Swisscard AECS GmbH SWISS Miles & More Classic duo (private-bank channel) — Liechtenstein

🇱🇮 Liechtenstein cards

American Express: 1.5 award miles per CHF 2 eligible purchases; accompanying Visa: 0.6 per CHF 2. Rates differ by network and must not be combined.

Annual card + required rewards fees

CHF 120.00 card fee; required rewards fee not verified

Reward currency

Miles & More award miles

Reward category

Airline miles

Card type

Personal credit-card duo issued in Switzerland; Liechtenstein resident access

Mileage route

Direct miles

Record checked

2026-10-24

First-year card fee

Not verified

How earning and transfers work

Both cards credit eligible purchase miles to the linked Miles & More account; no bank-point conversion is required.

Eligibility and important conditions

Private-bank application channel. Permanent Liechtenstein residence is explicitly recognised in the current linked application checklist: mandatory bank guarantee applies to applicants without permanent residence in Switzerland or Liechtenstein. An active Swiss bank/post-office account in the principal applicant’s own name is compulsory. Identification and issuer assessment apply; minimum income and age not established.

Shared Swiss-issued product offered through the private-bank channel, recorded here for explicit Liechtenstein resident access. CHF account and annual primary-duo fee. The bank application lists CHF 1 postage abroad per monthly statement; current general factsheet makes Platinum postage free, so confirm channel-specific service charges before applying. First-year discounts are not established for this channel. A published requirement to state gross annual income does not establish a minimum income.

Fee waiver

Not verified

Transaction rounding

Not verified

Points expiry

Ordinary Miles & More validity is 36 months. Expiry protection applies after holding the card for at least one month while making at least one qualifying mileage-earning card purchase every month.

Minimum transfer

Not verified

Transfer fee

Not verified

Transfer timing

Not verified

Verification and sources

Selected facts from official sources; other terms unverified

Current application access, annual primary-duo fee, network-specific purchase earning and conditional expiry protection checked. Other fields unknown. No single network-independent earning scalar.

Why a single value is unavailable

The American Express and Visa components earn different rates; no single earning rate represents this duo.

Checks by field: Annual fee: 2026-10-24 · Earning: 2026-10-24 · route: 2026-10-24 · Points expiry: 2026-10-24 · Eligibility: 2026-10-24. Other fields retain their earlier verification status.

• www.swisscard.ch — official product or rules
• www.miles-and-more-cards.ch — official product or rules
• www.swisscard.ch — official product or rules

Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.

Open in the comparison directory

Transfer checklist · Award booking checklist

Airline program guides

• Miles & More program guide

More cards in Liechtenstein

• Swisscard AECS GmbH SWISS Miles & More Gold duo (private-bank channel)
• Swisscard AECS GmbH SWISS Miles & More Platinum duo (private-bank channel)

All Liechtenstein mileage cards