BNU Cathay World Mastercard — Macao SAR China
Eligible purchases in Macau, Hong Kong and Mainland China:1 Asia Mile per MOP 8. Overseas single transactions of at least MOP 5,000 equivalent:1 per MOP 4; transactions settled in MOP,HKD or RMB do not qualify for that overseas rate. Mobile-wallet payments generally do not earn miles.

- Annual card + required rewards fees
- MOP 1,200.00
- Reward currency
- Asia Miles
- Reward category
- Airline miles
- Card type
- Personal credit card
- Mileage route
- Direct miles
- Record checked
- 2026-10-24
- First-year card fee
- MOP 0.00
How earning and transfers work
Eligible card purchases earn Cathay Asia Miles directly.
Eligibility and important conditions
Credit-card application requires income proof for the past three months; numeric minimum income remains unverified.
Annual principal World Mastercard fee MOP 1,200 from BNU pricing list; product links to that list. No current regular-purchase posting SLA established. Welcome bonus campaign timing must not be used as ordinary posting timing.
- Fee waiver
- Annual fee waived for the first two years. Later waiver conditions apply; confirm current conditions with BNU.
- Transaction rounding
- Not verified
- Points expiry
- Asia Miles earned under the activity-based system remain active with qualifying earning or redemption at least once every 18 months.
- Minimum transfer
- Not verified
- Transfer fee
- Not verified
- Transfer timing
- Not verified
Quick answers from the recorded terms
What does BNU Cathay World Mastercard cost each year?
The recorded annual cost is MOP 1,200.00. The first-year card fee is recorded as MOP 0.00. Annual fee waived for the first two years. Later waiver conditions apply; confirm current conditions with BNU.
What does BNU Cathay World Mastercard earn?
Eligible purchases in Macau, Hong Kong and Mainland China:1 Asia Mile per MOP 8. Overseas single transactions of at least MOP 5,000 equivalent:1 per MOP 4; transactions settled in MOP,HKD or RMB do not qualify for that overseas rate. Mobile-wallet payments generally do not earn miles. The reward currency is Asia Miles.
Can BNU Cathay World Mastercard rewards become airline miles?
Rewards accrue as Asia Miles for automatic airline credit rather than manual bank-point conversion. Confirm any crediting threshold with the issuer.
Which airline programme does BNU Cathay World Mastercard connect to?
In this directory it is linked to Cathay. The programme guide linked from this page covers earning, redemption, partners and expiry rules, which are set by the airline rather than by the card issuer.
Do Asia Miles expire?
Asia Miles earned under the activity-based system remain active with qualifying earning or redemption at least once every 18 months.
How current is this information?
The record was last checked on 2026-10-24. Fees, earning rates and partner ratios change, so treat the issuer product page linked on this profile as the authority and use this page to compare options.
Verification and sources
Selected facts from official sources; other terms unverified
Only fields with linked official evidence are verified.
Selected terms checked against official sources
- Earning: Eligible purchases in Macau, Hong Kong and Mainland China:1 Asia Mile per MOP 8. Overseas single transactions of at least MOP 5,000 equivalent:1 per MOP 4; transactions settled in MOP,HKD or RMB do not qualify for that overseas rate. Mobile-wallet payments generally do not earn miles. Official source · Checked 2026-10-24
- Reward route: Eligible card purchases earn Cathay Asia Miles directly. Official source · Checked 2026-10-24
- Fee waiver: Annual fee waived for the first two years. Later waiver conditions apply; confirm current conditions with BNU. Official source · Checked 2026-10-24
- First-year card fee: MOP 0.00 Official source · Checked 2026-10-24
- Annual card fee: MOP 1,200.00 Official source · Checked 2026-10-24
- Applicant eligibility: Credit-card application requires income proof for the past three months; numeric minimum income remains unverified. Official source · Checked 2026-10-24
- Points expiry: Asia Miles earned under the activity-based system remain active with qualifying earning or redemption at least once every 18 months. Official source · Checked 2026-10-24
These checks apply to the listed fields only. Other terms may remain unverified.
Checks by field: Earning: 2026-10-24 · route: 2026-10-24 · feeWaiver: 2026-10-24 · firstYearFee: 2026-10-24 · Annual fee: 2026-10-24 · Eligibility: 2026-10-24 · Points expiry: 2026-10-24. Other fields retain their earlier verification status.
- www.bnu.com.mo — official product or rules
- www.bnu.com.mo — official product or rules
- www.bnu.com.mo — official product or rules
- www.cathaypacific.com — official product or rules
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.
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