Editorial methodology 路 Report a correction