INDEPENDENT REWARDS RESEARCH

HSBC EveryMile โ€” Hong Kong SAR China

๐Ÿ‡ญ๐Ÿ‡ฐ Hong Kong SAR China cards

1% base RewardCash; equivalent to 1 mile per HKD 5 at the published preferential conversion.

Annual card + required rewards fees
HK$2,000.00
Reward currency
RewardCash
Card type
Personal credit card
Mileage route
Bank points
Record checked
2026-10-16
First-year card fee
HK$0.00

How earning and transfers work

RewardCash converts to participating airline currencies through HSBC Reward+. Conversion is 1 RewardCash to 20 miles for supported routes.

Eligibility and important conditions

Published minimum annual income HKD 240,000; issuer assessment applies.

First-year annual fee waived. HSBC EveryMile redemptions use Reward+ app rather than online banking. Ordinary purchases advertised at HKD 5 per mile; designated categories HKD 2 per mile. Partner-specific conversion terms and expiry still need checking.

Fee waiver
Next-year fee waiver after HKD 80,000 annual eligible spending.
Transaction rounding
Not verified
Points expiry
Not verified
Minimum transfer
Not verified
Transfer fee
Not verified
Transfer timing
Instant for most listed partners; British Airways, EVA Infinity MileageLands, KrisFlyer and Fortune Wings may take up to two weeks.

Verification and sources

Listed by official issuer or airline; approval and current availability must be confirmed

Product and stated earning route checked against official sources. Unrecorded conditions remain unverified.

Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.

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