INDEPENDENT REWARDS RESEARCH

Neo Financial Cathay World Elite Mastercard (powered by Neo) — Canada

🇨🇦 Canada cards

1 Asia Mile per CAD 1 on purchases in Canada; 2 Asia Miles per CAD 1 on Cathay Pacific flights and on purchases outside Canada; extra miles at Neo partners.

Annual card + required rewards fees
CA$180.00
Reward currency
Asia Miles
Card type
Personal credit card
Mileage route
Direct miles
Record checked
2026-10-20
First-year card fee
Not verified

How earning and transfers work

Direct Asia Miles into the Cathay Asia Miles account.

Eligibility and important conditions

Issuer states a minimum personal income of CAD 80,000 or household income of CAD 150,000; not available in Quebec; secured version available.

Annual fee CAD 180. Sources disagree on the Cathay flight rate (the Neo help centre states 2 Asia Miles per CAD 1; a Neo blog post says 4), so the lower official help-centre figure is used. Welcome offer excluded. Neo states this card replaces the earlier Canadian Cathay card programme. Asia Miles expiry follows Cathay rules (earn or redeem at least once every 18 months per Neo).

Fee waiver
Not verified
Transaction rounding
Not verified
Points expiry
Earn or redeem Asia Miles at least once every 18 months to keep them active (Neo help centre).
Minimum transfer
Not verified
Transfer fee
Not verified
Transfer timing
Not verified

Verification and sources

Listed on official issuer website; application subject to approval

Partial record. A source link does not verify every field.

Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.

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