HSBC China HSBC China credit-card bundle — China
Bank points convert to airline miles; earning per CNY remains unverified.
- Annual card + required rewards fees
- CN¥3,600.00
- Reward currency
- HSBC China reward points
- Card type
- Personal credit card
- Mileage route
- Bank points
- Record checked
- 2026-10-17
- First-year card fee
- CN¥3,600.00
How earning and transfers work
12 eligible bank points convert to 1 airline mile. Airline redemptions in multiples of 1,000 miles; full partner terms apply.
| Program | Conversion | Minimum / increment | Timing / source |
|---|---|---|---|
| Cathay Asia Miles | 12 HSBC China reward points → 1 airline units | Not verified / 12000 | Not verified Official terms |
| British Airways Avios | 12 HSBC China reward points → 1 airline units | Not verified / 12000 | Not verified Official terms |
Eligibility and important conditions
Local issuer identification, residence, income and credit assessment requirements apply.
Standard fee shown. Qualifying Premier clients have conditional annual-fee concessions in the September 2026–August 2027 campaign; asset and eligibility conditions must be checked. From year two, 500,000 points can redeem the next fee within the specified window. One bundle counted once; not two standalone cards.
- Fee waiver
- Not verified
- Transaction rounding
- Not verified
- Points expiry
- Not verified
- Minimum transfer
- Not verified
- Transfer fee
- Not verified
- Transfer timing
- Not verified
Verification and sources
Listed by official issuer; confirm new-application availability
Official product identity and recorded facts checked. Missing conditions remain unverified.
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.