INDEPENDENT REWARDS RESEARCH

Neo Financial United MileagePlus Neo World Elite Mastercard — Canada

🇨🇦 Canada cards

1.25 MileagePlus miles per CAD 1 on United and Star Alliance flights; 1 per CAD 1 on dining and groceries; 0.75 per CAD 1 on everything else. No cap on miles earned.

Annual card + required rewards fees
CA$89.00
Reward currency
United MileagePlus miles
Card type
Personal credit card
Mileage route
Direct miles
Record checked
2026-10-20
First-year card fee
Not verified

How earning and transfers work

Direct United MileagePlus miles, credited monthly.

Eligibility and important conditions

Issuer states a minimum personal income of CAD 80,000 or household income of CAD 150,000; secured version available.

Annual fee CAD 89. A 5,000-mile renewal bonus each year (with at least one eligible purchase) and the welcome miles are excluded. Free checked bag and priority boarding apply on United-operated flights. Foreign exchange fee not verified.

Fee waiver
Not verified
Transaction rounding
Not verified
Points expiry
United states mileage stays in the account until redeemed or forfeited under its rules (for example account closure); MileagePlus rules list no time-based expiry.
Minimum transfer
Not verified
Transfer fee
Not verified
Transfer timing
Not verified

Verification and sources

Listed on official issuer website; application subject to approval

Partial record. A source link does not verify every field.

Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.

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