Credit-card points expiry in Indonesia
Compare recorded expiry rules and identify products whose expiry still needs verification.
| Card | Recorded expiry | Why it matters |
|---|---|---|
| Jenius Visa Credit Card | Yay Points expire two years from earning, on the first day of the following month. | Plan around the transfer minimum and processing time. |
| Maybank White Card | One year after earning. | Plan around the transfer minimum and processing time. |
| OCBC Indonesia 90°N | Travel Miles expire one year from earning. | Plan around the transfer minimum and processing time. |
| UOB Indonesia PRIVIMiles | Not verified | Confirm before relying on a long earning period. |
| BNI Garuda BNI Visa Signature | Not verified | Confirm before relying on a long earning period. |
| Mandiri Signature | Livin’poin expire two years after earning if not redeemed. | Plan around the transfer minimum and processing time. |
| Mandiri World Elite | Livin’poin expire two years after earning if not redeemed. | Plan around the transfer minimum and processing time. |
Protect the value
Track the bank-point expiry and the airline-mile expiry separately. Moving points early can start a different expiry clock; moving too late can leave insufficient processing time.