Nations Trust Bank The Platinum American Express Card — Sri Lanka
1 Membership Rewards point per LKR100 eligible purchases.
- Annual card + required rewards fees
- LKR 7,500.00 card fee; required rewards fee not verified
- Reward currency
- Membership Rewards
- Reward category
- Bank points
- Card type
- Personal credit card
- Mileage route
- Bank points
- Record checked
- 2026-10-24
- First-year card fee
- LKR 7,500.00
How earning and transfers work
Manual loyalty transfers require the applicable Membership Rewards Plus / Frequent Traveler option and membership in the receiving programme. FlySmiLes, Cathay and Hilton Honors are listed; numeric ratios remain unverified.
Eligibility and important conditions
Credit approval and supporting documents required. Issuer comparison states LKR150,000 net income but does not specify its period; no numeric monthly or annual threshold assumed.
The FAQ calls Centurion Platinum automatically enrolled; generic terms say neither option is automatic. Applicability to this Platinum card and Frequent Traveler / MR Plus enrolment must be confirmed. Fee schedule effective 2 July 2026. Joining fee is separate from annual fee. Transfer ratios, minimums, increments and posting timing remain unverified; earning rate is issuer reward units per LKR, not airline miles per LKR. The displayed annual fee covers card membership only; additional rewards-programme costs may apply.
- Fee waiver
- Not verified
- Transaction rounding
- Not verified
- Points expiry
- No expiry while enrolled in the issuer rewards programme; cancellation or missed required payment can result in loss of points.
- Minimum transfer
- Not verified
- Transfer fee
- Not verified
- Transfer timing
- Not verified
Quick answers from the recorded terms
What does Nations Trust Bank The Platinum American Express Card cost each year?
The recorded annual cost is LKR 7,500.00 card fee; required rewards fee not verified.
What does Nations Trust Bank The Platinum American Express Card earn?
1 Membership Rewards point per LKR100 eligible purchases. The reward currency is Membership Rewards.
Can Nations Trust Bank The Platinum American Express Card rewards become airline miles?
The record names 3 partners, including SriLankan Airlines FlySmiLes, Cathay Asia Miles, Hilton Honors, but no conversion ratio is recorded for this card. Confirm the ratio, minimum and timing with the issuer before moving points.
Do Membership Rewards expire?
No expiry while enrolled in the issuer rewards programme; cancellation or missed required payment can result in loss of points.
How current is this information?
The record was last checked on 2026-10-24. Fees, earning rates and partner ratios change, so treat the issuer product page linked on this profile as the authority and use this page to compare options.
Similar cards in Sri Lanka
| Card | Annual cost | Reward currency | Checked |
|---|---|---|---|
| This card: Nations Trust Bank The Platinum American Express Card | LKR 7,500.00 card fee; required rewards fee not verified | Membership Rewards | 2026-10-24 |
| Nations Trust Bank The American Express Gold Card | LKR 5,000.00 card fee; required rewards fee not verified | Membership Rewards | 2026-10-24 |
| Nations Trust Bank The American Express Explorer Card | LKR 22,500.00 card fee; required rewards fee not verified | Membership Miles | 2026-10-24 |
Verification and sources
Selected facts from official sources; other terms unverified
Only individually sourced fields were checked. Full card terms remain partially verified.
Selected terms checked against official sources
- Earning: 1 Membership Rewards point per LKR100 eligible purchases. Official source · Checked 2026-10-24
- Reward route: Manual loyalty transfers require the applicable Membership Rewards Plus / Frequent Traveler option and membership in the receiving programme. FlySmiLes, Cathay and Hilton Honors are listed; numeric ratios remain unverified. Official source · Checked 2026-10-24
- Points expiry: No expiry while enrolled in the issuer rewards programme; cancellation or missed required payment can result in loss of points. Official source · Checked 2026-10-24
- Annual card fee: LKR 7,500.00 Official source · Checked 2026-10-24
- First-year card fee: LKR 7,500.00 Official source · Checked 2026-10-24
- One-time issuance fee: LKR 0.00 Official source · Checked 2026-10-24
- Applicant eligibility: Credit approval and supporting documents required. Issuer comparison states LKR150,000 net income but does not specify its period; no numeric monthly or annual threshold assumed. Official source · Checked 2026-10-24
- type: Personal credit card Official source · Checked 2026-10-24
- Fee evidence and unresolved terms: Issuer terms publish LKR250 annually for Non-Frequent Traveler enrolment and LKR500 annually for Frequent Traveler enrolment. Card-specific applicability, whether both fees apply, and any waiver remain unresolved; rewardsAnnualFee is unknown. Platinum FAQ automatic enrolment conflicts with the generic terms requiring telephone enrolment; no combined total is asserted. Official source · Checked 2026-10-24
These checks apply to the listed fields only. Other terms may remain unverified.
Why a single value is unavailable
Issuer terms publish LKR250 annually for Non-Frequent Traveler enrolment and LKR500 annually for Frequent Traveler enrolment. Card-specific applicability, whether both fees apply, and any waiver remain unresolved; rewardsAnnualFee is unknown. Platinum FAQ automatic enrolment conflicts with the generic terms requiring telephone enrolment; no combined total is asserted.
Checks by field: Earning: 2026-10-24 · route: 2026-10-24 · Points expiry: 2026-10-24 · Annual fee: 2026-10-24 · firstYearFee: 2026-10-24 · issueFee: 2026-10-24 · Eligibility: 2026-10-24 · type: 2026-10-24 · feeGapReason: 2026-10-24. Other fields retain their earlier verification status.
- www.americanexpress.lk — official product or rules
- www.americanexpress.lk — official product or rules
- www.americanexpress.lk — official product or rules
- www.americanexpress.lk — official product or rules
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.
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