BNI Garuda BNI Visa Signature — Indonesia
2 miles / IDR 24,000 eligible spend
- Annual card + required rewards fees
- IDR 800,000
- Reward currency
- GarudaMiles
- Card type
- Not verified
- Mileage route
- Direct miles
- Record checked
- Date not recorded
- First-year card fee
- Not verified
How earning and transfers work
Co-brand GarudaMiles transferred at month-end once at least 2,500 miles accumulate. From February 26, 2026, balances below 500 miles are cleared after each 12-month period.
Eligibility and important conditions
Published minimum annual income: IDR 36 million. Main applicant: age 21–65; supplementary card: 17+. Subject to issuer assessment.
Rate effective February 26, 2026. QRIS, bill payments, utilities, cash withdrawals and other excluded categories do not earn. Standard fee shown; conditional fee waivers may apply.
- Fee waiver
- Not verified
- Transaction rounding
- Not verified
- Points expiry
- Not verified
- Minimum transfer
- Not verified
- Transfer fee
- Not verified
- Transfer timing
- Not verified
Verification and sources
Indexed from official sources; confirm availability
Partial record. A source link does not verify every field.
- www.bni.co.id — official product or rules
- www.bni.co.id — official product or rules
- www.bni.co.id — official product or rules
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.