INDEPENDENT REWARDS RESEARCH

Airline Co-Branded Credit Cards in Australia

🇦🇺 26 personal cards in Australia credit miles or points straight to an airline or alliance loyalty program.

Catalog checked 2026-10-20. Figures are in AUD and come from issuer and program sources linked on each card profile.

At a glance

Cards compared

26 cards, sorted by annual fee (lowest first; unverified fees last)
CardAnnual feeEarningReward / routeRecorded partnersChecked
American Express Qantas American Express Discovery Card$00.75 Qantas Points per AUD 1 on eligible card purchases, uncapped (issuer page).Qantas Points · Direct milesQantas Frequent Flyer2026-10-20
American Express Velocity Escape Plus Card$951 Velocity Point per AUD 1 on other eligible spend; 0.5 per AUD 1 at Australian government bodiesVelocity Points · Direct milesNot verified2026-10-20
NAB / Qantas Money Qantas Money Everyday$990.75 Qantas Points per whole AUD 1 domestic spend up to AUD 3,000 per statement, then 0.4; 1 per whole AUD 1 international; 1 additional point per whole AUD 1 eligible…Qantas Points · Direct milesQantas Frequent Flyer2026-10-14
Bendigo Bank Qantas Platinum Credit Card$1490.6 Qantas Point per AUD 1 on eligible purchases.Qantas Points · Direct milesQantas Frequent Flyer2026-10-20
Bankwest Qantas Platinum Mastercard$1990.6 Qantas Point per AUD 1 on the first AUD 2,500 of eligible purchases per month, then 0.15 per AUD 1.Qantas Points · Direct milesQantas Frequent Flyer2026-10-20
American Express Qantas American Express Premium Card$2491 Qantas Point per AUD 1 on everyday card purchasesQantas Points · Direct milesNot verified2026-10-20
ANZ Frequent Flyer Platinum$2950.75 Qantas Points per AUD 1 up to and including AUD 3,000 per statement period, then 0.5 per AUD 1 (issuer page).Qantas Points · Direct milesQantas Frequent Flyer2026-10-20
NAB Qantas Rewards Premium Card$2951 Qantas Point per AUD 2 on the first AUD 3,000 per statement period, then 1 per AUD 4 on the next AUD 3,001 to AUD 6,000; 1 bonus Qantas Point per AUD 2 on…Qantas Points · Direct milesQantas Frequent Flyer2026-10-20
Westpac Altitude Qantas Platinum$300 incl. required rewards fee0.33 Qantas Points per AUD 1 other eligible spend; 0.75 international and 0.5 everyday categories. After AUD 5,000 total statement-cycle spend, further eligible…Qantas Points · Direct milesQantas Frequent Flyer2026-10-14
Westpac Altitude Velocity Platinum$300 incl. required rewards fee0.33 Velocity Points per AUD 1 other eligible spend; 0.75 international and 0.5 everyday categories. After AUD 5,000 total statement-cycle spend, further eligible…Velocity Points · Direct milesVelocity Frequent Flyer2026-10-14
Bank of Melbourne Amplify Qantas Platinum$300 incl. required rewards fee0.75 Qantas Point per AUD 1 on international spend, 0.5 on everyday spend, 0.33 on all other purchases; 0.2 per AUD 1 after AUD 5,000 of spend in a statement cycle.Qantas Points · Direct milesQantas Frequent Flyer2026-10-20
BankSA Amplify Qantas Platinum$300 incl. required rewards fee0.75 Qantas Point per AUD 1 on international spend, 0.5 on everyday spend, 0.33 on all other purchases; 0.2 per AUD 1 after AUD 5,000 of spend in a statement cycle.Qantas Points · Direct milesQantas Frequent Flyer2026-10-20
St.George Amplify Qantas Platinum$300 incl. required rewards fee0.75 Qantas Point per AUD 1 on international spend, 0.5 on everyday spend, 0.33 on all other purchases; 0.2 per AUD 1 after AUD 5,000 of spend in a statement cycle.Qantas Points · Direct milesQantas Frequent Flyer2026-10-20
Bankwest Qantas World Mastercard$3201 Qantas Point per AUD 1 on the first AUD 3,000 of eligible purchases per month, then 0.2 per AUD 1.Qantas Points · Direct milesQantas Frequent Flyer2026-10-20
HSBC Australia HSBC Platinum Qantas Credit Card$3991.5 Qantas Points per AUD 1 on eligible purchases up to AUD 120,000 in the first 12 months, then 1 per AUD 1 up to AUD 120,000 annually; 1 additional bonus point per…Qantas Points · Direct milesQantas Frequent Flyer2026-10-20
NAB / Qantas Money Qantas Money Platinum$3991 Qantas Point per whole AUD 1 domestic spend up to AUD 10,000 per statement, then 0.5; 1.5 per whole AUD 1 international; 1 additional point per whole AUD 1 eligible…Qantas Points · Direct milesNot verified2026-10-14
ANZ Frequent Flyer Black$4251 Qantas Point per AUD 1 up to and including AUD 7,500 per statement period, then 0.5 per AUD 1 (issuer page).Qantas Points · Direct milesQantas Frequent Flyer2026-10-20
American Express Velocity Platinum Card$4401.25 Velocity Points per AUD 1 on card purchases, except 0.5 at Australian government bodies (issuer page).Velocity Points · Direct milesVelocity Frequent Flyer2026-10-20
NAB Qantas Rewards Signature Card$4490.75 Qantas Point per AUD 1 on the first AUD 3,000 per statement period, then 0.25 per AUD 1 on the next AUD 3,001 to AUD 15,000; points are capped at AUD 15,000 of…Qantas Points · Direct milesQantas Frequent Flyer2026-10-20
Westpac Altitude Qantas Black$450 incl. required rewards fee0.4 Qantas Points per AUD 1 other eligible spend; 1.5 international and 0.8 everyday categories. After AUD 10,000 total statement-cycle spend, further eligible…Qantas Points · Direct milesQantas Frequent Flyer2026-10-14
Westpac Altitude Velocity Black$450 incl. required rewards fee0.4 Velocity Points per AUD 1 other eligible spend; 1.5 international and 0.8 everyday categories. After AUD 10,000 total statement-cycle spend, further eligible…Velocity Points · Direct milesVelocity Frequent Flyer2026-10-14
Bank of Melbourne Amplify Qantas Signature$450 incl. required rewards fee1.5 Qantas Points per AUD 1 on international spend, 0.8 on everyday spend, 0.4 on all other purchases; 0.25 per AUD 1 after AUD 10,000 of spend in a statement cycle.Qantas Points · Direct milesQantas Frequent Flyer2026-10-20
BankSA Amplify Qantas Signature$450 incl. required rewards fee1.5 Qantas Points per AUD 1 on international spend, 0.8 on everyday spend, 0.4 on all other purchases; 0.25 per AUD 1 after AUD 10,000 of spend in a statement cycle.Qantas Points · Direct milesQantas Frequent Flyer2026-10-20
American Express Qantas American Express Ultimate Card$4501.25 Qantas Points per AUD 1 on everyday purchases until 100,000 Qantas Points are earned in a calendar year, then 1 per AUD 1; 0.5 at Australian government bodies…Qantas Points · Direct milesQantas Frequent Flyer2026-10-20
St.George Amplify Qantas Signature$450 incl. required rewards fee1.5 Qantas Points per AUD 1 on international spend, 0.8 on everyday spend, 0.4 on all other purchases; 0.25 per AUD 1 after AUD 10,000 of spend in a statement cycle.Qantas Points · Direct milesQantas Frequent Flyer2026-10-20
Qantas Money Titanium$1,2001.25 Qantas Points per AUD 1 domestic up to AUD 12,500 per statement, then 0.5; 2 per AUD 1 international.Qantas Points · Direct milesNot verified2026-10-20

What to check before applying

Co-branded cards usually tie you to one loyalty program. Compare the earning rate with the fee and with what you can realistically redeem for before choosing.

Related guides for Australia