Bank Pekao S.A. Karta Kredytowa z Żubrem — Poland
Miles & More: Standard 1 mile per PLN 20 eligible spend; Gold 1 per PLN 10; Platinum 1 per PLN 6. Programme registration is required.
- Annual card + required rewards fees
- PLN 0.00 / PLN 228.00 / PLN 468.00 by package or banking tier
- Reward currency
- Miles & More award miles
- Reward category
- Airline miles
- Card type
- Personal credit card
- Mileage route
- Direct miles
- Record checked
- 2026-10-23
- First-year card fee
- Not verified
How earning and transfers work
Link the credit card to the issuer Miles & More programme; eligible card transactions earn airline miles directly.
Eligibility and important conditions
Confirm residency, age, income, account requirements and credit approval with the issuer.
Annual figures are 12 times the published monthly package charge. Mastercard Bezcenne Chwile points are separate from Miles & More award miles.
- Fee waiver
- Standard has no monthly card-service fee. Gold: fee waived at PLN 2,000 monthly spending; Platinum at PLN 3,000. Youth promotion for ages 18–26 has separate eligibility and ends 30 September 2027.
- Transaction rounding
- Not verified
- Points expiry
- Issuer advertises mileage-expiry protection under Miles & More conditions; detailed qualifying requirements need confirmation.
- Minimum transfer
- Not verified
- Transfer fee
- Not verified
- Transfer timing
- Not verified
Quick answers from the recorded terms
What does Bank Pekao S.A. Karta Kredytowa z Żubrem cost each year?
Recorded annualized charges are PLN 0.00 / PLN 228.00 / PLN 468.00 by package or banking tier. One credit card with three service packages. Annualized recurring card-service fees are shown by package; a single figure would hide the package differences. Standard has no monthly card-service fee. Gold: fee waived at PLN 2,000 monthly spending; Platinum at PLN 3,000. Youth promotion for ages 18–26 has separate eligibility and ends 30 September 2027.
What does Bank Pekao S.A. Karta Kredytowa z Żubrem earn?
Miles & More: Standard 1 mile per PLN 20 eligible spend; Gold 1 per PLN 10; Platinum 1 per PLN 6. Programme registration is required. The reward currency is Miles & More award miles.
Can Bank Pekao S.A. Karta Kredytowa z Żubrem rewards become airline miles?
Rewards accrue as Miles & More award miles for automatic airline credit rather than manual bank-point conversion. Confirm any crediting threshold with the issuer.
Which airline programme does Bank Pekao S.A. Karta Kredytowa z Żubrem connect to?
In this directory it is linked to Miles & More. The programme guide linked from this page covers earning, redemption, partners and expiry rules, which are set by the airline rather than by the card issuer.
Do Miles & More award miles expire?
Issuer advertises mileage-expiry protection under Miles & More conditions; detailed qualifying requirements need confirmation.
How current is this information?
The record was last checked on 2026-10-23. Fees, earning rates and partner ratios change, so treat the issuer product page linked on this profile as the authority and use this page to compare options.
Verification and sources
Selected facts from official sources; other terms unverified
Issuer product page establishes credit status, package fees and earning. Full eligibility, rounding and posting timing remain unverified.
Annual fee by banking tier
- Standard package: PLN 0.00. PLN 0 monthly card-service fee.
- Gold package: PLN 228.00. Annualized from PLN 19 monthly; monthly fee waived with at least PLN 2,000 eligible monthly card spending.
- Platinum package: PLN 468.00. Annualized from PLN 39 monthly; monthly fee waived with at least PLN 3,000 eligible monthly card spending.
Why a single value is unavailable
One credit card with three service packages. Annualized recurring card-service fees are shown by package; a single figure would hide the package differences.
Package-specific earning: Standard 1 mile per PLN 20, Gold 1 per PLN 10, Platinum 1 per PLN 6. No universal scalar rate across packages.
Checks by field: Annual fee: 2026-10-23 · Earning: 2026-10-23 · feeWaiver: 2026-10-23. Other fields retain their earlier verification status.
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.
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