Airline Co-Branded Credit Cards in Canada
🇨🇦 14 personal cards in Canada credit miles or points straight to an airline or alliance loyalty program.
Catalog checked 2026-10-20. Figures are in CAD and come from issuer and program sources linked on each card profile.
At a glance
- 14 cards from 6 issuers: American Express, TD, CIBC, RBC, BMO, Neo Financial.
- Recorded annual cost runs from $0 (CIBC Aeroplan Visa Card) to $599 (CIBC Aeroplan Visa Infinite Privilege Card).
Cards compared
| Card | Annual fee | Earning | Reward / route | Recorded partners | Checked |
|---|---|---|---|---|---|
| CIBC Aeroplan Visa Card | $0 | 1 Aeroplan point per CAD 1.50 other eligible purchases. 1 per CAD 1 gas, EV charging, groceries and direct Air Canada; bonus rate applies only within the first CAD… | Aeroplan points · Direct miles | Not verified | 2026-10-20 |
| CIBC Aeroplan Visa Card for Students | $0 | 1 Aeroplan point per CAD 1 on eligible gas, EV charging, groceries and direct Air Canada purchases; 1 per CAD 1.50 on all other purchases. | Aeroplan points · Direct miles | Not verified | 2026-10-20 |
| TD Aeroplan Visa Platinum Card | $89 | 1 Aeroplan point per CAD 1.50 other eligible purchases; 1 per CAD 1 eligible gas, EV charging, groceries and direct Air Canada purchases. | Aeroplan points · Direct miles | Not verified | 2026-10-20 |
| BMO VIPorter Mastercard | $89 | 2 VIPorter points per CAD 1 on Porter purchases; 1 per CAD 1 on gas and transportation, groceries, dining and hotels; 0.5 per CAD 1 everywhere else. | VIPorter points · Direct miles | Not verified | 2026-10-20 |
| Neo Financial United MileagePlus Neo World Elite Mastercard | $89 | 1.25 MileagePlus miles per CAD 1 on United and Star Alliance flights; 1 per CAD 1 on dining and groceries; 0.75 per CAD 1 on everything else. No cap on miles earned. | United MileagePlus miles · Direct miles | Not verified | 2026-10-20 |
| American Express Aeroplan Card | $120 | 1 Aeroplan point per CAD 1 other purchases; 2 on eligible direct Air Canada purchases; 1.5 on eligible Canadian dining and food delivery. | Aeroplan points · Direct miles | Not verified | 2026-10-14 |
| TD Aeroplan Visa Infinite Card | $139 | 1 Aeroplan point per CAD 1 other purchases; 1.5 on gas, EV charging, groceries and direct Air Canada, up to CAD 80,000 combined annual purchases in those categories… | Aeroplan points · Direct miles | Not verified | 2026-10-20 |
| CIBC Aeroplan Visa Infinite Card | $139 | 1 Aeroplan point per CAD 1 other purchases; 1.5 on eligible gas, EV charging, groceries and direct Air Canada within the first CAD 80,000 in total annual net purchases… | Aeroplan points · Direct miles | Not verified | 2026-10-20 |
| RBC British Airways Visa Infinite | $165 | 3 Avios per CAD 1 on British Airways purchases; 2 per CAD 1 on dining and food delivery; 1 per CAD 1 on all other qualifying purchases. | Avios · Direct miles | Not verified | 2026-10-20 |
| Neo Financial Cathay World Elite Mastercard (powered by Neo) | $180 | 1 Asia Mile per CAD 1 on purchases in Canada; 2 Asia Miles per CAD 1 on Cathay Pacific flights and on purchases outside Canada; extra miles at Neo partners. | Asia Miles · Direct miles | Not verified | 2026-10-20 |
| BMO VIPorter World Elite Mastercard | $199 | 3 VIPorter points per CAD 1 on Porter purchases (up to CAD 20,000 a year); 2 per CAD 1 on gas and transportation (up to CAD 5,000 a year), groceries, dining and hotels… | VIPorter points · Direct miles | Not verified | 2026-10-20 |
| American Express Aeroplan Reserve Card | $599 | 1.25 Aeroplan points per CAD 1 other purchases; 3 on eligible direct Air Canada purchases; 2 on eligible Canadian dining and food delivery. | Aeroplan points · Direct miles | Not verified | 2026-10-14 |
| TD Aeroplan Visa Infinite Privilege Card | $599 | 1.25 Aeroplan points per CAD 1 other purchases; 2 direct Air Canada and 1.5 gas, EV charging, groceries, travel/transit and dining, up to CAD 100,000 combined annual… | Aeroplan points · Direct miles | Not verified | 2026-10-20 |
| CIBC Aeroplan Visa Infinite Privilege Card | $599 | 1.25 Aeroplan points per CAD 1 other eligible purchases. Within the first CAD 100,000 total annual net purchases: 2 on direct Air Canada and 1.5 eligible gas, EV… | Aeroplan points · Direct miles | Not verified | 2026-10-20 |
What to check before applying
- Residency, income and credit requirements are set by the issuer and can exclude you even when the card is listed.
- Welcome offers, limited-time transfer bonuses and award availability are deliberately not modelled.
- Confirm the current fee, earning caps, exclusions and expiry on the issuer’s own page before you apply: open a card profile for its sources.
Co-branded cards usually tie you to one loyalty program. Compare the earning rate with the fee and with what you can realistically redeem for before choosing.
Related guides for Canada
- All Canada mileage cards
- Transferable Points Credit Cards in Canada
- No-Annual-Fee Miles Credit Cards in Canada
- Business Credit Cards That Earn Miles in Canada
- Cathay Pacific Asia Miles credit cards in Canada
- Air France–KLM Flying Blue credit cards in Canada
- British Airways Club credit cards in Canada
- American Airlines AAdvantage credit cards in Canada
- Air Canada Aeroplan credit cards in Canada
- British Airways Club program guide
- Cathay Pacific Asia Miles program guide
- Before you transfer points
- Award booking checklist
- US, UK, Canada and Australia overview