ANZ ANZ Business Black — Australia
1.5 ANZ Business Reward Points per AUD 1 up to and including AUD 10,000 per statement period, then 1 per AUD 1 (uncapped).
- Annual card + required rewards fees
- A$375.00
- Reward currency
- ANZ Business Reward Points
- Card type
- Business credit card
- Mileage route
- Bank points
- Record checked
- 2026-10-20
- First-year card fee
- Not verified
How earning and transfers work
ANZ Business Reward Points can be redeemed to Velocity, Airpoints, Asia Miles and KrisFlyer.
| Program | Conversion | Minimum / increment | Timing / source |
|---|---|---|---|
| Velocity Frequent Flyer | 2 ANZ Business Reward Points → 1 airline units | Not verified / Not verified | Not verified Derived from the issuer's example: 150,000 Business Reward Points = 75,000 Velocity Points. Minimum redemption thresholds apply but are not stated. Official terms |
| Asia Miles | 3 ANZ Business Reward Points → 1 airline units | Not verified / Not verified | Not verified Derived from the issuer's example: 150,000 Business Reward Points = 50,000 Asia Miles. Minimum redemption thresholds apply but are not stated. Official terms |
| KrisFlyer | 3 ANZ Business Reward Points → 1 airline units | Not verified / Not verified | Not verified Derived from the issuer's example: 150,000 Business Reward Points = 50,000 KrisFlyer miles. Minimum redemption thresholds apply but are not stated. Official terms |
Eligibility and important conditions
Business credit card; ANZ eligibility and credit assessment apply.
Fee AUD 375 = AUD 300 annual fee plus AUD 75 Rewards Fee per card per year. Airpoints is offered (150,000 points = 750 Airpoints Dollars) but is not modelled as miles. Ratios are derived from the issuer's worked example, not a ratio table. Bonus points excluded.
- Fee waiver
- Not verified
- Transaction rounding
- Not verified
- Points expiry
- Not verified
- Minimum transfer
- Not verified
- Transfer fee
- Not verified
- Transfer timing
- Not verified
Verification and sources
Available for new applications; issuer approval required
Partial record. A source link does not verify every field.
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.
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